415-100 Wingarden Court, Toronto, ON

Malvern, Toronto · MLS® E13863230

$439,000
For Sale
Listed 14 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Step Into A Bright, Spacious, And Freshly Updated 2+1 Bedroom, 2 Bathroom Condo Offering An Excellent Blend Of Comfort, Functionality, And Location In Scarborough's...
  • At The Heart Of The Home, The Renovated Kitchen Offers A Practical And Inviting Setting For Everyday Cooking And Family Gatherings.
  • Retreat To The Large Primary Bedroom, Complete With A Walk In Closet And A Private 3-Piece Ensuite.
  • Location Adds Even More Value, With Easy Access To Highway 401 And 24-Hour TTC Transit.

Step Into A Bright, Spacious, And Freshly Updated 2+1 Bedroom, 2 Bathroom Condo Offering An Excellent Blend Of Comfort, Functionality, And Location In Scarborough's Malvern Community. Freshly Painted And Move-In Ready, This Well-Designed Suite Provides Generous Living Space With A Layout That Works Beautifully For Families, First-Time Buyers, Downsizers, Or Investors. At The Heart Of The Home, The Renovated Kitchen Offers A Practical And Inviting Setting For Everyday Cooking And Family Gatherings. Stainless Steel Appliances, Ample Cabinetry, Generous Counter Space, And A Built-In Pantry Provide Plenty Of Storage And Workspace. A Convenient Eat-In Area Adds Even More Functionality, While The Spacious Living Room Creates An Ideal Environment For Hosting Friends And Family. Retreat To The Large Primary Bedroom, Complete With A Walk In Closet And A Private 3-Piece Ensuite. The Second Bedroom Is Comfortably Sized And Offers Plenty Of Flexibility For Children, Guests, Or A Dedicated Office. Adding Even More Versatility, The Separate Den Can Serve As A Home Office, Nursery, Study, Or Guest Space And Is Large Enough To Functionally Feel Like A Third Bedroom. Additional Features Include Ensuite Laundry, One Owned Underground Parking Space, And Utilities Included In The Monthly Maintenance Fees. A Private Balcony Completes The Space - A Great Spot To Unwind At The End Of The Day. Location Adds Even More Value, With Easy Access To Highway 401 And 24-Hour TTC Transit. Scarborough Town Centre, Malvern Town Centre, Centenary Hospital, Grocery Stores, Restaurants ,Banks, Pharmacies, Parks, Walking Trails, Community Centres. Whether You're Looking For More Room To Grow, A Comfortable Place To Downsize, A First Home, Or A Solid Investment Opportunity, This Spacious And Versatile Condo Checks The Boxes. With Its Fresh Updates, Flexible Floor Plan, Excellent Amenities, And Convenient Scarborough Location, This Is One You'll Want To See!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13863230
Bedrooms
2
Bathrooms
2
Size
900-999 sq ft
Cross streets
Neilson Rd And Finch Ave
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None
Exterior
Brick, Concrete
Maintenance
$655/mo
Exposure
East
Property tax
$935 / 2025
Days on market
14
Listing brokerage
RE/MAX GOLD REALTY INC.

Rooms

Primary BedroomMain1.00 × 1.00 m

3 pc ensuite · walk-in closet(s)

Living RoomMain1.00 × 1.00 m

w/o to balcony · open concept · laminate

DenMain1.00 × 1.00 m
Bedroom 2Main1.00 × 1.00 m

closet · window

KitchenMain1.00 × 1.00 m

stainless steel appl · eat-in kitchen · pantry

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Tom Longboat Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Malvern, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
North St. James Town
$765K
Church-Yonge Corridor
$666K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Tom Longboat Junior Public School
78%
Tom Longboat Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 78% meet the provincial standard
Dr Marion Hilliard Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Sacred Heart Catholic School · Catholic elementary0.4 km · 67% at standard
Mary Shadd Public School · Public elementary0.7 km · 56% at standard
St Mother Teresa Catholic Academy · Catholic secondary1.0 km · 50% at standard
Berner Trail Junior Public School · Public elementary1.2 km · 56% at standard
Grey Owl Junior Public School · Public elementary1.3 km · 54% at standard
St Columba Catholic School · Catholic elementary1.3 km · 40% at standard
Thomas L Wells Public School · Public elementary1.4 km · 80% at standard
Alexander Stirling Public School · Public elementary1.5 km · 49% at standard
St Barnabas Catholic School · Catholic elementary1.6 km · 67% at standard
Malvern Junior Public School · Public elementary1.6 km · 58% at standard
Emily Carr Public School · Public elementary1.7 km · 70% at standard
St Bede Catholic School · Catholic elementary1.7 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,001/mo
$94KIncome needed
4.7×Price ÷ income
$462Weekly cost
$10,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,001Property tax $78Condo fee $655Total carry $2,733

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,942per month

Mortgage amount $351,200 · 4.49% over 25 years

$87,800Down payment (20.0%)
$351,200Loan before insurance
$0CMHC premium
$2,675Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,942
Property tax
$78
Condo / maintenance fees
$655
Heating
$0
Estimated monthly cost
$2,675

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,255
Toronto municipal land transfer tax
$5,255
Estimated closing costs
$10,510

Plus your down payment of $87,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,350/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$231,354Total interest paid
$582,554Total of all payments
Principal $351,200 Interest $231,354
YearPrincipalInterestBalance
1$7,837$15,465$343,363
2$8,193$15,109$335,170
3$8,565$14,737$326,604
4$8,954$14,348$317,650
5$9,361$13,942$308,290
6$9,786$13,517$298,504
7$10,230$13,072$288,274
8$10,694$12,608$277,580
9$11,180$12,122$266,400
10$11,688$11,615$254,713
11$12,218$11,084$242,494
12$12,773$10,529$229,721
13$13,353$9,949$216,368
14$13,959$9,343$202,409
15$14,593$8,709$187,816
16$15,256$8,047$172,561
17$15,948$7,354$156,613
18$16,672$6,630$139,940
19$17,429$5,873$122,511
20$18,221$5,081$104,290
21$19,048$4,254$85,242
22$19,913$3,389$65,329
23$20,817$2,485$44,512
24$21,762$1,540$22,750
25$22,750$552$0

At the end of your 5-year term

Total paid over the term
$116,511
Principal paid down
$42,910
Interest paid
$73,601
Balance remaining
$308,290

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
5.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.3%
Gross yield
− Property tax $935− Condo fees $7,854− Insurance $600− Vacancy & upkeep $4,026Net operating income $23,185

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX GOLD REALTY INC.. MLS®/PropTx.

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