7 Stotts Terrace, Toronto, ON

Centennial Scarborough, Toronto · MLS® E13838258

$799,000
For Sale
Listed 20 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1100-1500Sq ft

About this home

In short

  • Welcome to this beautifully laid-out townhome located in the desirable Port Union Village neighbourhood.
  • The main floor features a modern open-concept design with hardwood flooring, a spacious living and dining area, and an upgraded kitchen with ample cabinetry and...
  • Upstairs, you'll find three generously sized bedrooms, including a primary bedroom with a modern 5-piece ensuite and walk-in closet.
  • Enjoy an exceptional location just minutes from Rouge Hill GO Station, TTC service at the end of the street, Highway 401, , parks, schools, shopping, restaurants...

Welcome to this beautifully laid-out townhome located in the desirable Port Union Village neighbourhood. The main floor features a modern open-concept design with hardwood flooring, a spacious living and dining area, and an upgraded kitchen with ample cabinetry and counter space. The breakfast area provides a walkout to a private, fully fenced backyard-perfect for outdoor enjoyment and entertaining. Upstairs, you'll find three generously sized bedrooms, including a primary bedroom with a modern 5-piece ensuite and walk-in closet. Convenient second-floor laundry adds to the home's functionality. Additional features include direct garage access, a garage door opener with remote, and a convenient entrance through the garage. Enjoy an exceptional location just minutes from Rouge Hill GO Station, TTC service at the end of the street, Highway 401, , parks, schools, shopping, restaurants, library, recreation center, and tennis courts. A wonderful opportunity to live in a family-friendly community with all amenities close by.

Key facts

Property type
Townhouse, 2-Storey
MLS®
E13838258
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
19.29 × 99.26 ft
Cross streets
Lawrence/Port Union
Parking
1 garage · 2 parking (attached)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,955 / 2026
Days on market
20
Listing brokerage
RE/MAX REALTY SPECIALISTS INC.

Rooms

BreakfastMain3.35 × 2.33 m

ceramic floor · w/o to yard

Living RoomMain4.27 × 3.41 m

hardwood floor · combined w/dining

Dining RoomMain4.27 × 3.41 m

hardwood floor · combined w/living

Primary BedroomSecond4.57 × 3.05 m

broadloom · ensuite bath · walk-in closet(s)

Bedroom 2Second3.28 × 3.10 m

broadloom · closet

KitchenMain3.05 × 3.05 m

Ceramic Floor

Bedroom 3Second3.28 × 2.54 m

broadloom · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Sir Oliver Mowat Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby · asking prices
$869kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.

Per square foot, these ask about $669/sqft; this home lists at $615/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
799kThis home769k1.10M830k749k900kThis home vs active comparables

Neighbourhood & location

Centennial Scarborough, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Malvern
$709K
Dorset Park
$842K
Clairlea-Birchmount
$925K
South Riverdale
$1.49M
Playter Estates-Danforth
$1.35M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sir Oliver Mowat Collegiate Institute
70%
Sir Oliver Mowat Collegiate InstitutePublic · Secondary · 1.2 km awayAround the GTA average · 70% meet the provincial standard
Joseph Howe Senior Public SchoolEQAO results not published
Also nearby: 4 more schools within 2.5 km
William G Davis Junior Public School · Public elementary0.5 km · 88% at standard
Charlottetown Junior Public School · Public elementary1.1 km · 68% at standard
West Rouge Junior Public School · Public elementary1.4 km · 71% at standard
Centennial Road Junior Public School · Public elementary1.8 km · 71% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,642/mo
$153KIncome needed
5.2×Price ÷ income
$840Weekly cost
$24,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,642Property tax $330Total carry $3,971

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,534per month

Mortgage amount $639,200 · 4.49% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$3,864Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,534
Property tax
$330
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,864

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Toronto municipal land transfer tax
$12,455
Estimated closing costs
$24,910

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,278/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,074Total interest paid
$1,060,274Total of all payments
Principal $639,200 Interest $421,074
YearPrincipalInterestBalance
1$14,264$28,147$624,936
2$14,912$27,499$610,024
3$15,589$26,822$594,435
4$16,297$26,114$578,138
5$17,037$25,374$561,102
6$17,810$24,601$543,291
7$18,619$23,792$524,672
8$19,464$22,947$505,208
9$20,348$22,063$484,860
10$21,272$21,139$463,588
11$22,238$20,173$441,351
12$23,247$19,164$418,103
13$24,303$18,108$393,800
14$25,406$17,005$368,394
15$26,560$15,851$341,834
16$27,766$14,645$314,068
17$29,026$13,384$285,042
18$30,344$12,067$254,697
19$31,722$10,689$222,975
20$33,162$9,248$189,813
21$34,668$7,743$155,145
22$36,242$6,169$118,902
23$37,888$4,523$81,015
24$39,608$2,803$41,406
25$41,406$1,005$0

At the end of your 5-year term

Total paid over the term
$212,055
Principal paid down
$78,098
Interest paid
$133,956
Balance remaining
$561,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $3,955− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,209

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.

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