89 Bushmills Square, Toronto, ON

Agincourt North, Toronto · MLS® E13867922

$1,288,000
For Sale
Listed 13 days agoNo offer date stated
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4+2Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Welcome to 89 Bushmills Sq, a beautifully updated 4-bedroom detached home situated on a rare 60-ft-wide lot in highly sought-after North Agincourt.
  • Offering approximately 3,000 sq ft of total living space, this bright and spacious home features hardwood flooring throughout and a functional layout filled with...
  • The spacious primary bedroom features a private ensuite and two walkouts to the backyard, while direct access to the garage provides added convenience.
  • The fully finished basement offers two additional bedrooms, a dry bar and a huge recreation room with excellent potential for entertaining, a home office, games or...
  • Prime location close to TTC, multiple transit routes, schools, parks, shopping, GO Station and Hwy 401.

Welcome to 89 Bushmills Sq, a beautifully updated 4-bedroom detached home situated on a rare 60-ft-wide lot in highly sought-after North Agincourt. Offering approximately 3,000 sq ft of total living space, this bright and spacious home features hardwood flooring throughout and a functional layout filled with natural light. The inviting family room boasts a brick fireplace and premium wood-panel detailing, creating a warm and comfortable space for family gatherings. Recent 2024 updates include smooth ceilings throughout the second floor and updated bathrooms. The spacious primary bedroom features a private ensuite and two walkouts to the backyard, while direct access to the garage provides added convenience. The fully finished basement offers two additional bedrooms, a dry bar and a huge recreation room with excellent potential for entertaining, a home office, games or media space. Enjoy the large private backyard with two access points, ideal for outdoor entertaining, gardening or relaxing.Prime location close to TTC, multiple transit routes, schools, parks, shopping, GO Station and Hwy 401. Conveniently located near Agincourt Mall, Woodside Square, Chartwell Shopping Centre, Scarborough Town Centre, Kennedy Commons and other major amenities. Nearby schools include Chartland JPS, Henry Kelsey SPS, Albert Campbell CI and optional attendance to Agincourt CI. An excellent opportunity for families, first-time buyers, condo upgraders or investors seeking space, flexibility and value in an established family-friendly neighbourhood.

Key facts

Property type
Detached, 2-Storey
MLS®
E13867922
Bedrooms
4+2 (6 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
60 × 110 ft
Cross streets
Midland/Finch
Parking
2 garage · 4 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,799 / 2026
Days on market
13
Listing brokerage
REAL BROKER ONTARIO LTD.

Rooms

RecreationBasement8.84 × 3.30 m

dry bar · window

LaundryMain1.90 × 2.20 m

Laundry Sink

KitchenMain3.90 × 3.80 m

large window · tile floor · stone counters

Family RoomMain5.40 × 3.40 m

fireplace · hardwood floor · w/o to yard

Primary BedroomSecond3.50 × 5.20 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 2Basement3.80 × 2.70 m

window · closet

Living RoomMain5.50 × 3.40 m

hardwood floor · bay window

BedroomBasement3.30 × 2.50 m

window · closet

Bedroom 3Second3.60 × 3.50 m

large window · hardwood floor

Bedroom 4Second3.90 × 2.40 m

large window · hardwood floor

Bedroom 2Second3.60 × 3.00 m

large window · hardwood floor

Dining RoomMain3.20 × 3.40 m

hardwood floor · w/o to yard · separate room

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Albert Campbell Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Agincourt North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Steeles
$1.20M
Rouge E11
$1.15M
Bendale
$949K
Wexford-Maryvale
$849K
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Alexmuir Junior Public School
74%
Alexmuir Junior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 74% meet the provincial standard
Henry Kelsey Senior Public SchoolEQAO results not published
St. Marguerite BourgeoysEQAO results not published
Also nearby: 12 more schools within 2.5 km
Francis Libermann Catholic High School · Catholic secondary0.4 km · 74% at standard
St Marguerite Bourgeoys Catholic Catholic School · Catholic elementary0.5 km
Delphi Secondary Alternative School · Public secondary0.7 km · 73% at standard
Chartland Junior Public School · Public elementary0.7 km · 71% at standard
Msgr Fraser-Midland · Catholic secondary0.7 km · 64% at standard
Brimwood Boulevard Junior Public School · Public elementary0.8 km · 61% at standard
Our Lady of Grace Catholic School · Catholic elementary0.8 km · 75% at standard
Iroquois Junior Public School · Public elementary0.9 km · 95% at standard
North Agincourt Junior Public School · Public elementary1.1 km · 74% at standard
Sir William Osler High School · Public secondary1.1 km
St Ignatius of Loyola Catholic School · Catholic elementary1.2 km · 72% at standard
Percy Williams Junior Public School · Public elementary1.3 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,870/mo
$242KIncome needed
5.3×Price ÷ income
$1,355Weekly cost
$44,470Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,870Property tax $483Total carry $6,354

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,697per month

Mortgage amount $1,030,400 · 4.49% over 25 years

$257,600Down payment (20.0%)
$1,030,400Loan before insurance
$0CMHC premium
$6,181Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,697
Property tax
$483
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,181

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,235
Toronto municipal land transfer tax
$22,235
Estimated closing costs
$44,470

Plus your down payment of $257,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,896/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$678,778Total interest paid
$1,709,178Total of all payments
Principal $1,030,400 Interest $678,778
YearPrincipalInterestBalance
1$22,994$45,373$1,007,406
2$24,038$44,329$983,368
3$25,130$43,238$958,238
4$26,271$42,097$931,968
5$27,463$40,904$904,504
6$28,710$39,657$875,794
7$30,014$38,353$845,780
8$31,377$36,990$814,403
9$32,801$35,566$781,602
10$34,291$34,077$747,311
11$35,847$32,520$711,464
12$37,475$30,892$673,989
13$39,177$29,190$634,812
14$40,955$27,412$593,857
15$42,815$25,552$551,042
16$44,759$23,608$506,283
17$46,791$21,576$459,492
18$48,916$19,451$410,576
19$51,137$17,230$359,440
20$53,458$14,909$305,981
21$55,886$12,481$250,095
22$58,423$9,944$191,672
23$61,076$7,291$130,597
24$63,849$4,518$66,748
25$66,748$1,619$0

At the end of your 5-year term

Total paid over the term
$341,836
Principal paid down
$125,896
Interest paid
$215,940
Balance remaining
$904,504

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $5,799− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,657

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.

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