82 Pennyhill Drive, Toronto, ON
Malvern, Toronto · MLS® E13851376
About this home
In short
- Welcome to this spacious and well-maintained 3-bedroom home, ideally located in a desirable,family-friendly neighbourhood near McLevin & Neilson.
- The inviting main floor features a family-sized eat-in kitchen with ample cabinetry and workspace, along with a walk-out to a spacious private backyard, perfect for...
- The fully finished basement with a separate entrance features a spacious one-bedroom apartment, offering excellent flexibility for extended family, guests, or...
- Enjoy parking for 4 cars and an excellent location close to schools, parks, shopping, TTC transit and minutes drive to Hwy 401.A wonderful opportunity to own a...
Welcome to this spacious and well-maintained 3-bedroom home, ideally located in a desirable,family-friendly neighbourhood near McLevin & Neilson. Offering a functional layout and generous living space, this home is perfect for growing families, first-time buyers, extended families, or investors seeking additional income potential.The inviting main floor features a family-sized eat-in kitchen with ample cabinetry and workspace, along with a walk-out to a spacious private backyard, perfect for family gatherings, outdoor entertaining, gardening, and summer enjoyment. The bright living and dining rooms provide a warm and comfortable space for everyday living and entertaining. The fully finished basement with a separate entrance features a spacious one-bedroom apartment, offering excellent flexibility for extended family, guests, or potential rental income, along with abundant storage space. Enjoy parking for 4 cars and an excellent location close to schools, parks, shopping, TTC transit and minutes drive to Hwy 401.A wonderful opportunity to own a spacious and versatile home in a convenient, family-friendly neighbourhood!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13851376
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 25.32 × 102.3 ft
- Cross streets
- Neilson & Finch
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,468 / 2026
- Days on market
- 18
- Listing brokerage
- CENTURY 21 INNOVATIVE PINNACLE REAL ESTATE GROUP
Rooms
laminate · large closet
laminate · combined w/living · pot lights
ceramic floor · backsplash
combined w/dining · w/o to yard
laminate · closet
laminate · combined w/kitchen
laminate · window
laminate · closet
laminate · combined w/living
Listed at $899,000. Going by how homes in Malvern and the wider GTA have actually closed against their asking prices (about 99%, 16 local closings in 90 days), the likely sale price is near $887K, if it sells. A realistic range is $831K to $999K.
Independent value check: $788K. Without looking at the asking price, our model values the home itself about 12% below the ask (homes like it typically land between $739K and $826K).
Why $788K. The typical detached home sold in Malvern over the past year went for about $833K (76 sales). What sets this one apart:
- ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $3,468 a year; the typical home sold here pays about $3,600.
Total price vs nearby homes. Likely closing about $887K, from 16 recent closings in this pocket.
The market behind the math:
About 1.7 months of inventory: 9 detached homes for sale in the area against 16 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $692/sqft against an area asking average of $603/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 16 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $722K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Lester B Pearson Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 16 comparable homes that sold in Malvern over the past two years, from 132 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $612/sqft; this home lists at $692/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Malvern: $851K in September 2026, up 1% from a year ago, on 64 closings in 9 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $870K | 6 |
| November 2025 | $815K | 8 |
| January 2026 | $889K | 5 |
| February 2026 | $850K | 11 |
| April 2026 | $790K | 9 |
| June 2026 | $775K | 5 |
| July 2026 | $839K | 6 |
| August 2026 | $872K | 8 |
| September 2026 | $851K | 6 |
Neighbourhood & location
Malvern, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $719,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,977
- Property tax
- $289
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,266
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,455
- Toronto municipal land transfer tax
- $14,455
- Estimated closing costs
- $28,910
Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $238,595
- Principal paid down
- $87,873
- Interest paid
- $150,722
- Balance remaining
- $631,327
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 19 whole-home leases in Malvern signed at a median of $2,990 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,993. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 INNOVATIVE PINNACLE REAL ESTATE GROUP. MLS®/PropTx.