624-1091 Kingston Road, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13849630

$669,000
For Sale
Listed 14 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Designed for everyday living, this open-concept two-bed, two-bath condo offers the space you've been looking for.
  • The king-sized primary suite offers two double closets, a 4-piece ensuite, and its own balcony.
  • Located in Henley Gardens, this well-maintained building offers 24-hour security, private tree-lined grounds with a courtyard and gazebo, a library, and an exercise room.

Designed for everyday living, this open-concept two-bed, two-bath condo offers the space you've been looking for. The bright and spacious kitchen overlooks the living and dining area and offers ample countertop and cupboard space. The king-sized primary suite offers two double closets, a 4-piece ensuite, and its own balcony. A well-sized second bedroom with a double closet provides flexibility for guests, a home office or both. Other notable items include updated flooring throughout, new bathroom lighting, a modern washer and dryer, owned underground parking, and a locker. Located in Henley Gardens, this well-maintained building offers 24-hour security, private tree-lined grounds with a courtyard and gazebo, a library, and an exercise room.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13849630
Bedrooms
2
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Kingston Road & Victoria Park Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$903/mo
Exposure
North
Property tax
$3,407 / 2026
Days on market
14
Listing brokerage
REAL ESTATE HOMEWARD

Rooms

Primary BedroomMain6.10 × 3.30 m

4 pc ensuite · double closet · w/o to balcony

Living RoomMain6.80 × 3.50 m

combined w/dining · laminate · large window

FoyerMain2.40 × 1.30 m

tile floor · double closet

KitchenMain2.50 × 3.50 m

overlooks dining · tile floor

BedroomMain4.90 × 2.85 m

laminate · double closet

Dining RoomMain6.80 × 3.50 m

combined w/living · laminate

Our TakeTeam Asgarian · Broker
A small discount is typical
$661Klikely sale price

Listed at $669,000. Going by how homes in Birchcliffe-Cliffside and the wider GTA have actually closed against their asking prices (about 99%, 8 local closings in 90 days), the likely sale price is near $661K, if it sells. A realistic range is $623K to $716K.

Independent value check: $687K. Without looking at the asking price, our model values the home itself about 3% above the ask (homes like it typically land between $639K and $722K).

Why $687K. The typical condo sold in Birchcliffe-Cliffside over the past year went for about $570K (31 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $3,407 a year; the typical home sold here pays about $2,500.
  • ▲ Raises it strongly2 bedrooms and 2 baths, against 1+1 and 1 typically.
  • ▲ Raises it stronglyIt is 1,000 to 1,199 sq ft; the typical home sold here is 700 to 799.
List price
$623KBelow recent closings$716KAbove recent closings

Total price vs nearby homes. Likely closing about $661K, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$597Kmedian sold price
103%of asking, on average
+4%prices vs a year ago
~30 dayshomes like this take to sell
14days on market so far
$2,875/moest. rent · 84 leases
5.2%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.9 months of inventory: 13 condo apartment homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $608/sqft against an area asking average of $783/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $738K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Malvern Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 17 homes sold in this building over the past two years, from 75 closings in Birchcliffe-Cliffside.

What sellers nearby are askingCurrently listed nearby in Birchcliffe-Cliffside · asking prices
$1.21Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $687K, which is where my estimate comes from.

Per square foot, these ask about $1,093/sqft; this home lists at $608/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
669kThis home1.09M1.17M1.38MThis home vs active comparables

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,798 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K879

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$507K
Banbury-Don Mills
$778K
Waterfront Communities C8
$449K
Church-Yonge Corridor
$586K
Bay Street Corridor
$725K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Courcelette Public School
77%
Courcelette Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 77% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Neil McNeil High School · Catholic secondary0.2 km · 76% at standard
Blantyre Public School · Public elementary0.5 km · 71% at standard
Adam Beck Junior Public School · Public elementary0.5 km · 73% at standard
Balmy Beach Community School · Public elementary0.8 km · 88% at standard
Notre Dame Catholic High School · Catholic secondary0.8 km · 82% at standard
St John Catholic School · Catholic elementary1.0 km · 72% at standard
Beaches Alternative Junior School · Public elementary1.4 km
Kimberley Junior Public School · Public elementary1.4 km · 82% at standard
St Dunstan Catholic School · Catholic elementary1.4 km · 73% at standard
Williamson Road Junior Public School · Public elementary1.4 km · 78% at standard
Glen Ames Senior Public School · Public elementary1.5 km
Samuel Hearne Public School · Public elementary1.5 km · 47% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,049/mo
$146KIncome needed
4.6×Price ÷ income
$704Weekly cost
$19,710Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $3,049Property tax $284Condo fee $903Total carry $4,236

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,959per month

Mortgage amount $535,200 · 4.49% over 25 years

$133,800Down payment (20.0%)
$535,200Loan before insurance
$0CMHC premium
$4,146Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,959
Property tax
$284
Condo / maintenance fees
$903
Heating
$0
Estimated monthly cost
$4,146

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,855
Toronto municipal land transfer tax
$9,855
Estimated closing costs
$19,710

Plus your down payment of $133,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,582/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$352,564Total interest paid
$887,764Total of all payments
Principal $535,200 Interest $352,564
YearPrincipalInterestBalance
1$11,943$23,567$523,257
2$12,486$23,025$510,771
3$13,053$22,458$497,718
4$13,645$21,865$484,073
5$14,265$21,246$469,808
6$14,912$20,598$454,896
7$15,590$19,921$439,307
8$16,297$19,213$423,009
9$17,037$18,473$405,972
10$17,811$17,700$388,161
11$18,620$16,891$369,541
12$19,465$16,046$350,077
13$20,349$15,162$329,728
14$21,273$14,238$308,455
15$22,239$13,272$286,217
16$23,248$12,262$262,968
17$24,304$11,207$238,665
18$25,407$10,103$213,257
19$26,561$8,950$186,696
20$27,767$7,744$158,930
21$29,028$6,483$129,902
22$30,346$5,165$99,557
23$31,723$3,787$67,833
24$33,164$2,347$34,669
25$34,669$841$0

At the end of your 5-year term

Total paid over the term
$177,553
Principal paid down
$65,392
Interest paid
$112,161
Balance remaining
$469,808

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 84 whole-home leases in Birchcliffe-Cliffside$2,875/mo
$34,500Gross annual rent
2.4%Cap rate after taxes and upkeep
$2,731 to $3,019Typical rent range
~31 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 84 whole-home leases in Birchcliffe-Cliffside signed at a median of $2,451 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,875. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.2%
Gross yield
− Property tax $3,407− Condo fees $10,841− Insurance $600− Vacancy & upkeep $3,795Net operating income $15,858

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ESTATE HOMEWARD. MLS®/PropTx.

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