65 Adanac Drive, Toronto, ON

Cliffcrest, Toronto · MLS® E13848358

$899,900
For Sale
Listed 19 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
1Garage · 5 parking
1100-1500Sq ft

About this home

In short

  • This brick beauty checks all the boxes.
  • A completely renovated 3+1 bedroom plus LEGAL basement apartment.
  • The bright, above grade living space features approximately 1200 sq ft of living featuring 3 bedrooms, hardwood floors, pot lights, smooth ceilings, crown moulding...
  • The recently renovated, legal basement apartment provides added flexibility for extended family or rental potential (current tenant vacating October 15th).
  • The cozy neighbourhood Halbert Park features an outdoor pool, wading pool, 2 playgrounds, a baseball diamond and a small trail perfect for dog walking.

This brick beauty checks all the boxes! A completely renovated 3+1 bedroom plus LEGAL basement apartment. Set back on a 50 foot frontage x 150 foot lot, 65 Adanac aims to impress in a well established residential neighbourhood. The bright, above grade living space features approximately 1200 sq ft of living featuring 3 bedrooms, hardwood floors, pot lights, smooth ceilings, crown moulding, custom closet features, heated floors in all bathrooms and a renovated kitchen with quartz counters and a 6 burner gas stove. The home is enhanced by a stone fireplace wall, built-in surround sound, including speakers and a security camera system. The recently renovated, legal basement apartment provides added flexibility for extended family or rental potential (current tenant vacating October 15th). The property also offers an extra wide private driveway for multiple parking and oversized garage with two door entries - creating an ideal workshop or vehicle storage. This versatile and thoughtfully designed home offers functionality, desirable upgrades, and flexible living/financing options for families, investors, or multi-generational households. Within walking distance to transit and the Eglinton GO Station for fast commuting, and shops and schools. The cozy neighbourhood Halbert Park features an outdoor pool, wading pool, 2 playgrounds, a baseball diamond and a small trail perfect for dog walking. A short drive south takes you to Cathedral Bluffs Park with panoramic waterfront views. Lots to discover, not to be missed.

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
E13848358
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
50 × 150.37 ft
Cross streets
McCowan/Kingston
Parking
1 garage · 5 parking (attached)
Driveway
Private
Basement
Finished, Separate Entrance, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air, Wall Unit(s)
Exterior
Brick, Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,473 / 2026
Days on market
19
Listing brokerage
UNION REALTY BROKERAGE INC.

Rooms

Bedroom 2Second4.08 × 2.95 m

hardwood floor · overlooks backyard · pot lights

BreakfastMain

Combined w/Kitchen

KitchenBasement

open concept · combined w/living

Living RoomBasement9.13 × 3.32 m

open concept · combined w/kitchen · window

Bedroom 4Basement3.40 × 3.30 m

vinyl floor · double closet · window

KitchenBasement

renovated · vinyl floor · pot lights

Living RoomMain3.50 × 2.50 m

renovated · pot lights · overlooks frontyard

BathroomIn Between2.00 × 2.00 m

separate shower · 3 pc bath · heated floor

Bedroom 3Main2.74 × 3.44 m

hardwood floor · window · overlooks backyard

BathroomMain2.30 × 1.50 m

whirlpool · 4 pc bath · heated floor

Common RoomBasement3.67 × 3.48 m

vinyl floor · finished · combined w/laundry

LaundryBasement3.40 × 7.10 m

Combined w/Workshop

KitchenMain3.12 × 3.43 m

centre island · combined w/dining · renovated

Primary BedroomSecond4.00 × 4.30 m

hardwood floor · b/i closet · closet organizers

Living RoomMain4.45 × 3.25 m

hardwood floor · fireplace · open concept

Living RoomMain3.25 × 4.45 m

electric fireplace · combined w/dining · hardwood floor

Dining RoomMain3.50 × 2.50 m

overlooks backyard · breakfast area · pot lights

BathroomBasement1.50 × 1.50 m

2 Pc Bath

Our TakeTeam Asgarian · Broker
A small discount is typical
$870Klikely sale price

Listed at $899,900. Going by how homes in Cliffcrest and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $870K, if it sells. A realistic range is $815K to $980K.

Independent value check: $926K. Without looking at the asking price, our model values the home itself about 3% above the ask (homes like it typically land between $868K and $970K).

Why $926K. The typical detached home sold in Cliffcrest over the past year went for about $950K (81 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
List price
$815KBelow recent closings$980KAbove recent closings

Total price vs nearby homes. Likely closing about $870K, from 29 recent closings in this pocket.

The market behind the math:

29sold nearby · 90 days
$915Kmedian sold price
94%of asking, on average
−18%prices vs a year ago
~28 dayshomes like this take to sell
19days on market so far
$3,481/moest. rent · 20 leases
4.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.9 months of inventory: 38 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $692/sqft against an area asking average of $783/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Cliffcrest: 26 of the 93 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
  • Ravine / green setting. This home is described as backing onto a ravine or green setting. A premium that comparable-sales math under-prices, so read the estimate as a floor.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $926K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Heated floors: comfort and a premium-finish signal. Lifestyle
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Schools & getting aroundcatchment and transit

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Cliffcrest, so I widened the search to the surrounding area.

Based on 29 comparable homes that sold in Cliffcrest over the past two years, from 186 closings there.

What sellers nearby are askingCurrently listed nearby in Cliffcrest · asking prices
$966kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $926K, which is where my estimate comes from.

Per square foot, these ask about $974/sqft; this home lists at $692/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
900kThis home875k799k1.22MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Cliffcrest: $883K in September 2026, down 16% from a year ago, on 73 closings in 9 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.03M11
November 2025$1.16M7
December 2025$933K5
April 2026$929K8
May 2026$936K8
June 2026$813K8
July 2026$990K6
August 2026$853K8
September 2026$883K12

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wexford-Maryvale
$849K
Banbury-Don Mills
$2.28M
Leaside
$1.55M
Lansing-Westgate
$1.60M
Dovercourt-Wallace Emerson-Junction
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Mason Road Junior Public School
43%
Mason Road Junior Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 43% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bliss Carman Senior Public School · Public elementary0.7 km
St Boniface Catholic School · Catholic elementary0.9 km · 68% at standard
Cedarbrook Public School · Public elementary1.0 km · 48% at standard
John McCrae Public School · Public elementary1.0 km · 54% at standard
H A Halbert Junior Public School · Public elementary1.2 km · 46% at standard
George P Mackie Junior Public School · Public elementary1.5 km · 81% at standard
Cedar Drive Junior Public School · Public elementary1.5 km · 53% at standard
Anson Park Public School · Public elementary1.6 km · 60% at standard
Knob Hill Public School · Public elementary1.8 km · 57% at standard
Walter Perry Junior Public School · Public elementary1.8 km · 66% at standard
Elizabeth Simcoe Junior Public School · Public elementary1.9 km · 81% at standard
Glen Ravine Junior Public School · Public elementary1.9 km · 62% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,101/mo
$172KIncome needed
5.2×Price ÷ income
$946Weekly cost
$28,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,101Property tax $373Total carry $4,474

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,981per month

Mortgage amount $719,920 · 4.49% over 25 years

$179,980Down payment (20.0%)
$719,920Loan before insurance
$0CMHC premium
$4,353Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,981
Property tax
$373
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,353

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,473
Toronto municipal land transfer tax
$14,473
Estimated closing costs
$28,946

Plus your down payment of $179,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,818/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$474,248Total interest paid
$1,194,168Total of all payments
Principal $719,920 Interest $474,248
YearPrincipalInterestBalance
1$16,066$31,701$703,854
2$16,795$30,972$687,059
3$17,558$30,209$669,502
4$18,355$29,412$651,147
5$19,188$28,579$631,959
6$20,059$27,707$611,900
7$20,970$26,797$590,930
8$21,922$25,845$569,007
9$22,918$24,849$546,090
10$23,958$23,809$522,132
11$25,046$22,721$497,086
12$26,183$21,584$470,903
13$27,372$20,395$443,531
14$28,615$19,152$414,916
15$29,914$17,853$385,002
16$31,272$16,495$353,730
17$32,692$15,075$321,038
18$34,176$13,590$286,861
19$35,728$12,039$251,133
20$37,350$10,416$213,783
21$39,046$8,721$174,737
22$40,819$6,948$133,918
23$42,672$5,094$91,245
24$44,610$3,157$46,635
25$46,635$1,131$0

At the end of your 5-year term

Total paid over the term
$238,834
Principal paid down
$87,961
Interest paid
$150,873
Balance remaining
$631,959

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 20 whole-home leases in Cliffcrest$3,481/mo
$41,772Gross annual rent
3.5%Cap rate after taxes and upkeep
$3,307 to $4,038Typical rent range
~20 daysTo find a tenant, on average

The suite is real income here: basements rent in Cliffcrest (26 of 93 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 20 whole-home leases in Cliffcrest signed at a median of $3,483 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,481. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.6%
Gross yield
− Property tax $4,473− Insurance $1,400− Vacancy & upkeep $4,595Net operating income $31,304

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION REALTY BROKERAGE INC.. MLS®/PropTx.

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