76 Celeste Drive, Toronto, ON

West Hill, Toronto · MLS® E13848142

$760,000
For Sale
Listed 18 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
4Parking
700-1100Sq ft

About this home

An exceptional residential opportunity, this 4-bedroom family home backs directly onto the lush greenspace of Highland Creek Park. The layout offers generous living space across four well-appointed bedrooms, creating a retreat with peaceful park views right out your back door. Location is paramount: enjoy unmatched convenience minutes from the Guildwood GO Station for a seamless downtown commute, alongside TTC routes, schools, the University of Toronto Scarborough (UTSC), Centennial College, the scenic Scarborough Bluffs, and local shopping plazas all nearby.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
E13848142
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
45 × 126.76 ft
Cross streets
Celeste/Kingston Rd
Parking
4 parking
Driveway
Private
Basement
Finished with Walk-Out, Separate Entrance, Walk-Up, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,635 / 2025
Days on market
18
Listing brokerage
ROYAL LEPAGE IGNITE REALTY

Rooms

BedroomMain2.70 × 3.50 m
Bedroom 2Second3.10 × 3.20 m
Living RoomMain3.30 × 6.00 m
Primary BedroomSecond3.70 × 3.80 m
KitchenMain2.40 × 5.20 m
BedroomBasement3.50 × 3.70 m
RecreationBasement3.20 × 5.40 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Galloway Road Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

West Hill, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$900K
Cliffcrest
$799K
Rouge E11
$1.15M
Wexford-Maryvale
$849K
Steeles
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Galloway Road Public School
57%
Galloway Road Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 57% meet the provincial standard
Maplewood High SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Willow Park Junior Public School · Public elementary0.7 km · 27% at standard
Alternative Scarborough Education 1 · Public secondary0.7 km
Eastview Public School · Public elementary0.8 km · 52% at standard
St Margaret's Public School · Public elementary0.9 km · 57% at standard
Guildwood Junior Public School · Public elementary1.1 km · 80% at standard
Tecumseh Senior Public School · Public elementary1.3 km
Poplar Road Junior Public School · Public elementary1.3 km · 85% at standard
Golf Road Junior Public School · Public elementary1.3 km · 56% at standard
George B Little Public School · Public elementary1.3 km · 54% at standard
Cornell Junior Public School · Public elementary1.4 km · 74% at standard
St Martin De Porres Catholic School · Catholic elementary1.4 km · 44% at standard
Native Learning Centre East · Public secondary1.4 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,464/mo
$145KIncome needed
5.2×Price ÷ income
$799Weekly cost
$23,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,464Property tax $303Total carry $3,767

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,362per month

Mortgage amount $608,000 · 4.49% over 25 years

$152,000Down payment (20.0%)
$608,000Loan before insurance
$0CMHC premium
$3,665Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,362
Property tax
$303
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,665

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,675
Toronto municipal land transfer tax
$11,675
Estimated closing costs
$23,350

Plus your down payment of $152,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,069/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$400,521Total interest paid
$1,008,521Total of all payments
Principal $608,000 Interest $400,521
YearPrincipalInterestBalance
1$13,568$26,773$594,432
2$14,184$26,157$580,248
3$14,828$25,513$565,420
4$15,501$24,840$549,919
5$16,205$24,136$533,714
6$16,941$23,400$516,773
7$17,710$22,631$499,063
8$18,514$21,827$480,549
9$19,355$20,986$461,194
10$20,234$20,107$440,960
11$21,152$19,189$419,808
12$22,113$18,228$397,695
13$23,117$17,224$374,579
14$24,166$16,175$350,412
15$25,263$15,077$325,149
16$26,411$13,930$298,738
17$27,610$12,731$271,129
18$28,863$11,478$242,265
19$30,174$10,167$212,092
20$31,544$8,797$180,548
21$32,976$7,365$147,572
22$34,473$5,868$113,099
23$36,038$4,302$77,060
24$37,675$2,666$39,385
25$39,385$955$0

At the end of your 5-year term

Total paid over the term
$201,704
Principal paid down
$74,286
Interest paid
$127,418
Balance remaining
$533,714

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $3,635− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,451

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE IGNITE REALTY. MLS®/PropTx.

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