55 Winston Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13833384

$1,049,999
For Sale
Listed 2 days agoNo offer date stated
3Bedrooms
3Bathrooms
1Parking
1100-1500Sq ft

About this home

In short

  • This fantastic home has been completely renovated and expanded in 2018 with the very best workmanship and materials.
  • Everything has been customized with loads of custom cabinets, stunning kitchen with huge quartz island, built in media desk, storage bench and B/I closet.
  • Beautiful open concept living and dining with cozy fireplace.
  • Walk out to a stunning private backyard oasis with custom built large deck and pergola and perennial gardens.
  • Village shops and Restos, Blantyre School, the soon to be renovated Blantyre Park.

This fantastic home has been completely renovated and expanded in 2018 with the very best workmanship and materials. Everything has been customized with loads of custom cabinets, stunning kitchen with huge quartz island, built in media desk, storage bench and B/I closet. Beautiful open concept living and dining with cozy fireplace. Walk out to a stunning private backyard oasis with custom built large deck and pergola and perennial gardens. Private parking with EV charger is the cherry on top! Roof is 3 years new. The lower level has been waterproofed and underpinned to 8ft creating a more than comfortable family room space. The stunning custom built ins in the wet bar feature a 200 bottle built in high end wine fridge. The upper level features 3 good sized bedrooms with custom built ins and 2 bathrooms. The location can't be beat being steps to Kingston Rd. Village shops and Restos, Blantyre School, the soon to be renovated Blantyre Park. Malvern Collegiate catchment! This beautiful home is an absolute must see! Open House Saturday and Sunday 2-4. Home inspection available shortly via email.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13833384
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
14.33 × 105 ft
Cross streets
Kingston Rd & Victoria Park
Parking
1 parking
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Poured Concrete, Brick
Roof
Shingles, Flat
Sewer
Sewer
Property tax
$5,417 / 2026
Days on market
2
Listing brokerage
ROYAL LEPAGE ESTATE REALTY

Rooms

Primary BedroomUpper4.67 × 3.71 m

hardwood floor · 2 pc ensuite · b/i closet

Mud RoomMain3.35 × 1.93 m

B/I Closet

Living RoomMain3.84 × 3.33 m

hardwood floor · pot lights · gas fireplace

BathroomLower2.59 × 1.88 m

Combined w/Laundry

Bedroom 3Upper3.38 × 2.31 m

Hardwood Floor

OtherLower3.28 × 1.68 m

wet bar · quartz counter · b/i fridge

Utility RoomLower3.68 × 2.01 m
Dining RoomMain3.79 × 3.79 m

hardwood floor · open concept

BathroomUpper2.13 × 0.86 m

2 Pc Bath

Family RoomLower5.87 × 3.68 m

vinyl floor · pot lights

Bedroom 2Upper3.96 × 3.63 m

hardwood floor · b/i closet · b/i desk

BathroomUpper2.31 × 1.47 m

Updated

KitchenMain5.74 × 3.66 m

w/o to deck · renovated · stainless steel appl

Our TakeTeam Asgarian · Broker
Below what recent sales support
$1.13Mautomated estimate, from recent sales

Listed at $1,049,999, about 7% below our estimate of $1.13M (homes like it typically land between $1.06M and $1.19M).

Why $1.13M. The typical semi-detached home sold in Birchcliffe-Cliffside over the past year went for about $875K (22 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $5,417 a year; the typical home sold here pays about $4,200.
  • ▲ Raises it stronglyThe listing describes it as fully renovated or newly built.
  • ▲ Raises it slightly3 bedrooms and 3 baths, against 3+1 and 2 typically.
  • ▼ Lowers it slightlyIts lot is 14 by 105 ft; the typical lot sold here is 22 by 125.
List price
$1.05MBelow our range$1.19MAbove our range

Total price vs nearby homes. Fair value about $1.13M, learned from recent GTA sales.

The market behind the math:

3sold nearby · 90 days
2days on market so far
This home
Below area avgAbove area avg

Price per square foot: this home lists at $808/sqft against an area asking average of $836/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 26 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.11M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (Malvern Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($808/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 3 homes sold on this street over the past two years, plus 2 nearby in Birchcliffe-Cliffside, from 32 closings in Birchcliffe-Cliffside.

What sellers nearby are askingCurrently listed nearby in Birchcliffe-Cliffside · asking prices
$867kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $1.13M, which is where my estimate comes from.

Per square foot, these ask about $753/sqft; this home lists at $808/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.05MThis home769k799k699k1.20MThis home vs active comparables

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

East End-Danforth
$1.19M
Woodbine Corridor
$988K
Greenwood-Coxwell
$909K
South Riverdale
$1.29M
North Riverdale
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Blantyre Public School
71%
Blantyre Public SchoolPublic · Elementary · 0.1 km awayAround the GTA average · 71% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Adam Beck Junior Public School · Public elementary0.5 km · 73% at standard
Neil McNeil High School · Catholic secondary0.6 km · 76% at standard
Courcelette Public School · Public elementary0.6 km · 77% at standard
Notre Dame Catholic High School · Catholic secondary0.9 km · 82% at standard
St Dunstan Catholic School · Catholic elementary1.0 km · 73% at standard
Balmy Beach Community School · Public elementary1.0 km · 88% at standard
Samuel Hearne Public School · Public elementary1.2 km · 47% at standard
Oakridge Junior Public School · Public elementary1.2 km · 61% at standard
Beaches Alternative Junior School · Public elementary1.3 km
Kimberley Junior Public School · Public elementary1.3 km · 82% at standard
St Denis Catholic School · Catholic elementary1.4 km · 90% at standard
St Nicholas Catholic School · Catholic elementary1.5 km · 61% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,786/mo
$200KIncome needed
5.2×Price ÷ income
$1,104Weekly cost
$34,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,786Property tax $451Total carry $5,237

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,644per month

Mortgage amount $839,999 · 4.49% over 25 years

$210,000Down payment (20.0%)
$839,999Loan before insurance
$0CMHC premium
$5,096Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,644
Property tax
$451
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,096

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,475
Toronto municipal land transfer tax
$17,475
Estimated closing costs
$34,950

Plus your down payment of $210,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,621/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$553,351Total interest paid
$1,393,350Total of all payments
Principal $839,999 Interest $553,351
YearPrincipalInterestBalance
1$18,745$36,989$821,254
2$19,596$36,138$801,658
3$20,486$35,248$781,172
4$21,416$34,318$759,755
5$22,389$33,345$737,367
6$23,405$32,329$713,962
7$24,468$31,266$689,494
8$25,579$30,155$663,915
9$26,740$28,994$637,175
10$27,954$27,780$609,221
11$29,223$26,511$579,997
12$30,550$25,184$549,447
13$31,937$23,797$517,509
14$33,388$22,346$484,122
15$34,903$20,831$449,219
16$36,488$19,246$412,730
17$38,145$17,589$374,585
18$39,877$15,857$334,709
19$41,687$14,047$293,021
20$43,580$12,154$249,441
21$45,559$10,175$203,882
22$47,627$8,107$156,254
23$49,790$5,944$106,465
24$52,051$3,683$54,414
25$54,414$1,320$0

At the end of your 5-year term

Total paid over the term
$278,670
Principal paid down
$102,632
Interest paid
$176,038
Balance remaining
$737,367

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $5,417− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,747

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.

CallRequest a showing