76 Harewood Avenue, Toronto, ON

Cliffcrest, Toronto · MLS® E13834972

$729,000
For Sale
Listed 21 days agoNo offer date stated
2Bedrooms
1Bathrooms
3Parking
700-1100Sq ft

About this home

In short

  • Developer/Builder Opportunity in Prime South Cliffcrest; 4-Plex + Garden Suite Potential.
  • High-Density Potential: Prime candidate for multi-unit redevelopment, ideal for a 4-plex plus an auxiliary/garden suite under current missing-middle planning...
  • Build new multi-family, reconstruct a luxury custom home, or collect steady holding income from the existing, 1.5-storey detached home and unspoiled basement while...
  • Steps to Bluffer's Park, Scarborough Bluffs, top-tier schools, TTC transit connections, and Kingston Road retail/amenities.

Developer/Builder Opportunity in Prime South Cliffcrest; 4-Plex + Garden Suite Potential. Unrivalled prime infill opportunity in highly sought-after South Cliffcrest (South of Kingston Rd). Situated on a deep, sun-filled lot with a long private drive, this property offers incredible versatility for developers, builders, and investors looking to maximize yield. High-Density Potential: Prime candidate for multi-unit redevelopment, ideal for a 4-plex plus an auxiliary/garden suite under current missing-middle planning guidelines (buyer to perform due diligence). Build new multi-family, reconstruct a luxury custom home, or collect steady holding income from the existing, 1.5-storey detached home and unspoiled basement while securing site plans and permits. Steps to Bluffer's Park, Scarborough Bluffs, top-tier schools, TTC transit connections, and Kingston Road retail/amenities. An exceptional redevelopment lot in a high-demand, inventory-scarce pocket. Act fast to secure this premium project site.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
E13834972
Bedrooms
2
Bathrooms
1
Size
700-1100 sq ft
Lot
40 × 133 ft
Cross streets
Kingston Rd & St Claire Ave E
Parking
3 parking
Driveway
Private
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$4,336 / 2025
Days on market
21
Listing brokerage
Signature Elite Realty Ltd.

Rooms

OtherBasement7.06 × 6.93 m
Living RoomMain4.73 × 4.10 m

open concept · picture window · overlooks frontyard

KitchenMain4.44 × 2.23 m

backsplash · stainless steel appl · window

BedroomSecond3.64 × 2.74 m

double closet · window

Dining RoomMain3.37 × 2.74 m

open concept · wainscoting · window

Bedroom 2Second3.22 × 3.00 m

window · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$949K
Wexford-Maryvale
$849K
Woodbine-Lumsden
$949K
Leaside
$2.15M
Rouge E11
$1.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
H A Halbert Junior Public School · Public elementary0.7 km · 46% at standard
Anson Park Public School · Public elementary0.8 km · 60% at standard
St John Henry Newman Catholic High School · Catholic secondary0.8 km · 63% at standard
St Theresa Shrine Catholic School · Catholic elementary0.9 km · 67% at standard
Chine Drive Public School · Public elementary1.4 km · 90% at standard
John A Leslie Public School · Public elementary1.4 km · 60% at standard
Bliss Carman Senior Public School · Public elementary1.5 km
Robert Service Senior Public School · Public elementary1.6 km
South East Secondary Alternative School · Public secondary1.9 km
Norman Cook Junior Public School · Public elementary1.9 km · 56% at standard
Caring and Safe School 3 · Public secondary1.9 km
Walter Perry Junior Public School · Public elementary1.9 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,323/mo
$142KIncome needed
5.1×Price ÷ income
$767Weekly cost
$22,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,323Property tax $361Total carry $3,684

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,225per month

Mortgage amount $583,200 · 4.49% over 25 years

$145,800Down payment (20.0%)
$583,200Loan before insurance
$0CMHC premium
$3,586Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,225
Property tax
$361
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,586

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,055
Toronto municipal land transfer tax
$11,055
Estimated closing costs
$22,110

Plus your down payment of $145,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,903/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$384,184Total interest paid
$967,384Total of all payments
Principal $583,200 Interest $384,184
YearPrincipalInterestBalance
1$13,015$25,681$570,185
2$13,605$25,090$556,580
3$14,223$24,472$542,357
4$14,869$23,826$527,488
5$15,544$23,151$511,944
6$16,250$22,445$495,694
7$16,988$21,708$478,706
8$17,759$20,936$460,947
9$18,565$20,130$442,382
10$19,408$19,287$422,974
11$20,289$18,406$402,684
12$21,211$17,485$381,474
13$22,174$16,522$359,300
14$23,181$15,515$336,119
15$24,233$14,462$311,886
16$25,333$13,362$286,553
17$26,484$12,212$260,070
18$27,686$11,009$232,384
19$28,943$9,752$203,441
20$30,257$8,438$173,183
21$31,631$7,064$141,552
22$33,067$5,628$108,485
23$34,568$4,127$73,917
24$36,138$2,557$37,779
25$37,779$917$0

At the end of your 5-year term

Total paid over the term
$193,477
Principal paid down
$71,256
Interest paid
$122,220
Balance remaining
$511,944

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $4,336− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,750

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Signature Elite Realty Ltd.. MLS®/PropTx.

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