4 Shepmore Terrace, Toronto, ON

Malvern, Toronto · MLS® E13831474

$749,900
For Sale
Listed 23 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 5 parking
700-1100Sq ft

About this home

In short

  • Welcome to a 3-bedroom detached home offering a functional layout, comfortable living space, and the added benefit of no sidewalk, providing additional driveway...
  • A washer and dryer provide added household convenience, while the finished basement significantly expands the available living space and includes a 3-piece bathroom...

Welcome to a 3-bedroom detached home offering a functional layout, comfortable living space, and the added benefit of no sidewalk, providing additional driveway parking and easier year-round maintenance. The kitchen features granite countertops, a convenient breakfast bar, stainless steel appliances, and plenty of space for everyday meal preparation and entertaining. A washer and dryer provide added household convenience, while the finished basement significantly expands the available living space and includes a 3-piece bathroom, making it ideal for a recreation room, home office, guest area, or extended family use. With three comfortable bedrooms, versatile finished lower-level space, and practical features throughout, this home presents an excellent opportunity for families, first-time buyers, or investors looking for a property with flexibility and room to grow in Toronto.

Key facts

Property type
Detached, 2-Storey
MLS®
E13831474
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
43.33 × 110.05 ft
Cross streets
McLevin Ave/Markham Rd
Parking
1 garage · 5 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,589 / 2025
Days on market
23
Listing brokerage
LPT REALTY

Rooms

Living RoomGround4.85 × 3.00 m

hardwood floor · open concept

Bedroom 4Basement4.60 × 2.90 m

3 Pc Bath

KitchenGround5.51 × 2.85 m

ceramic floor · stainless steel appl

Primary BedroomSecond4.60 × 3.05 m

hardwood floor · closet

Bedroom 3Second3.22 × 2.85 m

hardwood floor · closet · window

Dining RoomGround5.51 × 2.85 m

ceramic floor · combined w/kitchen · w/o to deck

RecreationBasement0.00 × 0.00 m
Bedroom 2Second4.00 × 2.75 m

hardwood floor · closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Lester B Pearson Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Malvern · asking prices
$807kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $621/sqft; this home lists at $833/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
750kThis home750k800k779k899kThis home vs active comparables

Neighbourhood & location

Malvern, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge E11
$1.15M
Bendale
$949K
Steeles
$1.20M
Wexford-Maryvale
$849K
Cliffcrest
$799K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lester B Pearson Collegiate Institute
66%
Lester B Pearson Collegiate InstitutePublic · Secondary · 0.5 km awayBelow the GTA average · 66% meet the provincial standard
Dr Marion Hilliard Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Malvern Junior Public School · Public elementary0.5 km · 58% at standard
Berner Trail Junior Public School · Public elementary0.8 km · 56% at standard
Tom Longboat Junior Public School · Public elementary1.0 km · 78% at standard
Burrows Hall Junior Public School · Public elementary1.0 km · 81% at standard
St Gabriel Lalemant Catholic School · Catholic elementary1.3 km · 55% at standard
Sacred Heart Catholic School · Catholic elementary1.4 km · 67% at standard
Grey Owl Junior Public School · Public elementary1.5 km · 54% at standard
St Mother Teresa Catholic Academy · Catholic secondary1.6 km · 50% at standard
St Columba Catholic School · Catholic elementary1.7 km · 40% at standard
Mary Shadd Public School · Public elementary1.8 km · 56% at standard
Lucy Maud Montgomery Public School · Public elementary1.8 km · 74% at standard
St Elizabeth Seton Catholic School · Catholic elementary1.9 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,418/mo
$143KIncome needed
5.2×Price ÷ income
$789Weekly cost
$22,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,418Property tax $299Total carry $3,717

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,317per month

Mortgage amount $599,920 · 4.49% over 25 years

$149,980Down payment (20.0%)
$599,920Loan before insurance
$0CMHC premium
$3,616Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,317
Property tax
$299
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,616

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,473
Toronto municipal land transfer tax
$11,473
Estimated closing costs
$22,946

Plus your down payment of $149,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,015/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$395,198Total interest paid
$995,118Total of all payments
Principal $599,920 Interest $395,198
YearPrincipalInterestBalance
1$13,388$26,417$586,532
2$13,996$25,809$572,537
3$14,631$25,174$557,906
4$15,295$24,509$542,611
5$15,990$23,815$526,621
6$16,716$23,089$509,905
7$17,475$22,330$492,430
8$18,268$21,537$474,162
9$19,098$20,707$455,065
10$19,965$19,840$435,100
11$20,871$18,934$414,229
12$21,819$17,986$392,410
13$22,809$16,995$369,601
14$23,845$15,960$345,756
15$24,928$14,877$320,828
16$26,060$13,745$294,768
17$27,243$12,562$267,526
18$28,480$11,325$239,046
19$29,773$10,032$209,273
20$31,125$8,680$178,148
21$32,538$7,267$145,611
22$34,015$5,790$111,596
23$35,560$4,245$76,036
24$37,174$2,631$38,862
25$38,862$943$0

At the end of your 5-year term

Total paid over the term
$199,024
Principal paid down
$73,299
Interest paid
$125,724
Balance remaining
$526,621

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $3,589− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,497

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LPT REALTY. MLS®/PropTx.

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