27 Willingdon Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13795774

$769,000
For Sale
Listed 12 days agoNo offer date stated
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3Bedrooms
2Bathrooms
4Parking
1100-1500Sq ft

About this home

In short

  • Welcome to 27 Willingdon Avenue, a charming, 3 Bedroom, Semi-Detached, 2-Storey home located in the sought after Birchcliffe-Cliffside area.
  • This all brick family home is nestled on corner lot, sits on a generous 30 x 120 ft lot, and is steps to Birch Cliff Heights Public School.
  • This 3 bedroom home has been freshly painted, has a 4-Piece bath and a 3-Piece bath in the basement, and the home offers an abundance of natural light.
  • The basement offers a recreation room, 3-piece Bath, and laundry room.
  • Property is being sold in "as-is, where is condition".

Welcome to 27 Willingdon Avenue, a charming, 3 Bedroom, Semi-Detached, 2-Storey home located in the sought after Birchcliffe-Cliffside area! This all brick family home is nestled on corner lot, sits on a generous 30 x 120 ft lot, and is steps to Birch Cliff Heights Public School. This 3 bedroom home has been freshly painted, has a 4-Piece bath and a 3-Piece bath in the basement, and the home offers an abundance of natural light. It also features a large backyard, large driveway with ample car parking, and a separate side door entrance leading to basement which allows for rental income potential. The basement offers a recreation room, 3-piece Bath, and laundry room. A great home for first-time homebuyers, downsizers or investors looking to update, renovate or personalize. Property is being sold in "as-is, where is condition". Conveniently located to parks, schools, shopping, amenities, TTC and the Go Station. Don't miss the chance to own a home with incredible potential in a prime location!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13795774
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
30 × 120 ft
Cross streets
Birchmount Road & Danforth Ave
Parking
4 parking
Driveway
Private
Basement
Separate Entrance
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$3,806 / 2026
Days on market
12
Listing brokerage
CENTURY 21 PERCY FULTON LTD.

Rooms

Living RoomMain4.41 × 3.38 m

large window · combined w/dining

Bedroom 3Second4.28 × 3.26 m

window · hardwood floor · closet

Bedroom 2Second3.41 × 2.99 m

window · hardwood floor · closet

RecreationBasement6.37 × 4.36 m

combined w/laundry · broadloom · closet

KitchenMain4.28 × 3.07 m

Laminate

Primary BedroomSecond4.54 × 3.17 m

window · hardwood floor · closet

Dining RoomMain3.47 × 3.38 m

window · combined w/living

Our TakeTeam Asgarian · Broker
Above what recent sales support
$724Kautomated estimate, from recent sales

Listed at $769,000, about 6% above our estimate of $724K (homes like it typically land between $679K and $759K).

Why $724K. The typical semi-detached home sold in Birchcliffe-Cliffside over the past year went for about $875K (22 sales). What sets this one apart:

  • ▼ Lowers itThe listing presents it as a home to renovate or rebuild.
  • ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $3,806 a year; the typical home sold here pays about $4,200.
List price
$679KBelow our range$769KAbove our range

Total price vs nearby homes. Fair value about $724K, learned from recent GTA sales.

The market behind the math:

3sold nearby · 90 days
12days on market so far
This home
Below area avgAbove area avg

Price per square foot: this home lists at $592/sqft against an area asking average of $830/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $828K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Birch Cliff Heights Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($592/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Birchcliffe-Cliffside, so I widened the search to the surrounding area.

Based on 14 comparable homes that sold in Birchcliffe-Cliffside over the past two years, from 32 closings there.

What sellers nearby are askingCurrently listed nearby in Birchcliffe-Cliffside · asking prices
$937kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $724K, which is where my estimate comes from.

Per square foot, these ask about $807/sqft; this home lists at $592/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
769kThis home799k1.05M699k1.20MThis home vs active comparables

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

East End-Danforth
$1.19M
Woodbine Corridor
$988K
Greenwood-Coxwell
$909K
South Riverdale
$1.29M
North Riverdale
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Heights Public School
59%
Birch Cliff Heights Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 59% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
J G Workman Public School · Public elementary0.7 km · 51% at standard
Cliffside Public School · Public elementary0.8 km · 54% at standard
Danforth Gardens Public School · Public elementary1.0 km · 58% at standard
Birch Cliff Public School · Public elementary1.3 km · 68% at standard
Taylor Creek Public School · Public elementary1.4 km · 41% at standard
John A Leslie Public School · Public elementary1.5 km · 60% at standard
St Joachim Catholic School · Catholic elementary1.6 km · 63% at standard
Chine Drive Public School · Public elementary1.7 km · 90% at standard
Norman Cook Junior Public School · Public elementary1.8 km · 56% at standard
Oakridge Junior Public School · Public elementary1.9 km · 61% at standard
St Theresa Shrine Catholic School · Catholic elementary2.0 km · 67% at standard
General Brock Public School · Public elementary2.0 km · 55% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,505/mo
$147KIncome needed
5.2×Price ÷ income
$809Weekly cost
$23,710Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,505Property tax $317Total carry $3,822

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,402per month

Mortgage amount $615,200 · 4.49% over 25 years

$153,800Down payment (20.0%)
$615,200Loan before insurance
$0CMHC premium
$3,719Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,402
Property tax
$317
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,719

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,855
Toronto municipal land transfer tax
$11,855
Estimated closing costs
$23,710

Plus your down payment of $153,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,117/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$405,264Total interest paid
$1,020,464Total of all payments
Principal $615,200 Interest $405,264
YearPrincipalInterestBalance
1$13,729$27,090$601,471
2$14,352$26,467$587,119
3$15,004$25,815$572,116
4$15,685$25,134$556,431
5$16,397$24,422$540,034
6$17,141$23,677$522,892
7$17,920$22,899$504,973
8$18,733$22,085$486,239
9$19,584$21,235$466,655
10$20,473$20,345$446,182
11$21,403$19,416$424,779
12$22,375$18,444$402,405
13$23,390$17,428$379,014
14$24,452$16,366$354,562
15$25,563$15,256$328,999
16$26,723$14,095$302,276
17$27,937$12,882$274,339
18$29,205$11,613$245,134
19$30,531$10,287$214,603
20$31,917$8,901$182,686
21$33,367$7,452$149,319
22$34,881$5,937$114,438
23$36,465$4,353$77,973
24$38,121$2,698$39,852
25$39,852$967$0

At the end of your 5-year term

Total paid over the term
$204,093
Principal paid down
$75,166
Interest paid
$128,927
Balance remaining
$540,034

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.5%Cap rate after taxes and upkeep

About the suite: in Birchcliffe-Cliffside basements rarely rent out (2 of 10 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $3,806− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,358

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PERCY FULTON LTD.. MLS®/PropTx.

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