546 Main Street, Toronto, ON

Woodbine-Lumsden, Toronto · MLS® E13872192

$899,000
For Sale
Listed 12 days agoOffers anytime
2+1Bedrooms
1Bathrooms
0Parking
700-1100Sq ft

About this home

In short

  • Renovated Danforth Village semi with stunning updates and a large west-facing backyard.
  • An enclosed front porch keeps everyday clutter contained, while separate living and dining rooms lead to a renovated kitchen with cozy heated floors, skylight, ample...
  • Upstairs are two generous bedrooms and a renovated bath, with another skylight bringing natural light to the contemporary staircase.
  • The finished basement, renovated in 2023, offers flexible space for a third bedroom, office or playroom, plus extra storage.
  • About a 10-minute walk to Main Station and 15 minutes to Danforth GO, with Danforth shops nearby and Taylor Creek Park trails steps away.

Renovated Danforth Village semi with stunning updates and a large west-facing backyard. An enclosed front porch keeps everyday clutter contained, while separate living and dining rooms lead to a renovated kitchen with cozy heated floors, skylight, ample storage and walkout to the deck. Upstairs are two generous bedrooms and a renovated bath, with another skylight bringing natural light to the contemporary staircase. The finished basement, renovated in 2023, offers flexible space for a third bedroom, office or playroom, plus extra storage. Out back, enjoy a deck with pergola, grassy yard, large garden and new fence. Flooring and electrical updated in 2022; main roof replaced in 2025. Street parking is readily available and the owners report they can always find a spot. About a 10-minute walk to Main Station and 15 minutes to Danforth GO, with Danforth shops nearby and Taylor Creek Park trails steps away. OFFERS ANYTIME.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13872192
Bedrooms
2+1 (3 total)
Bathrooms
1
Size
700-1100 sq ft
Lot
16.67 × 122.5 ft
Cross streets
Main St/Danforth Ave
Parking
0 parking
Driveway
Street Only
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,860 / 2026
Days on market
12
Listing brokerage
BSPOKE REALTY INC.

Rooms

Primary BedroomSecond4.07 × 3.87 m

b/i closet · hardwood floor

Dining RoomMain4.07 × 3.46 m

Hardwood Floor

BedroomBasement3.64 × 3.41 m

b/i closet · vinyl floor

Bedroom 2Second3.68 × 2.55 m

b/i closet · hardwood floor

KitchenMain3.75 × 2.40 m

quartz counter · stainless steel appl · double sink

Living RoomMain4.08 × 3.66 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Woodbine-Lumsden · asking prices
$949kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $1,054/sqft; this home lists at $999/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
899kThis home948k949k950kThis home vs active comparables

Neighbourhood & location

Woodbine-Lumsden, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Danforth
$999K
Woodbine Corridor
$999K
The Beaches
$1.48M
Greenwood-Coxwell
$969K
South Riverdale
$1.22M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Canadian Martyrs
75%
Canadian MartyrsCatholic · Elementary · 1.1 km awayAbove the GTA average · 75% meet the provincial standard
William J McCordic SchoolEQAO results not published
East York Alternative Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
D A Morrison Middle School · Public elementary0.5 km · 79% at standard
Secord Elementary School · Public elementary0.5 km · 61% at standard
St Nicholas Catholic School · Catholic elementary0.8 km · 61% at standard
George Webster Elementary School · Public elementary0.8 km · 58% at standard
Parkside Elementary School · Public elementary0.9 km · 75% at standard
Gledhill Junior Public School · Public elementary1.0 km · 76% at standard
Crescent Town Elementary School · Public elementary1.1 km · 68% at standard
Gordon A Brown Middle School · Public elementary1.3 km · 77% at standard
St Brigid Catholic School · Catholic elementary1.3 km · 76% at standard
Presteign Heights Elementary School · Public elementary1.4 km · 91% at standard
Selwyn Elementary School · Public elementary1.4 km · 85% at standard
Beaches Alternative Junior School · Public elementary1.6 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$169KIncome needed
5.3×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,097Property tax $322Total carry $4,419

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,298Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$322
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,298

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $3,860− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,226

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BSPOKE REALTY INC.. MLS®/PropTx.

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