5 Hemlock Avenue, Toronto, ON

Woodbine Corridor, Toronto · MLS® E13855518

$1,235,000
For Sale
Listed 17 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
1Parking
1100-1500Sq ft

About this home

In short

  • Some homes just have a feeling about them - and 5 Hemlock Avenue is one of them.
  • From the pretty front verandah and classic brick exterior to the stained and leaded glass details and warm hardwood floors, there's something wonderfully inviting...
  • The finished basement, complete with a three-piece ensuite, separate entrance & laundry hook up, offers even more flexibility for a growing family, guests or income.
  • But perhaps the best part of 5 Hemlock is what happens outside its front door.
  • Close to the lake, parks, shops, restaurants, great schools and TTC, 5 Hemlock offers the best of The Beaches while still giving you that wonderful neighbourhood feeling.

Some homes just have a feeling about them - and 5 Hemlock Avenue is one of them.Tucked into one of The Beaches' most beloved neighbourhoods, this charming detached home has the kind of character that makes you want to slow down and stay awhile. From the pretty front verandah and classic brick exterior to the stained and leaded glass details and warm hardwood floors, there's something wonderfully inviting about this home from the moment you arrive.Inside, the main floor has an easy, open feel that works beautifully for everyday life and entertaining. The kitchen features a breakfast bar and walkout to the deck and BBQ area - the kind of spot that naturally becomes the centre of family dinners, morning coffee and summer evenings with friends.Main floor laundry & powder room - you are going to love it! Upstairs, three bedrooms offer comfortable space for family and guests, while the third-floor loft adds a flexible space for a home office, creative studio, reading room or kids area.The finished basement, complete with a three-piece ensuite, separate entrance & laundry hook up, offers even more flexibility for a growing family, guests or income.But perhaps the best part of 5 Hemlock is what happens outside its front door.This is a neighbourhood where community still feels like part of everyday life. Kids play together after school, neighbours come together for the big moments, and ordinary evenings can turn into impromptu gatherings. The kind of moments that remind you what it feels like to truly know the people around you.Close to the lake, parks, shops, restaurants, great schools and TTC, 5 Hemlock offers the best of The Beaches while still giving you that wonderful neighbourhood feeling.A home with character, flexibility and a community that makes everyday life feel a little more like a weekend.Welcome Home.

Key facts

Property type
Detached, 2-Storey
MLS®
E13855518
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
40.5 × 79.41 ft
Cross streets
Coxwell Ave & Dundas St E
Parking
1 parking
Driveway
Mutual
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,663 / 2026
Days on market
17
Listing brokerage
KELLER WILLIAMS ADVANTAGE REALTY

Rooms

RecreationBasement5.69 × 7.23 m

3 pc ensuite · above grade window

BathroomBasement2.71 × 2.47 m

3 Pc Bath

Living RoomMain3.24 × 4.06 m

hardwood floor · open concept · large window

Bedroom 3Second3.88 × 2.54 m

hardwood floor · window · overlooks backyard

Primary BedroomSecond3.93 × 2.63 m

hardwood floor · b/i closet · large window

OfficeThird3.56 × 2.26 m

broadloom · irregular room

KitchenMain2.43 × 6.43 m

w/o to deck · stone counters · overlooks dining

Bedroom 4Third5.69 × 4.44 m

broadloom · large window · irregular room

Bedroom 2Second3.23 × 2.85 m

hardwood floor · window · overlooks backyard

Dining RoomMain3.24 × 3.16 m

hardwood floor · combined w/living · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Bowmore Road Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Woodbine Corridor · asking prices
$1.19Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $913/sqft; this home lists at $950/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.24MThis home1.60M998k1.25M899kThis home vs active comparables

Neighbourhood & location

Woodbine Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine-Lumsden
$949K
Leaside
$2.15M
Wexford-Maryvale
$849K
Banbury-Don Mills
$5.50M
Bendale
$900K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bowmore Road Junior and Senior Public School
64%
Bowmore Road Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 64% meet the provincial standard
School of Life ExperienceEQAO results not published
Also nearby: 12 more schools within 2.5 km
Equinox Holistic Alternative School · Public elementary0.8 km · 83% at standard
Duke of Connaught Junior and Senior Public School · Public elementary0.8 km · 71% at standard
Roden Public School · Public elementary0.8 km · 65% at standard
Kew Beach Junior Public School · Public elementary1.0 km · 85% at standard
Norway Junior Public School · Public elementary1.0 km · 85% at standard
Monarch Park Collegiate Institute · Public secondary1.2 km · 79% at standard
Earl Haig Public School · Public elementary1.4 km · 62% at standard
Glen Ames Senior Public School · Public elementary1.4 km
St Joseph Catholic School · Catholic elementary1.4 km · 66% at standard
Williamson Road Junior Public School · Public elementary1.5 km · 78% at standard
St Patrick Catholic Secondary School · Catholic secondary1.5 km · 76% at standard
Leslieville Junior Public School · Public elementary1.5 km · 62% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,629/mo
$233KIncome needed
5.3×Price ÷ income
$1,299Weekly cost
$42,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,629Property tax $472Total carry $6,101

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,463per month

Mortgage amount $988,000 · 4.49% over 25 years

$247,000Down payment (20.0%)
$988,000Loan before insurance
$0CMHC premium
$5,935Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,463
Property tax
$472
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,935

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,175
Toronto municipal land transfer tax
$21,175
Estimated closing costs
$42,350

Plus your down payment of $247,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,612/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$650,846Total interest paid
$1,638,846Total of all payments
Principal $988,000 Interest $650,846
YearPrincipalInterestBalance
1$22,048$43,506$965,952
2$23,049$42,505$942,903
3$24,096$41,458$918,807
4$25,190$40,364$893,618
5$26,333$39,221$867,285
6$27,529$38,025$839,756
7$28,779$36,775$810,977
8$30,086$35,468$780,891
9$31,452$34,102$749,440
10$32,880$32,674$716,560
11$34,372$31,181$682,188
12$35,933$29,621$646,255
13$37,565$27,989$608,690
14$39,270$26,284$569,420
15$41,053$24,501$528,367
16$42,917$22,637$485,450
17$44,866$20,688$440,584
18$46,903$18,651$393,681
19$49,032$16,521$344,649
20$51,259$14,295$293,390
21$53,586$11,968$239,804
22$56,019$9,535$183,785
23$58,563$6,991$125,223
24$61,221$4,332$64,001
25$64,001$1,553$0

At the end of your 5-year term

Total paid over the term
$327,769
Principal paid down
$120,715
Interest paid
$207,054
Balance remaining
$867,285

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $5,663− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,501

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY. MLS®/PropTx.

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