12 Eldon Avenue, Toronto, ON

Crescent Town, Toronto · MLS® E13849410

$649,900
For Sale
Listed 18 days agoNo offer date stated
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2Bedrooms
1Bathrooms
1Parking
700-1100Sq ft

About this home

In short

  • Welcome to this charming and rustic home (beamed ceiling in the living and dining rooms), owned by its proud owner since 1959.
  • Walking distance to Victoria Park Subway Station and literally steps to the Danforth (2nd house from the street and Shoppers World Plaza).
  • This awesome location, close to Dentonia Park, tennis courts and TTC scores an "11" out of "10".

Welcome to this charming and rustic home (beamed ceiling in the living and dining rooms), owned by its proud owner since 1959! Fantastic curb appeal with covered front porch and brand new wooden fence on the north side. Spacious eat-in kitchen with newer flooring and a walk-out to a nice sized deck, overlooking the backyard. Contains a separate side entrance to the basement area. Walking distance to Victoria Park Subway Station and literally steps to the Danforth (2nd house from the street and Shoppers World Plaza). This awesome location, close to Dentonia Park, tennis courts and TTC scores an "11" out of "10"!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13849410
Bedrooms
2
Bathrooms
1
Size
700-1100 sq ft
Lot
17.62 × 90 ft
Cross streets
Victoria Park & Danforth Ave
Parking
1 parking
Driveway
Mutual
Basement
Partially Finished, Separate Entrance
Heating
Forced Air
A/C
None
Exterior
Aluminum Siding, Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$3,454 / 2025
Days on market
18
Listing brokerage
RE/MAX ULTIMATE REALTY INC.

Rooms

Dining RoomMain2.70 × 4.10 m

broadloom · hardwood floor

Bedroom 2Second2.70 × 4.15 m

hardwood floor · closet

KitchenMain3.10 × 4.10 m

eat-in kitchen · w/o to deck

Primary BedroomSecond4.15 × 3.50 m

broadloom · hardwood floor · closet

Furnace RoomBasement2.15 × 1.65 m
Living RoomMain3.60 × 4.10 m

broadloom · hardwood floor

Utility RoomBasement3.50 × 3.90 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Crescent Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine Corridor
$999K
The Beaches
$1.48M
Danforth
$999K
Greenwood-Coxwell
$969K
South Riverdale
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Dunstan
73%
St. DunstanCatholic · Elementary · 0.7 km awayAround the GTA average · 73% meet the provincial standard
William J McCordic SchoolEQAO results not published
East York Alternative Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Nicholas Catholic School · Catholic elementary0.5 km · 61% at standard
Crescent Town Elementary School · Public elementary0.7 km · 68% at standard
Secord Elementary School · Public elementary0.8 km · 61% at standard
Samuel Hearne Public School · Public elementary0.8 km · 47% at standard
Malvern Collegiate Institute · Public secondary0.9 km · 87% at standard
Adam Beck Junior Public School · Public elementary0.9 km · 73% at standard
Blantyre Public School · Public elementary0.9 km · 71% at standard
Oakridge Junior Public School · Public elementary1.0 km · 61% at standard
Beaches Alternative Junior School · Public elementary1.1 km
Kimberley Junior Public School · Public elementary1.1 km · 82% at standard
Notre Dame Catholic High School · Catholic secondary1.1 km · 82% at standard
St John Catholic School · Catholic elementary1.2 km · 72% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,962/mo
$126KIncome needed
5.2×Price ÷ income
$684Weekly cost
$18,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $2,962Property tax $288Total carry $3,250

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,875per month

Mortgage amount $519,920 · 4.49% over 25 years

$129,980Down payment (20.0%)
$519,920Loan before insurance
$0CMHC premium
$3,163Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,875
Property tax
$288
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,163

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,473
Toronto municipal land transfer tax
$9,473
Estimated closing costs
$18,946

Plus your down payment of $129,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,479/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,498Total interest paid
$862,418Total of all payments
Principal $519,920 Interest $342,498
YearPrincipalInterestBalance
1$11,602$22,894$508,318
2$12,129$22,368$496,188
3$12,680$21,817$483,508
4$13,256$21,241$470,253
5$13,857$20,639$456,395
6$14,487$20,010$441,909
7$15,144$19,352$426,764
8$15,832$18,665$410,932
9$16,551$17,946$394,381
10$17,302$17,194$377,079
11$18,088$16,409$358,991
12$18,909$15,588$340,082
13$19,768$14,729$320,314
14$20,665$13,831$299,649
15$21,604$12,893$278,045
16$22,584$11,912$255,461
17$23,610$10,887$231,851
18$24,682$9,815$207,169
19$25,803$8,694$181,366
20$26,974$7,523$154,392
21$28,199$6,298$126,193
22$29,479$5,018$96,714
23$30,818$3,679$65,897
24$32,217$2,280$33,680
25$33,680$817$0

At the end of your 5-year term

Total paid over the term
$172,484
Principal paid down
$63,525
Interest paid
$108,959
Balance remaining
$456,395

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $3,454− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,632

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ULTIMATE REALTY INC.. MLS®/PropTx.

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