704-100 Wingarden Court, Toronto, ON

Malvern, Toronto · MLS® E13864450

$399,999
For Sale
Listed 14 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

Welcome to a spacious and inviting 2-bedroom condo apartment that offers the perfect combination of comfort, convenience, and lifestyle an ideal opportunity for a first-time home buyer looking for more space without compromising on location. Featuring two generously sized bedrooms, this home provides plenty of room for comfortable living, guests, a home office, or a growing lifestyle. The primary bedroom offers a built-in closet and private ensuite, creating a comfortable retreat with added privacy and convenience. Step outside onto the large balcony and enjoy beautiful views while having your own outdoor space to relax, entertain, or enjoy your morning coffee. Location is another major highlight. With excellent access to nearby shops, stores, and everyday amenities, you'll have many of the essentials you need close to home. Amazing transportation options are just steps away, making commuting and getting around simple and convenient whether you're heading to work, shopping, dining, or exploring the surrounding area this condo truly has everything you need. A wonderful opportunity for a first-time buyer to step into homeownership and enjoy a home that offers space, comfort, convenience, and an incredible lifestyle. Even has potential for a washer and dryer in the unit.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13864450
Bedrooms
2
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
Neilson rd and McLevin Ave
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None
Exterior
Concrete
Maintenance
$684/mo
Exposure
East
Property tax
$967 / 2026
Days on market
14
Listing brokerage
Royal LePage Frank Real Estate

Rooms

BedroomFlat4.80 × 1.70 m

Closet

Primary BedroomFlat4.60 × 4.40 m

b/i closet · 2 pc ensuite

Living RoomFlat5.50 × 5.40 m

parquet · open concept

Dining RoomFlat5.40 × 5.30 m

parquet · w/o to balcony · open concept

KitchenFlat5.30 × 2.20 m

Ceramic Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Tom Longboat Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Malvern, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
North St. James Town
$765K
Church-Yonge Corridor
$529K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Tom Longboat Junior Public School
78%
Tom Longboat Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 78% meet the provincial standard
Dr Marion Hilliard Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Sacred Heart Catholic School · Catholic elementary0.4 km · 67% at standard
Mary Shadd Public School · Public elementary0.7 km · 56% at standard
St Mother Teresa Catholic Academy · Catholic secondary1.0 km · 50% at standard
Berner Trail Junior Public School · Public elementary1.2 km · 56% at standard
Grey Owl Junior Public School · Public elementary1.3 km · 54% at standard
St Columba Catholic School · Catholic elementary1.3 km · 40% at standard
Thomas L Wells Public School · Public elementary1.4 km · 80% at standard
Alexander Stirling Public School · Public elementary1.5 km · 49% at standard
St Barnabas Catholic School · Catholic elementary1.6 km · 67% at standard
Malvern Junior Public School · Public elementary1.6 km · 58% at standard
Emily Carr Public School · Public elementary1.7 km · 70% at standard
St Bede Catholic School · Catholic elementary1.7 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,823/mo
$88KIncome needed
4.5×Price ÷ income
$421Weekly cost
$8,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $1,823Property tax $81Condo fee $684Total carry $2,588

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,769per month

Mortgage amount $319,999 · 4.49% over 25 years

$80,000Down payment (20.0%)
$319,999Loan before insurance
$0CMHC premium
$2,534Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,769
Property tax
$81
Condo / maintenance fees
$684
Heating
$0
Estimated monthly cost
$2,534

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,475
Toronto municipal land transfer tax
$4,475
Estimated closing costs
$8,950

Plus your down payment of $80,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,141/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$210,800Total interest paid
$530,799Total of all payments
Principal $319,999 Interest $210,800
YearPrincipalInterestBalance
1$7,141$14,091$312,858
2$7,465$13,767$305,393
3$7,804$13,428$297,589
4$8,159$13,073$289,430
5$8,529$12,703$280,901
6$8,916$12,316$271,985
7$9,321$11,911$262,664
8$9,744$11,488$252,920
9$10,187$11,045$242,733
10$10,649$10,583$232,084
11$11,133$10,099$220,951
12$11,638$9,594$209,313
13$12,167$9,065$197,146
14$12,719$8,513$184,427
15$13,297$7,935$171,131
16$13,900$7,332$157,230
17$14,531$6,701$142,699
18$15,191$6,041$127,508
19$15,881$5,351$111,627
20$16,602$4,630$95,025
21$17,356$3,876$77,669
22$18,144$3,088$59,525
23$18,968$2,264$40,558
24$19,829$1,403$20,729
25$20,729$503$0

At the end of your 5-year term

Total paid over the term
$106,160
Principal paid down
$39,098
Interest paid
$67,062
Balance remaining
$280,901

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
6.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

10.2%
Gross yield
− Property tax $967− Condo fees $8,208− Insurance $600− Vacancy & upkeep $4,488Net operating income $26,537

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Frank Real Estate. MLS®/PropTx.

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