54 Morland Crescent, Ajax, ON

Northwest Ajax, Ajax · MLS® E13864500

$989,900
For Sale
Listed 10 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

Premium Lot with NO House Behind!***Over 2,700 Sq. Ft. Above Grade PLUS a Huge Basement***Pride of Ownership Shines - Lovingly Maintained by the Same Owner for 17 Years***Bright, Sun-Filled Eat-In Kitchen with Tons of Counter Space & Walk-Out to Patio + Gazebo***Private Backyard Oasis with Mature Fruit Trees - Apple, Cherry, Pear & Grape Vine***Inviting Family Room with Gas Fireplace & Picturesque Backyard Views***Spacious Living & Dining Rooms - Perfect for Entertaining Family & Friends***Brand-New Hardwood Flooring Throughout All 2nd-Floor Bedrooms, Hallway & Staircase***Impressive Primary Bedroom with Walk-In Closet & 4-Pc Ensuite Featuring Soaker Tub + Separate Shower***Oversized 2nd Bedroom - Ideal for a Home Office, Guest Room or Growing Family***Generously Sized 3rd & 4th Bedrooms Filled with Natural Light***Convenient Garage Access Through Mudroom/Laundry Room***Massive Basement with High Ceilings & Rough-In for Additional Bathroom - Endless Potential***Double-Car Garage with High Ceiling & Exceptional Storage***Entire House Has Been Freshly Painted***Beautifully Landscaped Front & Backyard - Curb Appeal Inside & Out!***Unbeatable Location Close to Schools, Place of Worship, Grocery, Library, Transit, Playgrounds & Scenic Walking/Biking Trails***Easy Access to Highways 407 & 401 - Making Commuting a Breeze***Just Minutes to Deer Creek Golf Club***A Rare Opportunity to Own a Spacious, Move-In-Ready Home on a Premium Lot***

Key facts

Property type
Detached, 2-Storey
MLS®
E13864500
Bedrooms
4
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
41.99 × 90.35 ft
Cross streets
Westney Rd. & Rossland Rd.
Parking
2 garage · 4 parking (built-in)
Driveway
Private Double
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,399 / 2026
Days on market
10
Listing brokerage
RE/MAX COMMUNITY REALTY INC.

Rooms

BreakfastMain5.60 × 2.89 m

w/o to patio · open concept · combined w/kitchen

Primary BedroomSecond6.79 × 4.05 m

4 pc ensuite · hardwood floor · walk-in closet(s)

Bedroom 2Second7.29 × 3.42 m

hardwood floor · large window · double closet

KitchenMain5.63 × 2.89 m

overlooks backyard · tile floor · backsplash

Family RoomMain4.00 × 3.91 m

gas fireplace · overlooks backyard · hardwood floor

Dining RoomMain5.03 × 3.53 m

hardwood floor · large window · open concept

Living RoomMain4.31 × 3.55 m

hardwood floor · large window · overlooks frontyard

Bedroom 3Second4.14 × 3.95 m

hardwood floor · large window · double closet

Bedroom 4Second4.93 × 3.15 m

hardwood floor · large window · double closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$974Klikely sale price

Listed at $989,900. Going by how homes in Northwest Ajax and the wider GTA have actually closed against their asking prices (about 98%, 18 local closings in 90 days), the likely sale price is near $974K, if it sells. A realistic range is $913K to $1.10M.

Independent value check: $1.08M. Without looking at the asking price, our model values the home itself about 9% above the ask (homes like it typically land between $1.01M and $1.13M).

Why $1.08M. The typical detached home sold in Northwest Ajax over the past year went for about $1.10M (95 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers it slightly4 bedrooms and 3 baths, against 4+1 and 4 typically.
List price
$913KBelow recent closings$1.10MAbove recent closings

Total price vs nearby homes. Likely closing about $974K, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$1.12Mmedian sold price
100%of asking, on average
−2%prices vs a year ago
~17 dayshomes like this take to sell
10days on market so far
$3,267/moest. rent · 28 leases
4.0%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2 months of inventory: 12 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $360/sqft against an area asking average of $436/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.03M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 18 comparable homes that sold in Northwest Ajax over the past two years, from 181 closings there.

What sellers nearby are askingCurrently listed nearby in Northwest Ajax · asking prices
$1.14Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $395/sqft; this home lists at $360/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
990kThis home872k1.15M1.15M1.38MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Northwest Ajax: $1.06M in September 2026, down 1% from a year ago, on 95 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.06M8
November 2025$1.13M6
December 2025$1.05M10
January 2026$1.20M5
February 2026$1.10M6
March 2026$1.10M7
April 2026$1.25M11
May 2026$1.13M8
June 2026$1.04M12
July 2026$1.15M10
August 2026$1.07M6
September 2026$1.06M6

Neighbourhood & location

Northwest Ajax, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Northeast Ajax
$1.14M
Central
$825K
Central West
$949K
Central East
$1000K
South East
$955K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,512/mo
$199KIncome needed
5.0×Price ÷ income
$1,041Weekly cost
$16,273Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

87%mortgage
Mortgage $4,512Property tax $700Total carry $5,212

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,379per month

Mortgage amount $791,920 · 4.49% over 25 years

$197,980Down payment (20.0%)
$791,920Loan before insurance
$0CMHC premium
$5,079Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,379
Property tax
$700
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,079

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,273
Estimated closing costs
$16,273

Plus your down payment of $197,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,300/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$521,678Total interest paid
$1,313,598Total of all payments
Principal $791,920 Interest $521,678
YearPrincipalInterestBalance
1$17,672$34,872$774,248
2$18,475$34,069$755,773
3$19,313$33,230$736,460
4$20,190$32,354$716,269
5$21,107$31,437$695,162
6$22,065$30,478$673,097
7$23,067$29,477$650,029
8$24,115$28,429$625,914
9$25,210$27,334$600,705
10$26,354$26,190$574,351
11$27,551$24,993$546,800
12$28,802$23,742$517,998
13$30,109$22,435$487,889
14$31,477$21,067$456,412
15$32,906$19,638$423,506
16$34,400$18,144$389,107
17$35,962$16,582$353,145
18$37,594$14,950$315,551
19$39,301$13,243$276,249
20$41,086$11,458$235,164
21$42,951$9,593$192,212
22$44,901$7,643$147,311
23$46,940$5,604$100,371
24$49,071$3,473$51,299
25$51,299$1,245$0

At the end of your 5-year term

Total paid over the term
$262,720
Principal paid down
$96,758
Interest paid
$165,962
Balance remaining
$695,162

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 28 whole-home leases in Northwest Ajax$3,267/mo
$39,204Gross annual rent
2.5%Cap rate after taxes and upkeep
$3,062 to $3,729Typical rent range
~25 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 28 whole-home leases in Northwest Ajax signed at a median of $3,415 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,267. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.0%
Gross yield
− Property tax $8,399− Insurance $1,400− Vacancy & upkeep $4,312Net operating income $25,093

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX COMMUNITY REALTY INC.. MLS®/PropTx.

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