434 Victoria Park Avenue, Toronto, ON

The Beaches, Toronto · MLS® E13816996

$1,550,000
For Sale
Listed 27 days agoNo offer date stated
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5+1Bedrooms
4Bathrooms
2Garage · 3 parking
2000-2500Sq ft

About this home

In short

  • OPEN HOUSE SUNDAY 1:00 PM - 3:00 PM.
  • This impeccably renovated legal modern triplex is located in the Upper Beach area just off the trendy Kingston Road shopping district.
  • Excellent designed and well maintained property features three (3) modern self-contained units, each tastefully designed and each unit has its own private entrance...
  • The detached double car garage provides additional upside potential for increased income and potential for garden suite re-development.
  • (garden suite compliant).

OPEN HOUSE SUNDAY 1:00 PM - 3:00 PM! Modern Triplex. Welcome to 434 Victoria Park Ave. Over 3040 Sq Ft. 3 fully updated units spread over 4 levels. This impeccably renovated legal modern triplex is located in the Upper Beach area just off the trendy Kingston Road shopping district. Excellent designed and well maintained property features three (3) modern self-contained units, each tastefully designed and each unit has its own private entrance, it's own in-suite laundry and 1 front parking pad and 2 car garage at rear (garden suite compliant). This building has been recently re-designed for maximum impact, efficiency and income potential. All units have been appointed with quality materials and built with superior craftsmanship and completed with modern appliances. The detached double car garage provides additional upside potential for increased income and potential for garden suite re-development. This home is equipped with 2 furnaces, 2 hot water tank-less heaters, and 2 A/C units for efficient climate control and comfort. Three (3) hydro meters and two (2) gas meters also make this property easy for a landlord to manage. This is a turnkey investment opportunity or live in one and rent out the other 2 units making home ownership very affordable. Enjoy the convenience and economy of a full sized "live-in" property with low maintenance and exceptional income and upside potential. (garden suite compliant).

Key facts

Property type
Other, 3-Storey
MLS®
E13816996
Bedrooms
5+1 (6 total)
Bathrooms
4
Size
2000-2500 sq ft
Lot
25 × 108 ft
Cross streets
Victoria Park Ave & Kingston Rd
Parking
2 garage · 3 parking (detached)
Driveway
Mutual
Basement
Finished, Separate Entrance
Kitchens
3 (2 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster), Aluminum Siding
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$8,287 / 2025
Days on market
27
Listing brokerage
REAL ESTATE HOMEWARD

Rooms

LaundrySecond1.79 × 0.85 m

Laundry Sink

KitchenSecond4.49 × 2.42 m

combined w/living · stainless steel appl · centre island

BedroomMain2.30 × 2.77 m

double closet · window

Utility RoomBasement2.52 × 5.29 m
BedroomThird4.28 × 4.12 m

closet · 3 pc ensuite · window

KitchenMain6.85 × 4.12 m

eat-in kitchen · centre island · combined w/living

KitchenBasement5.45 × 5.27 m

stainless steel appl · above grade window · eat-in kitchen

Living RoomBasement5.45 × 5.27 m

combined w/kitchen · above grade window

BedroomBasement4.50 × 4.12 m

closet · 3 pc ensuite

BedroomMain5.05 × 2.91 m

walk-in closet(s) · 3 pc bath · window

Living RoomSecond4.49 × 2.86 m

combined w/dining · combined w/kitchen · w/o to patio

BedroomSecond3.66 × 2.93 m

skylight · walk-in closet(s)

Living RoomMain6.85 × 4.12 m

large window · pot lights · combined w/kitchen

BedroomSecond3.50 × 2.93 m

window · closet

OtherBasement2.25 × 5.28 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Malvern Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby · asking prices
$1.49Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest listings on the market. Homes like this one have recently closed around $1.49M, which is where my estimate comes from.

Per square foot, these ask about $790/sqft; this home lists at $689/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.55MThis home1.80M1.70M1.33M1.10M1.54MThis home vs active comparables

Sold price trend

Median sold price for homes in The Beaches: $1.34M in September 2026, level with a year ago, on 246 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.21M31
November 2025$1.62M16
December 2025$1.39M6
January 2026$1.40M11
February 2026$1.10M17
March 2026$1.32M29
April 2026$1.63M19
May 2026$1.48M27
June 2026$1.40M27
July 2026$1.32M23
August 2026$1.55M16
September 2026$1.34M24

Neighbourhood & location

The Beaches, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$2.80M
Waterfront Communities C8
$569K
Church-Yonge Corridor
$580K
Waterfront Communities C1
$559K
Niagara
$1000K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Adam Beck Junior Public School
73%
Adam Beck Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard
Glen Ames Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Blantyre Public School · Public elementary0.3 km · 71% at standard
Neil McNeil High School · Catholic secondary0.4 km · 76% at standard
Courcelette Public School · Public elementary0.6 km · 77% at standard
Notre Dame Catholic High School · Catholic secondary0.7 km · 82% at standard
Balmy Beach Community School · Public elementary0.8 km · 88% at standard
St Denis Catholic School · Catholic elementary1.1 km · 90% at standard
Beaches Alternative Junior School · Public elementary1.1 km
Kimberley Junior Public School · Public elementary1.1 km · 82% at standard
St Dunstan Catholic School · Catholic elementary1.2 km · 73% at standard
Williamson Road Junior Public School · Public elementary1.3 km · 78% at standard
Samuel Hearne Public School · Public elementary1.4 km · 47% at standard
William J McCordic School · Public elementary1.4 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,064/mo
$295KIncome needed
5.3×Price ÷ income
$1,630Weekly cost
$54,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $7,064Property tax $691Total carry $7,755

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,856per month

Mortgage amount $1,240,000 · 4.49% over 25 years

$310,000Down payment (20.0%)
$1,240,000Loan before insurance
$0CMHC premium
$7,547Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,856
Property tax
$691
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,547

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$27,475
Toronto municipal land transfer tax
$27,475
Estimated closing costs
$54,950

Plus your down payment of $310,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,298/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$816,852Total interest paid
$2,056,852Total of all payments
Principal $1,240,000 Interest $816,852
YearPrincipalInterestBalance
1$27,672$54,603$1,212,328
2$28,928$53,346$1,183,401
3$30,241$52,033$1,153,159
4$31,614$50,660$1,121,545
5$33,050$49,224$1,088,495
6$34,550$47,724$1,053,944
7$36,119$46,155$1,017,825
8$37,759$44,515$980,066
9$39,474$42,801$940,593
10$41,266$41,008$899,327
11$43,139$39,135$856,187
12$45,098$37,176$811,089
13$47,146$35,128$763,943
14$49,286$32,988$714,657
15$51,524$30,750$663,133
16$53,864$28,410$609,269
17$56,309$25,965$552,960
18$58,866$23,408$494,094
19$61,539$20,735$432,555
20$64,333$17,941$368,223
21$67,254$15,020$300,969
22$70,307$11,967$230,662
23$73,500$8,775$157,162
24$76,837$5,437$80,325
25$80,325$1,949$0

At the end of your 5-year term

Total paid over the term
$411,370
Principal paid down
$151,505
Interest paid
$259,865
Balance remaining
$1,088,495

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in East End-Danforth$2,447/mo
$29,364Gross annual rent
1.1%Cap rate after taxes and upkeep
$2,251 to $2,643Typical rent range
~28 daysTo find a tenant, on average

About the suite: in East End-Danforth basements rarely rent out (30 of 500 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in East End-Danforth signed at a median of $1,664 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,447. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.9%
Gross yield
− Property tax $8,287− Insurance $1,400− Vacancy & upkeep $3,230Net operating income $16,447

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.

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