4 Upland Drive, Whitby, ON

Blue Grass Meadows, Whitby · MLS® E13814130

$985,000
For Sale
Listed 23 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Price Improved - An Incredible Opportunity in One of Whitby's Most Desirable Family Communities.
  • Step through the front door into a spectacular open-to-above foyer, where soaring ceilings and abundant natural light create a warm and sophisticated first impression.
  • The thoughtfully designed main floor features an open-concept layout with gleaming hardwood flooring throughout-there is no carpet anywhere-offering both refined...
  • The impressive primary suite offers a peaceful retreat featuring a custom walk-in closet with built-in organizers and a luxurious 5-piece spa-inspired ensuite...
  • The fully finished basement provides valuable additional living space that can easily accommodate a recreation room, home theatre, children's playroom, fitness...

Price Improved - An Incredible Opportunity in One of Whitby's Most Desirable Family Communities. Welcome to 4 Upland Dr., Whitby, a beautifully appointed 4-bedroom family home that perfectly blends timeless elegance, modern upgrades, and exceptional everyday functionality. Now offered at a newly improved price, this move-in-ready residence delivers outstanding value for buyers seeking luxury finishes, generous living space, and an unbeatable location. Step through the front door into a spectacular open-to-above foyer, where soaring ceilings and abundant natural light create a warm and sophisticated first impression. The thoughtfully designed main floor features an open-concept layout with gleaming hardwood flooring throughout-there is no carpet anywhere-offering both refined style and effortless maintenance. The heart of the home is the stunning chef-inspired kitchen, complete with built-in stainless steel appliances, upgraded countertops, extensive cabinetry, and ample workspace for preparing family meals or entertaining guests. The spacious living and dining areas flow seamlessly together, creating the perfect setting for both intimate gatherings and larger celebrations. Convenient interior access from the double-car garage adds practical everyday convenience. Upstairs, you'll find four generously sized bedrooms and three beautifully finished bathrooms designed with growing families in mind. The impressive primary suite offers a peaceful retreat featuring a custom walk-in closet with built-in organizers and a luxurious 5-piece spa-inspired ensuite highlighted by dual rain shower heads, double vanity, and premium finishes. The fully finished basement provides valuable additional living space that can easily accommodate a recreation room, home theatre, children's playroom, fitness studio, or private home office. A rough-in fora future bathroom offers excellent potential for additional customization and long-term value.

Key facts

Property type
Detached, 2-Storey
MLS®
E13814130
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
37.9 × 119 ft
Cross streets
Nichol Ave & Thickson Rd S
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,674 / 2025
Days on market
23
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Bedroom 3Second3.39 × 3.15 m

hardwood floor · large closet · large window

LaundryMain3.33 × 1.89 m

porcelain floor · access to garage

Primary BedroomSecond6.13 × 4.10 m

hardwood floor · walk-in closet(s) · 5 pc ensuite

Bedroom 2Second3.00 × 3.20 m

hardwood floor · large closet · large window

KitchenMain6.65 × 2.78 m

stainless steel appl · w/o to deck · pot lights

Living RoomMain5.15 × 3.45 m

hardwood floor · pot lights · large window

Bedroom 4Second3.20 × 2.80 m

hardwood floor · large window · large closet

Dining RoomMain5.12 × 2.96 m

porcelain floor · pot lights · combined w/kitchen

Family RoomMain5.12 × 3.45 m

hardwood floor · fireplace insert · large window

Our TakeTeam Asgarian · Broker
A small discount is typical
$965Klikely sale price

Listed at $985,000. Going by how homes in Blue Grass Meadows and the wider GTA have actually closed against their asking prices (about 98%, 16 local closings in 90 days), the likely sale price is near $965K, if it sells. A realistic range is $904K to $1.09M.

Independent value check: $936K. Without looking at the asking price, our model values the home itself about 5% below the ask (homes like it typically land between $877K and $981K).

Why $936K. The typical detached home sold in Blue Grass Meadows over the past year went for about $905K (110 sales). What sets this one apart:

  • ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $6,674 a year; the typical home sold here pays about $6,400.
List price
$904KBelow recent closings$1.09MAbove recent closings

Total price vs nearby homes. Likely closing about $965K, from 16 recent closings in this pocket.

The market behind the math:

16sold nearby · 90 days
$933Kmedian sold price
98%of asking, on average
+1%prices vs a year ago
~19 dayshomes like this take to sell
23days on market so far
$2,978/moest. rent · 15 leases
3.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.2 months of inventory: 17 detached homes for sale in the area against 16 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $438/sqft against an area asking average of $484/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 16 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $830K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($438/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 16 comparable homes that sold in Blue Grass Meadows over the past two years, from 218 closings there.

What sellers nearby are askingCurrently listed nearby in Blue Grass Meadows · asking prices
$1.09Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $484/sqft; this home lists at $438/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
985kThis home867k1.10M1.10M1.29MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Blue Grass Meadows: $928K in September 2026, down 5% from a year ago, on 97 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$885K12
November 2025$941K13
December 2025$949K14
February 2026$865K7
March 2026$978K10
April 2026$900K7
May 2026$930K11
June 2026$776K6
July 2026$938K7
August 2026$819K5
September 2026$928K5

Neighbourhood & location

Blue Grass Meadows, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downtown Whitby
$803K
Pringle Creek
$957K
Rolling Acres
$942K
Lynde Creek
$1.18M
Williamsburg
$968K

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,489/mo
$193KIncome needed
5.1×Price ÷ income
$1,036Weekly cost
$16,175Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,489Property tax $556Total carry $5,045

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,357per month

Mortgage amount $788,000 · 4.49% over 25 years

$197,000Down payment (20.0%)
$788,000Loan before insurance
$0CMHC premium
$4,913Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,357
Property tax
$556
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,913

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,175
Estimated closing costs
$16,175

Plus your down payment of $197,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,273/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$519,096Total interest paid
$1,307,096Total of all payments
Principal $788,000 Interest $519,096
YearPrincipalInterestBalance
1$17,585$34,699$770,415
2$18,383$33,901$752,032
3$19,218$33,066$732,814
4$20,090$32,193$712,724
5$21,003$31,281$691,721
6$21,956$30,328$669,765
7$22,953$29,331$646,812
8$23,995$28,289$622,816
9$25,085$27,199$597,731
10$26,224$26,060$571,508
11$27,414$24,869$544,093
12$28,659$23,625$515,434
13$29,960$22,323$485,474
14$31,321$20,963$454,153
15$32,743$19,541$421,410
16$34,229$18,054$387,181
17$35,784$16,500$351,397
18$37,408$14,876$313,989
19$39,107$13,177$274,882
20$40,882$11,401$234,000
21$42,739$9,545$191,261
22$44,679$7,605$146,582
23$46,708$5,576$99,874
24$48,828$3,455$51,045
25$51,045$1,238$0

At the end of your 5-year term

Total paid over the term
$261,419
Principal paid down
$96,279
Interest paid
$165,140
Balance remaining
$691,721

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 15 whole-home leases in Blue Grass Meadows$2,978/mo
$35,736Gross annual rent
2.4%Cap rate after taxes and upkeep
$2,641 to $3,566Typical rent range
~29 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 15 whole-home leases in Blue Grass Meadows signed at a median of $2,954 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,978. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.6%
Gross yield
− Property tax $6,674− Insurance $1,400− Vacancy & upkeep $3,931Net operating income $23,731

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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