7 Oceanpearl Crescent, Whitby, ON
Blue Grass Meadows, Whitby · MLS® E13805930
About this home
In short
- Welcome to 7 Oceanpearl Cres, a beautifully finished 4-bedroom, 4-bathroom detached home in Whitby's desirable Blue Grass Meadows community.
- Bright and spacious throughout, this family-friendly home features hardwood floors in the living and dining rooms, an upgraded kitchen with granite countertops...
- Generously sized bedrooms include a primary retreat with walk-in closet and 4-piece ensuite.
- The fully finished basement adds valuable living space with a large recreation room, pot lights, 3-piece bathroom and convenient walk-out to the private, fenced backyard.
- Situated close to Bellwood Public School, parks, transit, shopping and everyday amenities, with easy access to major routes for commuters.
Welcome to 7 Oceanpearl Cres, a beautifully finished 4-bedroom, 4-bathroom detached home in Whitby's desirable Blue Grass Meadows community. Bright and spacious throughout, this family-friendly home features hardwood floors in the living and dining rooms, an upgraded kitchen with granite countertops, backsplash and stainless-steel appliances, plus a breakfast area with walk-out to the deck. Generously sized bedrooms include a primary retreat with walk-in closet and 4-piece ensuite. The fully finished basement adds valuable living space with a large recreation room, pot lights, 3-piece bathroom and convenient walk-out to the private, fenced backyard. Situated close to Bellwood Public School, parks, transit, shopping and everyday amenities, with easy access to major routes for commuters. A wonderful opportunity to own a spacious, move-in-ready home in an established Whitby neighbourhood.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13805930
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 39.37 × 98.92 ft
- Cross streets
- Thickson Rd S / Burns St. E.
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Brick, Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $7,355 / 2026
- Days on market
- 26
- Listing brokerage
- RE/MAX METROPOLIS REALTY
Listed at $1,099,000. Going by how homes in Blue Grass Meadows and the wider GTA have actually closed against their asking prices (about 98%, 16 local closings in 90 days), the likely sale price is near $1.08M, if it sells. A realistic range is $1.01M to $1.21M.
Independent value check: $976K. Without looking at the asking price, our model values the home itself about 11% below the ask (homes like it typically land between $915K and $1.02M).
Why $976K. The typical detached home sold in Blue Grass Meadows over the past year went for about $905K (110 sales). What sets this one apart:
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $7,355 a year; the typical home sold here pays about $6,400.
- ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
- ▲ Raises it slightly4 bedrooms and 4 baths, against 3+1 and 3 typically.
Total price vs nearby homes. Likely closing about $1.08M, from 16 recent closings in this pocket.
The market behind the math:
About 3.2 months of inventory: 17 detached homes for sale in the area against 16 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $488/sqft against an area asking average of $481/sqft.
- Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 16 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $879K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($488/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 16 comparable homes that sold in Blue Grass Meadows over the past two years, from 218 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $472/sqft; this home lists at $488/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Blue Grass Meadows: $928K in September 2026, down 5% from a year ago, on 97 closings in 11 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $885K | 12 |
| November 2025 | $941K | 13 |
| December 2025 | $949K | 14 |
| February 2026 | $865K | 7 |
| March 2026 | $978K | 10 |
| April 2026 | $900K | 7 |
| May 2026 | $930K | 11 |
| June 2026 | $776K | 6 |
| July 2026 | $938K | 7 |
| August 2026 | $819K | 5 |
| September 2026 | $928K | 5 |
Neighbourhood & location
Blue Grass Meadows, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.
Mortgage amount $879,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,861
- Property tax
- $613
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,474
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,455
- Estimated closing costs
- $18,455
Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $291,675
- Principal paid down
- $107,422
- Interest paid
- $184,253
- Balance remaining
- $771,778
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Blue Grass Meadows (22 of 95 recent detached leases were basement units, around $1,775 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,775 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 12 whole-home leases in Blue Grass Meadows signed at a median of $3,109 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,082. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX METROPOLIS REALTY. MLS®/PropTx.