2375 Gerrard Street, Toronto, ON

East End-Danforth, Toronto · MLS® E13814176

$889,000
For Sale
Listed 27 days agoNo offer date stated
3Bedrooms
2Bathrooms
0Parking
1100-1500Sq ft

About this home

In short

  • Turnkey 3-Bedroom Semi in Sought-After Upper Beaches.
  • Soak up the mature green oasis as you gaze out from your raised deck and stone patio, which also features built-in planters for the avid gardener.
  • The second floor features 3 bedrooms and a full bathroom; each room with an abundance of natural light.
  • A newly renovated lower level has a separate side entrance w/ option for an in-law suite or to convert to an apartment.
  • Basement has a 3-pc bathroom, kitchenette and has been previously used as both a rental apartment and a rec room, with options for multigenerational living, a home...

Turnkey 3-Bedroom Semi in Sought-After Upper Beaches! Welcome home to this beautifully updated semi with modern finishes. An inviting enclosed front porch leads to the living room, which flows into the dining room-perfect for family dinners & entertaining. The spacious eat-in kitchen boasts sleek quartz countertops, contemporary tile backsplash, new cabinets, a gas range, and direct walk-out to a backyard space where people love to gather. Soak up the mature green oasis as you gaze out from your raised deck and stone patio, which also features built-in planters for the avid gardener. This extended outdoor living is truly the star of the show that will make you forget you're in the city.The second floor features 3 bedrooms and a full bathroom; each room with an abundance of natural light. Modern updated design with day-to-day functionality. A newly renovated lower level has a separate side entrance w/ option for an in-law suite or to convert to an apartment. Basement has a 3-pc bathroom, kitchenette and has been previously used as both a rental apartment and a rec room, with options for multigenerational living, a home office, playroom or tenant suite that earns income toward your mortgage; this flex space allows unmatched versatility. Steps to vibrant Kingston Road Village, restaurants, parks, cafes, ravines, the Beach, and the Danforth GO Train-with downtown just an 11-min train ride away. Convenient amenities nearby include Loblaws, Metro, YMCA, Main subway station, LA Fitness, F45 gym and Ted Reeve Arena. Walking distance to Malvern Cl and with a coveted, rare address within the French Immersion catchment for Adam Beck PS. Street parking available.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13814176
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
15.49 × 85 ft
Cross streets
Gerrard between Main and Victoria Park
Parking
0 parking
Driveway
None
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Wood
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$3,530 / 2026
Days on market
27
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

BreakfastMain2.54 × 2.36 m

laminate · glass doors · w/o to patio

Bedroom 3Second2.59 × 2.54 m

laminate · w/o to balcony

Bedroom 2Second2.24 × 3.48 m

laminate · window · closet

LaundryLower2.03 × 2.34 m

laminate · above grade window · stainless steel appl

RecreationLower5.69 × 3.15 m

laminate · above grade window · side door

Dining RoomMain3.56 × 3.35 m

laminate · window

FoyerMain2.02 × 3.45 m

enclosed · hardwood floor · window

BathroomLower1.63 × 3.05 m

laminate · 3 pc bath · above grade window

KitchenMain2.74 × 3.35 m

laminate · stainless steel appl · backsplash

DenLower4.06 × 1.93 m

laminate · above grade window

Primary BedroomSecond3.76 × 3.48 m

Window

BathroomSecond1.52 × 2.34 m

tile floor · 4 pc bath · window

Living RoomMain3.56 × 3.35 m

laminate · window · b/i shelves

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Malvern Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in East End-Danforth · asking prices
$892kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $686/sqft; this home lists at $684/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
889kThis home679k659k830k1.40MThis home vs active comparables

Neighbourhood & location

East End-Danforth, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

The Beaches
$1.48M
Woodbine Corridor
$999K
Danforth
$999K
Greenwood-Coxwell
$969K
South Riverdale
$1.22M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Adam Beck Junior Public School
73%
Adam Beck Junior Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 73% meet the provincial standard
Glen Ames Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Notre Dame Catholic High School · Catholic secondary0.6 km · 82% at standard
Blantyre Public School · Public elementary0.6 km · 71% at standard
Beaches Alternative Junior School · Public elementary0.7 km
Kimberley Junior Public School · Public elementary0.7 km · 82% at standard
William J McCordic School · Public elementary0.8 km
St Nicholas Catholic School · Catholic elementary0.8 km · 61% at standard
Neil McNeil High School · Catholic secondary1.0 km · 76% at standard
St Dunstan Catholic School · Catholic elementary1.0 km · 73% at standard
Balmy Beach Community School · Public elementary1.0 km · 88% at standard
Secord Elementary School · Public elementary1.1 km · 61% at standard
Samuel Hearne Public School · Public elementary1.2 km · 47% at standard
Courcelette Public School · Public elementary1.2 km · 77% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,052/mo
$167KIncome needed
5.3×Price ÷ income
$935Weekly cost
$28,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,052Property tax $294Total carry $4,346

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,932per month

Mortgage amount $711,200 · 4.49% over 25 years

$177,800Down payment (20.0%)
$711,200Loan before insurance
$0CMHC premium
$4,227Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,932
Property tax
$294
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,227

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,255
Toronto municipal land transfer tax
$14,255
Estimated closing costs
$28,510

Plus your down payment of $177,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,759/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$468,504Total interest paid
$1,179,704Total of all payments
Principal $711,200 Interest $468,504
YearPrincipalInterestBalance
1$15,871$31,317$695,329
2$16,592$30,597$678,737
3$17,345$29,843$661,393
4$18,132$29,056$643,260
5$18,956$28,232$624,304
6$19,816$27,372$604,488
7$20,716$26,472$583,772
8$21,657$25,531$562,115
9$22,640$24,548$539,475
10$23,668$23,520$515,807
11$24,743$22,446$491,065
12$25,866$21,322$465,199
13$27,040$20,148$438,158
14$28,268$18,920$409,890
15$29,552$17,637$380,339
16$30,893$16,295$349,445
17$32,296$14,892$317,149
18$33,762$13,426$283,387
19$35,295$11,893$248,091
20$36,898$10,290$211,193
21$38,573$8,615$172,620
22$40,325$6,864$132,296
23$42,156$5,033$90,140
24$44,070$3,119$46,070
25$46,070$1,118$0

At the end of your 5-year term

Total paid over the term
$235,941
Principal paid down
$86,896
Interest paid
$149,045
Balance remaining
$624,304

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $3,530− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,634

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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