172 Radford Drive, Ajax, ON

Central, Ajax · MLS® E13864192

$699,999
For Sale
Listed 10 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 2 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 172 Radford Drive, a beautifully maintained home nestled in the heart of highly desirable Central Ajax.
  • Boasting an exceptional walk score, you're just steps to transit, top-rated schools, shopping, and everyday amenities.

Welcome to 172 Radford Drive, a beautifully maintained home nestled in the heart of highly desirable Central Ajax. Offering the perfect blend of comfort, style, and convenience, this property is ideal for families and professionals alike. Step inside to a stunning kitchen complete with quartz countertops, a modern ceramic backsplash, and sleek stainless steel appliances thoughtfully designed for both everyday living and effortless entertaining. The bright dining area walks out to a spacious backyard deck, creating the perfect indoor-outdoor flow for hosting gatherings. The fully fenced backyard provides privacy and generous outdoor space, while a mature tree at the front enhances curb appeal and adds timeless charm. Boasting an exceptional walk score, you're just steps to transit, top-rated schools, shopping, and everyday amenities. Whether you're unwinding on the deck or enjoying the vibrant neighbourhood, this is truly a place to call home. Don't miss your opportunity to live in one of Ajax's most sought-after communities.

Key facts

Property type
Detached, 2-Storey
MLS®
E13864192
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
29.64 × 101.71 ft
Cross streets
Westney /Delaney
Parking
1 garage · 2 parking (attached)
Driveway
Available
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,913 / 2026
Days on market
10
Listing brokerage
ROYAL LEPAGE IGNITE REALTY
Our TakeTeam Asgarian · Broker
A small discount is typical
$687Klikely sale price

Listed at $699,999. Going by how homes in Central West and the wider GTA have actually closed against their asking prices (about 98%, 36 local closings in 90 days), the likely sale price is near $687K, if it sells. A realistic range is $644K to $774K.

Independent value check: $731K. Without looking at the asking price, our model values the home itself about 4% above the ask (homes like it typically land between $685K and $766K).

Why $731K. The typical detached home sold in Central West over the past year went for about $836K (117 sales). What sets this one apart:

  • ▼ Lowers it3+1 bedrooms and 2 baths, against 3+1 and 4 typically.
  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $4,913 a year; the typical home sold here pays about $5,900.
  • ▼ Lowers it slightly1 garage and 2 total parking spaces, against 2 and 4 typically.
List price
$644KBelow recent closings$774KAbove recent closings

Total price vs nearby homes. Likely closing about $687K, from 36 recent closings in this pocket.

The market behind the math:

36sold nearby · 90 days
$980Kmedian sold price
99%of asking, on average
+1%prices vs a year ago
~20 dayshomes like this take to sell
10days on market so far
$3,388/moest. rent · 20 leases
5.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 9 detached homes for sale in the area against 36 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $538/sqft against an area asking average of $580/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 36 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $718K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 36 comparable homes that sold in Central West over the past two years, from 289 closings there.

Sold price trend

Median sold price for detached homes in Central: $793K in September 2026, down 3% from a year ago, on 114 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$849K10
November 2025$797K10
January 2026$860K7
February 2026$867K8
March 2026$845K9
April 2026$802K22
May 2026$870K13
June 2026$845K9
July 2026$825K7
August 2026$790K7
September 2026$793K12

Neighbourhood & location

Central, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central
$834K
Northwest Ajax
$1.09M
Central East
$1000K
Northeast Ajax
$1.14M
South East
$955K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,190/mo
$139KIncome needed
5.0×Price ÷ income
$736Weekly cost
$10,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,190Property tax $409Total carry $3,600

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,096per month

Mortgage amount $559,999 · 4.49% over 25 years

$140,000Down payment (20.0%)
$559,999Loan before insurance
$0CMHC premium
$3,506Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,096
Property tax
$409
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,506

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,475
Estimated closing costs
$10,475

Plus your down payment of $140,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,748/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,900Total interest paid
$928,900Total of all payments
Principal $559,999 Interest $368,900
YearPrincipalInterestBalance
1$12,497$24,659$547,502
2$13,064$24,092$534,438
3$13,657$23,499$520,781
4$14,277$22,879$506,503
5$14,926$22,230$491,578
6$15,603$21,553$475,974
7$16,312$20,844$459,662
8$17,052$20,103$442,610
9$17,827$19,329$424,783
10$18,636$18,520$406,147
11$19,482$17,674$386,665
12$20,367$16,789$366,298
13$21,292$15,864$345,006
14$22,258$14,898$322,748
15$23,269$13,887$299,479
16$24,325$12,831$275,153
17$25,430$11,726$249,723
18$26,585$10,571$223,139
19$27,792$9,364$195,347
20$29,053$8,103$166,294
21$30,373$6,783$135,921
22$31,752$5,404$104,170
23$33,193$3,963$70,976
24$34,700$2,456$36,276
25$36,276$880$0

At the end of your 5-year term

Total paid over the term
$185,780
Principal paid down
$68,422
Interest paid
$117,358
Balance remaining
$491,578

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 20 whole-home leases in Central West$3,388/mo
$40,656Gross annual rent
4.3%Cap rate after taxes and upkeep
$3,117 to $3,609Typical rent range
~16 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 20 whole-home leases in Central West signed at a median of $3,425 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,388. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.8%
Gross yield
− Property tax $4,913− Insurance $1,400− Vacancy & upkeep $4,472Net operating income $29,871

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE IGNITE REALTY. MLS®/PropTx.

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