20-2550 Birchmount Road, Toronto, ON

Tam O'Shanter-Sullivan, Toronto · MLS® E13826972

$499,000
For Sale
Listed 24 days agoNo offer date stated
3Bedrooms
2Bathrooms
1Parking
1000-1199Sq ft

About this home

In short

  • Prime location with exceptional convenience.
  • Enjoy easy access to TTC, Agincourt GO Station, Highways 401 and 404/DVP, with Bridlewood Mall, grocery stores, restaurants, libraries, parks, schools, and community...
  • This affordable 3-bedroom townhome offers excellent value for families and first-time buyers.
  • Practical upgrades include a new refrigerator, a new heat pump installed in 2025, and upgraded Attic insulation in 2024.
  • Maintenance Fees Include: 1 driveway parking space, Water, High-Speed Internet, Cable TV, Landscaping, and Snow Removal, Visitor Parking.

Prime location with exceptional convenience! Enjoy easy access to TTC, Agincourt GO Station, Highways 401 and 404/DVP, with Bridlewood Mall, grocery stores, restaurants, libraries, parks, schools, and community amenities just minutes away. This affordable 3-bedroom townhome offers excellent value for families and first-time buyers. Owner-occupied and exceptionally well-maintained, it features a highly functional layout and is truly move-in ready. Practical upgrades include a new refrigerator, a new heat pump installed in 2025, and upgraded Attic insulation in 2024. Move in and enjoy! Maintenance Fees Include: 1 driveway parking space, Water, High-Speed Internet, Cable TV, Landscaping, and Snow Removal, Visitor Parking.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13826972
Bedrooms
3
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Birchmount/Huntingwood
Parking
1 parking
Basement
Partially Finished
Heating
Baseboard
A/C
Wall Unit(s)
Exterior
Brick
Maintenance
$630/mo
Exposure
East
Property tax
$2,540 / 2025
Days on market
24
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 2Second3.30 × 2.66 m

B/I Closet

Bedroom 3Second3.50 × 3.10 m

B/I Closet

Primary BedroomSecond4.40 × 3.10 m

B/I Closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Stephen Leacock Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Tam O'Shanter-Sullivan · asking prices
$641kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $460/sqft; this home lists at $454/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
499kThis home715k600k650k599kThis home vs active comparables

Neighbourhood & location

Tam O'Shanter-Sullivan, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dorset Park
$671K
Malvern
$646K
Victoria Village
$754K
St. Andrew-Windfields
$929K
West Hill
$575K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Stephen Leacock Collegiate Institute
58%
Stephen Leacock Collegiate InstitutePublic · Secondary · 0.4 km awayBelow the GTA average · 58% meet the provincial standard
John Buchan Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Pauline Johnson Junior Public School · Public elementary0.4 km · 58% at standard
Timberbank Junior Public School · Public elementary0.5 km · 71% at standard
Tam O'Shanter Junior Public School · Public elementary0.6 km · 56% at standard
Highland Heights Junior Public School · Public elementary0.6 km · 60% at standard
Holy Spirit Catholic School · Catholic elementary1.0 km · 72% at standard
Lynnwood Heights Junior Public School · Public elementary1.2 km · 84% at standard
North Bridlewood Junior Public School · Public elementary1.3 km · 69% at standard
Inglewood Heights Junior Public School · Public elementary1.3 km · 72% at standard
Bridlewood Junior Public School · Public elementary1.3 km · 83% at standard
Lynngate Junior Public School · Public elementary1.4 km · 61% at standard
Sir William Osler High School · Public secondary1.6 km
Fairglen Junior Public School · Public elementary1.6 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,274/mo
$109KIncome needed
4.6×Price ÷ income
$525Weekly cost
$12,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,274Property tax $212Condo fee $630Total carry $3,116

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,207per month

Mortgage amount $399,200 · 4.49% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$3,049Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,207
Property tax
$212
Condo / maintenance fees
$630
Heating
$0
Estimated monthly cost
$3,049

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Toronto municipal land transfer tax
$6,455
Estimated closing costs
$12,910

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,672/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$262,974Total interest paid
$662,174Total of all payments
Principal $399,200 Interest $262,974
YearPrincipalInterestBalance
1$8,908$17,578$390,292
2$9,313$17,174$380,979
3$9,736$16,751$371,243
4$10,178$16,309$361,065
5$10,640$15,847$350,425
6$11,123$15,364$339,302
7$11,628$14,859$327,674
8$12,156$14,331$315,518
9$12,708$13,779$302,810
10$13,285$13,202$289,525
11$13,888$12,599$275,637
12$14,519$11,968$261,118
13$15,178$11,309$245,940
14$15,867$10,620$230,073
15$16,587$9,899$213,486
16$17,341$9,146$196,145
17$18,128$8,359$178,017
18$18,951$7,536$159,066
19$19,811$6,675$139,255
20$20,711$5,776$118,544
21$21,651$4,836$96,893
22$22,634$3,853$74,258
23$23,662$2,825$50,596
24$24,736$1,750$25,860
25$25,860$627$0

At the end of your 5-year term

Total paid over the term
$132,435
Principal paid down
$48,775
Interest paid
$83,660
Balance remaining
$350,425

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
5.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.2%
Gross yield
− Property tax $2,540− Condo fees $7,560− Insurance $600− Vacancy & upkeep $4,488Net operating income $25,612

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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