75 Gradwell Drive, Toronto, ON

Cliffcrest, Toronto · MLS® E14089836

$799,000
For Sale
Listed 2 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
3Parking
700-1100Sq ft

About this home

In short

  • Newly Renovated 3 + 1 Bedrooms Detached House With 3 Washrooms, Prime Cliffcrest Pocket South Of Kingston Rd.
  • Great Starter Home On A 40 X 133 Ft.
  • Lot By The Lake, This Home Offers 3 Bedrooms, 2 Updated Kitchens, 3 Washrooms, Engineered Hardwood Floors Thru-Out, Ceramic Floor In Kithen & Washerooms, Separate...

Newly Renovated 3 + 1 Bedrooms Detached House With 3 Washrooms, Prime Cliffcrest Pocket South Of Kingston Rd! Great Starter Home On A 40 X 133 Ft. Lot By The Lake, This Home Offers 3 Bedrooms, 2 Updated Kitchens, 3 Washrooms, Engineered Hardwood Floors Thru-Out, Ceramic Floor In Kithen & Washerooms, Separate Entrance To Basement, Fully Fenced Lot With 3 Car Parking 7 A Private Dirve, Excellent Opportunity To Get Into A Great School District!

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
E14089836
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
700-1100 sq ft
Lot
40 × 133 ft
Cross streets
Brimley S Of Kingston Rd
Parking
3 parking
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
None
Exterior
Aluminum Siding, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$2,026 / 2026
Days on market
2
Listing brokerage
TARGET ONE REALTY POINT

Rooms

KitchenGround2.49 × 2.31 m

open concept · ceramic floor · renovated

Bedroom 2Ground3.48 × 3.05 m

hardwood floor · closet · window

Primary BedroomUpper3.66 × 3.05 m

hardwood floor · closet · window

Dining RoomGround5.03 × 3.51 m

combined w/living · hardwood floor · window

Bedroom 3Upper3.66 × 2.49 m

hardwood floor · closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Cliffcrest · asking prices
$1000kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $909/sqft; this home lists at $888/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
799kThis home900k875k1.22MThis home vs active comparables

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$949K
Wexford-Maryvale
$849K
Woodbine-Lumsden
$949K
Leaside
$2.48M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St John Henry Newman Catholic High School · Catholic secondary0.3 km · 63% at standard
Chine Drive Public School · Public elementary0.9 km · 90% at standard
St Agatha Catholic School · Catholic elementary0.9 km · 72% at standard
John A Leslie Public School · Public elementary1.1 km · 60% at standard
Anson Park Public School · Public elementary1.2 km · 60% at standard
H A Halbert Junior Public School · Public elementary1.3 km · 46% at standard
Cliffside Public School · Public elementary1.7 km · 54% at standard
Norman Cook Junior Public School · Public elementary1.8 km · 56% at standard
Robert Service Senior Public School · Public elementary1.9 km
Bliss Carman Senior Public School · Public elementary2.0 km
South East Secondary Alternative School · Public secondary2.1 km
Caring and Safe School 3 · Public secondary2.1 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,642/mo
$147KIncome needed
5.4×Price ÷ income
$840Weekly cost
$24,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $3,642Property tax $169Total carry $3,810

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,534per month

Mortgage amount $639,200 · 4.49% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$3,703Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,534
Property tax
$169
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,703

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Toronto municipal land transfer tax
$12,455
Estimated closing costs
$24,910

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,278/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,074Total interest paid
$1,060,274Total of all payments
Principal $639,200 Interest $421,074
YearPrincipalInterestBalance
1$14,264$28,147$624,936
2$14,912$27,499$610,024
3$15,589$26,822$594,435
4$16,297$26,114$578,138
5$17,037$25,374$561,102
6$17,810$24,601$543,291
7$18,619$23,792$524,672
8$19,464$22,947$505,208
9$20,348$22,063$484,860
10$21,272$21,139$463,588
11$22,238$20,173$441,351
12$23,247$19,164$418,103
13$24,303$18,108$393,800
14$25,406$17,005$368,394
15$26,560$15,851$341,834
16$27,766$14,645$314,068
17$29,026$13,384$285,042
18$30,344$12,067$254,697
19$31,722$10,689$222,975
20$33,162$9,248$189,813
21$34,668$7,743$155,145
22$36,242$6,169$118,902
23$37,888$4,523$81,015
24$39,608$2,803$41,406
25$41,406$1,005$0

At the end of your 5-year term

Total paid over the term
$212,055
Principal paid down
$78,098
Interest paid
$133,956
Balance remaining
$561,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.5%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $2,026− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $12,060

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TARGET ONE REALTY POINT. MLS®/PropTx.

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