21 Eastgate Crescent, Toronto, ON

Clairlea-Birchmount, Toronto · MLS® E13805332

$850,000
For Sale
Listed 31 days agoNo offer date statedSitting longer than typical
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3+3Bedrooms
3Bathrooms
5Parking
1100-1500Sq ft

About this home

In short

  • Rare opportunity to own a detached 1-storey home in the desirable Clairlea-Birchmount community.
  • The functional layout features 3 bedrooms on the 2nd floor and 3 bedrooms in the basement, providing flexibility for extended family living or future income potential.
  • Conveniently located close to schools, parks, shopping, TTC transit, and the upcoming Eglinton Crosstown LRT.
  • Sold in "as is, where is" condition without any representations or warranties by the Seller.

Rare opportunity to own a detached 1-storey home in the desirable Clairlea-Birchmount community. Situated on a mature lot, this property offers incredible potential for renovators, investors, and end-users looking to customize a home to their own taste. The functional layout features 3 bedrooms on the 2nd floor and 3 bedrooms in the basement, providing flexibility for extended family living or future income potential. Conveniently located close to schools, parks, shopping, TTC transit, and the upcoming Eglinton Crosstown LRT. Easy access to major highways and downtown Toronto. Sold in "as is, where is" condition without any representations or warranties by the Seller.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
E13805332
Bedrooms
3+3 (6 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
46 × 125 ft
Cross streets
St Clair Ave E & Pharmacy Ave
Parking
5 parking
Driveway
Private
Basement
Full
Heating
Forced Air
A/C
None
Exterior
Aluminum Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,509 / 2025
Days on market
31
Listing brokerage
RESIDENTIAL DEVELOPMENT SERVICES INC.
Our TakeTeam Asgarian · Broker
A small discount is typical
$837Klikely sale price

Listed at $850,000. Going by how homes in Clairlea-Birchmount and the wider GTA have actually closed against their asking prices (about 99%, 22 local closings in 90 days), the likely sale price is near $837K, if it sells. A realistic range is $785K to $944K.

Independent value check: $778K. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $729K and $815K).

Why $778K. The typical detached home sold in Clairlea-Birchmount over the past year went for about $870K (94 sales). What sets this one apart:

  • ▼ Lowers itThe listing presents it as a home to renovate or rebuild.
  • ▲ Raises it slightly3+3 bedrooms and 3 baths, against 3+1 and 2 typically.

Longer on the market than typical. 31 days on the market against about 15 for homes like it here, and asking 9% above where comparable closings put it.

List price
$785KBelow recent closings$944KAbove recent closings

Total price vs nearby homes. Likely closing about $837K, from 22 recent closings in this pocket.

The market behind the math:

22sold nearby · 90 days
$854Kmedian sold price
100%of asking, on average
−10%prices vs a year ago
~10 dayshomes like this take to sell
31days on market so far
$3,661/moest. rent · 13 leases
5.2%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.9 months of inventory: 21 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $654/sqft against an area asking average of $717/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $741K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is SATEC @ W A Porter Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($654/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Clairlea-Birchmount, so I widened the search to the surrounding area.

Based on 22 comparable homes that sold in Clairlea-Birchmount over the past two years, from 172 closings there.

What sellers nearby are askingCurrently listed nearby in Clairlea-Birchmount · asking prices
$974kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $778K, which is where my estimate comes from.

Per square foot, these ask about $712/sqft; this home lists at $654/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
850kThis home949k959k1.01M949k999kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Clairlea-Birchmount: $830K in September 2026, down 5% from a year ago, on 90 closings in 10 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$939K12
November 2025$843K10
December 2025$915K5
March 2026$1.13M6
April 2026$878K14
May 2026$835K13
June 2026$852K10
July 2026$897K5
August 2026$897K6
September 2026$830K9

Neighbourhood & location

Clairlea-Birchmount, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine-Lumsden
$949K
Wexford-Maryvale
$849K
Bendale
$949K
Leaside
$2.15M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Clairlea Public School
57%
Clairlea Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 57% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Regent Heights Public School · Public elementary0.4 km · 68% at standard
Victoria Park Elementary School · Public elementary0.7 km · 92% at standard
St Joachim Catholic School · Catholic elementary1.1 km · 63% at standard
George Webster Elementary School · Public elementary1.3 km · 58% at standard
Gordon A Brown Middle School · Public elementary1.3 km · 77% at standard
O'Connor Public School · Public elementary1.3 km · 47% at standard
Selwyn Elementary School · Public elementary1.4 km · 85% at standard
General Brock Public School · Public elementary1.5 km · 55% at standard
Danforth Gardens Public School · Public elementary1.5 km · 58% at standard
Taylor Creek Public School · Public elementary1.6 km · 41% at standard
Crescent Town Elementary School · Public elementary1.6 km · 68% at standard
J G Workman Public School · Public elementary1.8 km · 51% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,874/mo
$163KIncome needed
5.2×Price ÷ income
$894Weekly cost
$26,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,874Property tax $376Total carry $4,250

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,760per month

Mortgage amount $680,000 · 4.49% over 25 years

$170,000Down payment (20.0%)
$680,000Loan before insurance
$0CMHC premium
$4,136Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,760
Property tax
$376
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,136

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,475
Toronto municipal land transfer tax
$13,475
Estimated closing costs
$26,950

Plus your down payment of $170,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,551/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$447,951Total interest paid
$1,127,951Total of all payments
Principal $680,000 Interest $447,951
YearPrincipalInterestBalance
1$15,175$29,943$664,825
2$15,864$29,254$648,962
3$16,584$28,534$632,378
4$17,337$27,781$615,041
5$18,124$26,994$596,917
6$18,947$26,171$577,970
7$19,807$25,311$558,162
8$20,707$24,411$537,456
9$21,647$23,471$515,809
10$22,630$22,488$493,179
11$23,657$21,461$469,522
12$24,731$20,387$444,791
13$25,854$19,264$418,937
14$27,028$18,090$391,909
15$28,255$16,863$363,653
16$29,538$15,580$334,115
17$30,879$14,239$303,236
18$32,281$12,837$270,955
19$33,747$11,371$237,208
20$35,279$9,839$201,929
21$36,881$8,237$165,047
22$38,556$6,562$126,492
23$40,306$4,812$86,186
24$42,136$2,982$44,049
25$44,049$1,069$0

At the end of your 5-year term

Total paid over the term
$225,590
Principal paid down
$83,083
Interest paid
$142,507
Balance remaining
$596,917

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 13 whole-home leases in Clairlea-Birchmount$3,661/mo
$43,932Gross annual rent
3.9%Cap rate after taxes and upkeep
$3,299 to $4,472Typical rent range
~46 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 13 whole-home leases in Clairlea-Birchmount signed at a median of $3,279 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,661. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.2%
Gross yield
− Property tax $4,509− Insurance $1,400− Vacancy & upkeep $4,833Net operating income $33,190

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RESIDENTIAL DEVELOPMENT SERVICES INC.. MLS®/PropTx.

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