32 Dent Street, Ajax, ON

Northwest Ajax, Ajax · MLS® E13814030

$871,500
For Sale
Listed 23 days agoNo offer date stated
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4Bedrooms
3Bathrooms
1Garage · 3 parking
2500-3000Sq ft

About this home

In short

  • Detached house in a central northwest Whitby neighbourhood.
  • 2519sf and built in 2001 as per MPAC.
  • This house needs some work and is sold "as is" with no representations or warranties.

Detached house in a central northwest Whitby neighbourhood. 2519sf and built in 2001 as per MPAC. The mail floor features direct garage access, primary bedroom, kitchen with walk-out to the yard and a combination living/dining room. The second floor has three additional bedrooms, two bathrooms and a family room with gas fireplace. The basement is mainly unfinished but has a finished laundry room. This house needs some work and is sold "as is" with no representations or warranties.

Key facts

Property type
Detached, 2-Storey
MLS®
E13814030
Bedrooms
4
Bathrooms
3
Size
2500-3000 sq ft
Lot
35 × 87 ft
Cross streets
Rossland and Ravenscroft
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,829 / 2026
Days on market
23
Listing brokerage
RE/MAX Jazz INC.

Rooms

Primary BedroomMain4.70 × 4.20 m
Dining RoomMain3.42 × 2.86 m
KitchenMain3.29 × 3.60 m
LaundryBasement3.75 × 3.28 m
Bedroom 4Second3.64 × 3.92 m
Living RoomMain3.42 × 4.55 m
Bedroom 3Second3.48 × 5.30 m
Family RoomSecond3.93 × 4.92 m
Bedroom 2Second5.30 × 5.05 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$858Klikely sale price

Listed at $871,500. Going by how homes in Northwest Ajax and the wider GTA have actually closed against their asking prices (about 98%, 18 local closings in 90 days), the likely sale price is near $858K, if it sells. A realistic range is $804K to $967K.

Independent value check: $947K. Without looking at the asking price, our model values the home itself about 9% above the ask (homes like it typically land between $888K and $993K).

Why $947K. The typical detached home sold in Northwest Ajax over the past year went for about $1.10M (95 sales). What sets this one apart:

  • ▼ Lowers it1 garage and 3 total parking spaces, against 2 and 4 typically.
  • ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $7,829 a year; the typical home sold here pays about $8,200.
  • ▼ Lowers it slightly4 bedrooms and 3 baths, against 4+1 and 4 typically.
  • ▼ Lowers it slightlyThe listing presents it as a home to renovate or rebuild.
List price
$804KBelow recent closings$967KAbove recent closings

Total price vs nearby homes. Likely closing about $858K, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$1.12Mmedian sold price
100%of asking, on average
−2%prices vs a year ago
~17 dayshomes like this take to sell
23days on market so far
$3,267/moest. rent · 28 leases
4.5%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2 months of inventory: 12 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $317/sqft against an area asking average of $439/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $905K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully

Based on 18 comparable homes that sold in Northwest Ajax over the past two years, from 181 closings there.

What sellers nearby are askingCurrently listed nearby in Northwest Ajax · asking prices
$1.17Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $947K, which is where my estimate comes from.

Per square foot, these ask about $405/sqft; this home lists at $317/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
872kThis home990k1.15M1.15M1.38MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Northwest Ajax: $1.06M in September 2026, down 1% from a year ago, on 95 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.06M8
November 2025$1.13M6
December 2025$1.05M10
January 2026$1.20M5
February 2026$1.10M6
March 2026$1.10M7
April 2026$1.25M11
May 2026$1.13M8
June 2026$1.04M12
July 2026$1.15M10
August 2026$1.07M6
September 2026$1.06M6

Neighbourhood & location

Northwest Ajax, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central West
$949K
Central
$825K
Northeast Ajax
$1.14M
Central East
$1000K
South East
$955K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,972/mo
$177KIncome needed
4.9×Price ÷ income
$917Weekly cost
$13,905Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

86%mortgage
Mortgage $3,972Property tax $652Total carry $4,624

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,855per month

Mortgage amount $697,200 · 4.49% over 25 years

$174,300Down payment (20.0%)
$697,200Loan before insurance
$0CMHC premium
$4,507Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,855
Property tax
$652
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,507

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,905
Estimated closing costs
$13,905

Plus your down payment of $174,300. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,666/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$459,282Total interest paid
$1,156,482Total of all payments
Principal $697,200 Interest $459,282
YearPrincipalInterestBalance
1$15,559$30,701$681,641
2$16,265$29,994$665,377
3$17,003$29,256$648,373
4$17,775$28,484$630,598
5$18,583$27,677$612,015
6$19,426$26,833$592,589
7$20,308$25,951$572,280
8$21,230$25,029$551,050
9$22,194$24,065$528,856
10$23,202$23,057$505,654
11$24,256$22,004$481,398
12$25,357$20,902$456,041
13$26,508$19,751$429,533
14$27,712$18,548$401,822
15$28,970$17,289$372,852
16$30,285$15,974$342,566
17$31,660$14,599$310,906
18$33,098$13,161$277,808
19$34,601$11,659$243,208
20$36,172$10,088$207,036
21$37,814$8,445$169,222
22$39,531$6,728$129,691
23$41,326$4,934$88,366
24$43,202$3,057$45,164
25$45,164$1,096$0

At the end of your 5-year term

Total paid over the term
$231,296
Principal paid down
$85,185
Interest paid
$146,111
Balance remaining
$612,015

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 28 whole-home leases in Northwest Ajax$3,267/mo
$39,204Gross annual rent
2.9%Cap rate after taxes and upkeep
$3,062 to $3,729Typical rent range
~25 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 28 whole-home leases in Northwest Ajax signed at a median of $3,415 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,267. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.5%
Gross yield
− Property tax $7,829− Insurance $1,400− Vacancy & upkeep $4,312Net operating income $25,663

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Jazz INC.. MLS®/PropTx.

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