39 Pioneer Pathway, Toronto, ON

Malvern, Toronto · MLS® E13825918

$749,900
For Sale
Listed 25 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1000-1199Sq ft

About this home

Fully Renovated House With New Modern Kitchen. This Great Family Home Offers Three Good Size Bedrooms - Master With Four Piece Bathroom - Large Closet & Window; 2nd Bathroom And Powder Room With Granite Counter Tops; Living Room With Wood Fireplace; Dining Room Comb/ W Kitchen - Great For Large Family ; Newer Washer & Dryer; Garage Door Opener; New Roof (2025); High Efficiency Furnace (2022) With 10 Years Warranty

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
E13825918
Bedrooms
3
Bathrooms
3 (1 half)
Size
1000-1199 sq ft
Cross streets
Neilson & Sheppard
Parking
1 garage · 2 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Maintenance
$150/mo
Exposure
South
Property tax
$2,762 / 2026
Days on market
25
Listing brokerage
HOMELIFE KINGSVIEW REAL ESTATE INC.

Rooms

Bedroom 3Second2.74 × 2.40 m

laminate · large closet · large window

Living RoomGround5.28 × 3.25 m

fireplace · w/o to yard

BreakfastGround5.79 × 2.44 m

combined w/kitchen · ceramic floor · large window

Primary BedroomSecond3.87 × 3.12 m

laminate · 4 pc ensuite · large closet

FoyerGround2.50 × 1.50 m

ceramic floor · 2 pc bath · large closet

Bedroom 2Second3.00 × 2.80 m

laminate · large closet · large window

RecreationBasement5.64 × 2.74 m
KitchenGround5.79 × 2.44 m

eat-in kitchen · modern kitchen · family size kitchen

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Emily Carr Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Malvern, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
North St. James Town
$765K
Church-Yonge Corridor
$529K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Emily Carr Public School
70%
Emily Carr Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 70% meet the provincial standard
West Hill Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Mother Teresa Catholic Academy · Catholic secondary0.3 km · 50% at standard
Grey Owl Junior Public School · Public elementary0.4 km · 54% at standard
Alexander Stirling Public School · Public elementary0.7 km · 49% at standard
Sacred Heart Catholic School · Catholic elementary0.8 km · 67% at standard
Berner Trail Junior Public School · Public elementary0.9 km · 56% at standard
Mary Shadd Public School · Public elementary0.9 km · 56% at standard
St Florence Catholic School · Catholic elementary1.0 km · 73% at standard
Lester B Pearson Collegiate Institute · Public secondary1.1 km · 66% at standard
Dr Marion Hilliard Senior Public School · Public elementary1.1 km
Lucy Maud Montgomery Public School · Public elementary1.2 km · 74% at standard
Fleming Public School · Public elementary1.2 km · 78% at standard
St Gabriel Lalemant Catholic School · Catholic elementary1.2 km · 55% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,418/mo
$143KIncome needed
5.2×Price ÷ income
$789Weekly cost
$22,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,418Property tax $230Condo fee $150Total carry $3,798

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,317per month

Mortgage amount $599,920 · 4.49% over 25 years

$149,980Down payment (20.0%)
$599,920Loan before insurance
$0CMHC premium
$3,697Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,317
Property tax
$230
Condo / maintenance fees
$150
Heating
$0
Estimated monthly cost
$3,697

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,473
Toronto municipal land transfer tax
$11,473
Estimated closing costs
$22,946

Plus your down payment of $149,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,015/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$395,198Total interest paid
$995,118Total of all payments
Principal $599,920 Interest $395,198
YearPrincipalInterestBalance
1$13,388$26,417$586,532
2$13,996$25,809$572,537
3$14,631$25,174$557,906
4$15,295$24,509$542,611
5$15,990$23,815$526,621
6$16,716$23,089$509,905
7$17,475$22,330$492,430
8$18,268$21,537$474,162
9$19,098$20,707$455,065
10$19,965$19,840$435,100
11$20,871$18,934$414,229
12$21,819$17,986$392,410
13$22,809$16,995$369,601
14$23,845$15,960$345,756
15$24,928$14,877$320,828
16$26,060$13,745$294,768
17$27,243$12,562$267,526
18$28,480$11,325$239,046
19$29,773$10,032$209,273
20$31,125$8,680$178,148
21$32,538$7,267$145,611
22$34,015$5,790$111,596
23$35,560$4,245$76,036
24$37,174$2,631$38,862
25$38,862$943$0

At the end of your 5-year term

Total paid over the term
$199,024
Principal paid down
$73,299
Interest paid
$125,724
Balance remaining
$526,621

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $2,762− Condo fees $1,800− Insurance $600− Vacancy & upkeep $4,488Net operating income $31,150

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE KINGSVIEW REAL ESTATE INC.. MLS®/PropTx.

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