714-100 Wingarden Court, Toronto, ON

Malvern, Toronto · MLS® E13576192

$440,000
For Sale
Listed 94 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Parking
1000-1199Sq ft

About this home

In short

  • This beautifully renovated two-bedroom condo offers modern style, comfort, and unbeatable valueFeaturing a bright open-concept layout, brand-new flooring, a sleek...
  • Ideally located close to schools, parks, shopping, TTC, and major highways, this move-in-ready condo combines luxury, convenience and affordability in one perfect...

This beautifully renovated two-bedroom condo offers modern style, comfort, and unbeatable valueFeaturing a bright open-concept layout, brand-new flooring, a sleek kitchen with quartz countertops and stainless steel appliance, and elegantly updated bathrooms, every inch of thishome has been thought fully redesigned from top to bottom, Enjoy some of the lowest maintenance fees in the neighbourhood. It's an excellent opportunity for first-time buyers, small families, downsizers, or investors a like. Ideally located close to schools, parks, shopping, TTC, and major highways, this move-in-ready condo combines luxury, convenience and affordability in one perfect package.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13576192
Bedrooms
2
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Neilson & Finch
Parking
1 parking
Basement
None
Heating
Baseboard
A/C
None
Exterior
Brick
Maintenance
$690/mo
Exposure
East
Property tax
$965 / 2025
Days on market
94
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Bedroom 2Flat3.50 × 2.70 m
BreakfastFlat3.20 × 2.44 m
Dining RoomFlat6.10 × 3.05 m

Combined w/Living

Living RoomFlat6.10 × 3.05 m

combined w/dining · walk-out

Primary BedroomFlat4.57 × 3.05 m

3 Pc Ensuite

KitchenFlat3.20 × 2.44 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$431Klikely sale price

Listed at $440,000. Going by how homes in Malvern and the wider GTA have actually closed against their asking prices (about 98%, 14 local closings in 90 days), the likely sale price is near $431K, if it sells. A realistic range is $406K to $466K.

Independent value check: $440K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $409K and $462K).

Why $440K. The typical condo sold in Malvern over the past year went for about $439K (70 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $965 a year; the typical home sold here pays about $1,200.
  • ▲ Raises itIt is 1,000 to 1,199 sq ft; the typical home sold here is 900 to 999.
List price
$406KBelow recent closings$466KAbove recent closings

Total price vs nearby homes. Likely closing about $431K, from 14 recent closings in this pocket.

The market behind the math:

14sold nearby · 90 days
$340Kmedian sold price
97%of asking, on average
−27%prices vs a year ago
~41 dayshomes like this take to sell
94days on market so far
$2,415/moest. rent · 7 leases
6.6%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 5.8 months of inventory: 27 condo apartment homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $400/sqft against an area asking average of $410/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $444K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Tom Longboat Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 18 homes sold in this building over the past two years, from 150 closings in Malvern.

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,804 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K885

Neighbourhood & location

Malvern, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
North St. James Town
$765K
Moss Park
$549K
Church-Yonge Corridor
$529K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Tom Longboat Junior Public School
78%
Tom Longboat Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 78% meet the provincial standard
Dr Marion Hilliard Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Sacred Heart Catholic School · Catholic elementary0.4 km · 67% at standard
Mary Shadd Public School · Public elementary0.7 km · 56% at standard
St Mother Teresa Catholic Academy · Catholic secondary1.0 km · 50% at standard
Berner Trail Junior Public School · Public elementary1.2 km · 56% at standard
Grey Owl Junior Public School · Public elementary1.3 km · 54% at standard
St Columba Catholic School · Catholic elementary1.3 km · 40% at standard
Thomas L Wells Public School · Public elementary1.4 km · 80% at standard
Alexander Stirling Public School · Public elementary1.5 km · 49% at standard
St Barnabas Catholic School · Catholic elementary1.6 km · 67% at standard
Malvern Junior Public School · Public elementary1.6 km · 58% at standard
Emily Carr Public School · Public elementary1.7 km · 70% at standard
St Bede Catholic School · Catholic elementary1.7 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,005/mo
$95KIncome needed
4.6×Price ÷ income
$463Weekly cost
$10,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,005Property tax $80Condo fee $690Total carry $2,776

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,946per month

Mortgage amount $352,000 · 4.49% over 25 years

$88,000Down payment (20.0%)
$352,000Loan before insurance
$0CMHC premium
$2,717Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,946
Property tax
$80
Condo / maintenance fees
$690
Heating
$0
Estimated monthly cost
$2,717

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,275
Toronto municipal land transfer tax
$5,275
Estimated closing costs
$10,550

Plus your down payment of $88,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,356/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$231,881Total interest paid
$583,881Total of all payments
Principal $352,000 Interest $231,881
YearPrincipalInterestBalance
1$7,855$15,500$344,145
2$8,212$15,143$335,933
3$8,585$14,771$327,348
4$8,974$14,381$318,374
5$9,382$13,973$308,992
6$9,808$13,547$299,184
7$10,253$13,102$288,931
8$10,719$12,636$278,212
9$11,205$12,150$267,007
10$11,714$11,641$255,293
11$12,246$11,109$243,047
12$12,802$10,553$230,245
13$13,383$9,972$216,861
14$13,991$9,364$202,870
15$14,626$8,729$188,244
16$15,290$8,065$172,954
17$15,985$7,371$156,969
18$16,710$6,645$140,259
19$17,469$5,886$122,790
20$18,262$5,093$104,528
21$19,091$4,264$85,436
22$19,958$3,397$65,478
23$20,864$2,491$44,614
24$21,812$1,544$22,802
25$22,802$553$0

At the end of your 5-year term

Total paid over the term
$116,776
Principal paid down
$43,008
Interest paid
$73,768
Balance remaining
$308,992

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Malvern$2,415/mo
$28,980Gross annual rent
3.6%Cap rate after taxes and upkeep
$2,221 to $2,608Typical rent range
~20 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Malvern signed at a median of $2,415 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,415. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.6%
Gross yield
− Property tax $965− Condo fees $8,280− Insurance $600− Vacancy & upkeep $3,188Net operating income $15,947

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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