104 Fencerow Drive, Whitby, ON
Rolling Acres, Whitby · MLS® E13803194
About this home
In short
- Welcome to this beautiful and lovingly cared-for family home, offering a bright and airy layout.
- The main floor features a spacious living and dining area with hardwood flooring, recessed lighting and detailed trim and baseboards throughout.
- The inviting family room offers hardwood flooring, a gas fireplace and an open-concept connection to the well-appointed kitchen.
- The spacious primary retreat features a walk-in closet and a private four-piece ensuite with ceramic flooring, a whirlpool tub and separate shower.
- The unfinished basement offers excellent potential for future living space, along with a cold cellar and rough-in for plumbing.
Welcome to this beautiful and lovingly cared-for family home, offering a bright and airy layout. The main floor features a spacious living and dining area with hardwood flooring, recessed lighting and detailed trim and baseboards throughout. The inviting family room offers hardwood flooring, a gas fireplace and an open-concept connection to the well-appointed kitchen. The kitchen is thoughtfully designed with extra-high custom cabinetry, under- and over-cabinet lighting, quartz countertops, a large centre island with seating, ceramic flooring and a stylish tile backsplash. The adjacent breakfast area provides a walkout to the backyard and overlooks the beautifully landscaped outdoor space. Convenient main-floor laundry adds functionality and ease to everyday living. Upstairs, four generously sized bedrooms provide plenty of room for the entire family. The spacious primary retreat features a walk-in closet and a private four-piece ensuite with ceramic flooring, a whirlpool tub and separate shower. Three additional bedrooms each offer comfortable living space, double closets and broadloom flooring. A second four-piece bathroom and convenient main-floor powder room complete the home. The backyard is an exceptional extension of the living space, featuring two expansive decks ideal for relaxing, dining and entertaining. One deck offers a gazebo-covered seating area, while the second is designed for outdoor dining and includes a natural gas BBQ. A built-in Jacuzzi hot tub provides the perfect spot to unwind, while the remaining lawn offers plenty of room for children and pets to enjoy. Interlocking adds both function and curb appeal along the side of the home and beside one of the decks. The unfinished basement offers excellent potential for future living space, along with a cold cellar and rough-in for plumbing. With its spacious principal rooms, thoughtful upgrades and outstanding backyard, this home is perfectly suited to comfortable family living and entertaining.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13803194
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 39.37 × 130.22 ft
- Cross streets
- Rossland / Garrard
- Parking
- 2 garage · 4 parking (built-in)
- Driveway
- Private
- Basement
- Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,783 / 2026
- Days on market
- 2
- Listing brokerage
- RE/MAX Rouge River Realty Ltd.
Rooms
4 pc bath · walk-in closet(s) · broadloom
combined w/dining · hardwood floor · recessed lighting
gas fireplace · hardwood floor · overlooks backyard
double closet · broadloom · window
combined w/living · hardwood floor · recessed lighting
double closet · broadloom · window
double closet · broadloom · window
centre island · quartz counter · stainless steel appl
w/o to deck · ceramic floor · overlooks backyard
Listed at $1,129,900. Recent sales of homes like it put this one around $999K, so the ask is about 13% above what similar homes have sold for.
If it sells at this ask, expect about $1.09M, typically $1.08M to $1.11M: that is where homes here have closed against their asks in the last 90 days (21 closings).
Total price vs nearby homes. Fair value about $999K, learned from recent GTA sales.
The market behind the math:
About 2.6 months of inventory: 18 detached homes for sale in the area against 21 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $411/sqft against an area asking average of $432/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 116 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $974K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($411/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 116 comparable homes that sold in Rolling Acres over the past two years, from 209 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $421/sqft; this home lists at $411/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Rolling Acres, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.
Mortgage amount $903,920 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,948
- Property tax
- $649
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,596
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,073
- Estimated closing costs
- $19,073
Plus your down payment of $225,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $296,870
- Principal paid down
- $111,763
- Interest paid
- $185,106
- Balance remaining
- $792,157
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 27 whole-home leases in Rolling Acres signed at a median of $4,184 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,181. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Rouge River Realty Ltd.. MLS®/PropTx.