304-1852 Queen Street, Toronto, ON

The Beaches, Toronto · MLS® E13815008

$1,579,000
For Sale
Listed 27 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
1400-1599Sq ft

About this home

In short

  • SOPHISTICATED, DESIGN-DRIVEN PENTHOUSE LOFT WITH EXPANSIVE TERRACES FOR THOSE SEEKING SPACE, QUIET & CITY BALANCE.
  • Set within an award-winning boutique, hard loft conversion with elevator by Streetcar Developments, this one-of-twelve residence offers nearly 1,500 sqft of...
  • Soaring 22-foot ceilings, skylights, floor-to-ceiling windows, and tilt-and-turn patio doors (north and south facing) flood the home with soft natural light...
  • The custom kitchen was built for serious cooking and casual gathering alike, featuring a 5-burner gas cooktop, oversized integrated sink, restaurant-grade work...
  • Upstairs, the primary retreat offers a walk-in closet, spa-inspired 5-piece ensuite, a secondary workspace and direct access to a private rooftop terrace.

SOPHISTICATED, DESIGN-DRIVEN PENTHOUSE LOFT WITH EXPANSIVE TERRACES FOR THOSE SEEKING SPACE, QUIET & CITY BALANCE! A rare penthouse loft in Toronto's Beaches, PH304 blends striking design, effortless living, and an outdoor lifestyle in one of Toronto's most connected and outdoor-oriented neighbourhoods. Set within an award-winning boutique, hard loft conversion with elevator by Streetcar Developments, this one-of-twelve residence offers nearly 1,500 sqft of light-filled interior space plus two private terraces designed for entertaining, working, relaxing, and summer nights under the stars. Recently redesigned with a refined modern aesthetic, the loft balances warmth, function, and architectural impact. Soaring 22-foot ceilings, skylights, floor-to-ceiling windows, and tilt-and-turn patio doors (north and south facing) flood the home with soft natural light throughout the day. The custom kitchen was built for serious cooking and casual gathering alike, featuring a 5-burner gas cooktop, oversized integrated sink, restaurant-grade work surfaces, and extensive open and concealed storage. Integrated millwork continues into a built-in coffee station and bar, creating a seamless backdrop for hosting.The open-concept living and dining areas center around a gas fireplace and connect directly to the north terrace, an extension of the living space, with gas BBQ. The flexible main-floor bedroom functions beautifully as a guest suite, creative studio, or dedicated work-from-home space, complete with built-ins, skylight, and private ensuite. Upstairs, the primary retreat offers a walk-in closet, spa-inspired 5-piece ensuite, a secondary workspace and direct access to a private rooftop terrace. With owned parking and storage, boutique-scale living, and the freedom of a true lock-up-and-go lifestyle, PH304 offers a rare opportunity to experience loft living just moments from the lake, boardwalk, parks, cafes and Queen East.

Key facts

Property type
Condo Apartment, Loft
MLS®
E13815008
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1400-1599 sq ft
Cross streets
Queen St E & Woodbine Ave
Parking
1 garage (built-in)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Brick
Maintenance
$1,373/mo
Exposure
North South
Property tax
$6,334 / 2026
Days on market
27
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

Dining RoomMain3.81 × 3.58 m

hardwood floor · overlooks living · open concept

KitchenMain4.67 × 2.41 m

breakfast bar · custom counter · open concept

FoyerMain3.18 × 2.87 m

closet organizers · hardwood floor · open concept

BedroomMain3.56 × 2.95 m

3 pc ensuite · closet · b/i bookcase

OfficeSecond3.48 × 1.98 m

vaulted ceiling(s) · skylight · overlooks living

Living RoomMain7.37 × 3.53 m

fireplace · vaulted ceiling(s) · w/o to terrace

Primary BedroomSecond4.52 × 3.86 m

w/o to terrace · 5 pc ensuite · walk-in closet(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Kew Beach Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in The Beaches · asking prices
$1.46Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $1,021/sqft; this home lists at $1,053/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.58MThis home1.13M1.90M1.23M1.60MThis home vs active comparables

Neighbourhood & location

The Beaches, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$549K
Waterfront Communities C8
$554K
North St. James Town
$649K
Church-Yonge Corridor
$953K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Kew Beach Junior Public School
85%
Kew Beach Junior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 85% meet the provincial standard
School of Life ExperienceEQAO results not published
Also nearby: 12 more schools within 2.5 km
Norway Junior Public School · Public elementary0.9 km · 85% at standard
Glen Ames Senior Public School · Public elementary1.0 km
Williamson Road Junior Public School · Public elementary1.0 km · 78% at standard
Duke of Connaught Junior and Senior Public School · Public elementary1.2 km · 71% at standard
Equinox Holistic Alternative School · Public elementary1.3 km · 83% at standard
Roden Public School · Public elementary1.4 km · 65% at standard
Balmy Beach Community School · Public elementary1.7 km · 88% at standard
St John Catholic School · Catholic elementary1.7 km · 72% at standard
Beaches Alternative Junior School · Public elementary1.7 km
Kimberley Junior Public School · Public elementary1.7 km · 82% at standard
Monarch Park Collegiate Institute · Public secondary1.7 km · 79% at standard
Earl Haig Public School · Public elementary1.8 km · 62% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,197/mo
$319KIncome needed
4.9×Price ÷ income
$1,661Weekly cost
$56,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $7,197Property tax $528Condo fee $1,373Total carry $9,098

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,984per month

Mortgage amount $1,263,200 · 4.49% over 25 years

$315,800Down payment (20.0%)
$1,263,200Loan before insurance
$0CMHC premium
$8,885Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,984
Property tax
$528
Condo / maintenance fees
$1,373
Heating
$0
Estimated monthly cost
$8,885

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,055
Toronto municipal land transfer tax
$28,055
Estimated closing costs
$56,110

Plus your down payment of $315,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,454/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$832,135Total interest paid
$2,095,335Total of all payments
Principal $1,263,200 Interest $832,135
YearPrincipalInterestBalance
1$28,189$55,624$1,235,011
2$29,469$54,344$1,205,542
3$30,807$53,006$1,174,734
4$32,206$51,607$1,142,528
5$33,668$50,145$1,108,860
6$35,197$48,617$1,073,663
7$36,795$47,018$1,036,868
8$38,466$45,348$998,403
9$40,212$43,601$958,191
10$42,038$41,776$916,153
11$43,947$39,867$872,206
12$45,942$37,871$826,264
13$48,028$35,786$778,236
14$50,209$33,605$728,028
15$52,488$31,325$675,540
16$54,871$28,942$620,668
17$57,363$26,451$563,306
18$59,967$23,846$503,338
19$62,690$21,123$440,648
20$65,536$18,277$375,112
21$68,512$15,301$306,600
22$71,623$12,191$234,977
23$74,875$8,939$160,103
24$78,274$5,539$81,828
25$81,828$1,985$0

At the end of your 5-year term

Total paid over the term
$419,067
Principal paid down
$154,340
Interest paid
$264,727
Balance remaining
$1,108,860

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $6,334− Condo fees $16,478− Insurance $600− Vacancy & upkeep $6,270Net operating income $27,318

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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