3 Phenix Drive, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13873180

$1,699,000
For Sale
Listed 12 days agoNo offer date stated
3+1Bedrooms
4Bathrooms
4Parking
2000-2500Sq ft

About this home

In short

  • Welcome to 3 Phenix Drive, a beautifully renovated detached 2-storey home in Birchcliffe, set on an impressively large 33 x 163 ft lot with four car parking.
  • Offering 3+1 bedrooms and 4 bathrooms, this is a home designed for both everyday living and effortless entertaining.
  • With approximately 500 sq ft and a vaulted ceiling, it is a spa-like retreat with incredible scale, featuring its own private balcony, a second gas fireplace, a...
  • The deep, fully fenced and landscaped backyard oasis offers exceptional space to gather, play and unwind.
  • Ideally located steps to Birchcliffe School and just minutes from the spectacular green space, trails, bluffs and Lake Ontario views.

Welcome to 3 Phenix Drive, a beautifully renovated detached 2-storey home in Birchcliffe, set on an impressively large 33 x 163 ft lot with four car parking. Offering 3+1 bedrooms and 4 bathrooms, this is a home designed for both everyday living and effortless entertaining. Warm and inviting living and dining room spaces and a spacious family room with a fireplace and a walkout to the backyard, creates an easy connection between indoors and out. Upstairs, the massive primary suite is a true showstopper. With approximately 500 sq ft and a vaulted ceiling, it is a spa-like retreat with incredible scale, featuring its own private balcony, a second gas fireplace, a walk-in closet and master bathroom suite with clawfoot bathtub. It is a space that feels more like a private escape than simply a bedroom. The deep, fully fenced and landscaped backyard oasis offers exceptional space to gather, play and unwind. It features a huge recently added two-tiered deck with a hot tub and gas BBQ, plus a gazebo with a gas fire table, making it the perfect backyard for entertaining.Thoughtful updates include the kitchen (2023), updated bathrooms (2024), landscaping and decking (2024), and LED lighting (2026). Ideally located steps to Birchcliffe School and just minutes from the spectacular green space, trails, bluffs and Lake Ontario views. City living with breathing room built in - both at home and just beyond it.

Key facts

Property type
Detached, 2-Storey
MLS®
E13873180
Bedrooms
3+1 (4 total)
Bathrooms
4 (2 half)
Size
2000-2500 sq ft
Lot
33 × 163 ft
Cross streets
Warden / Kingston Rd
Parking
4 parking
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Other
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$6,729 / 2026
Days on market
12
Listing brokerage
RE/MAX HALLMARK RICHARDS GROUP REALTY LTD.

Rooms

Dining RoomMain4.05 × 3.83 m

combined w/living · hardwood floor · picture window

Primary BedroomSecond6.41 × 7.36 m

gas fireplace · combined w/office · balcony

LaundrySecond2.46 × 1.54 m

Tile Floor

BedroomBasement2.57 × 3.21 m

Laminate

KitchenMain5.97 × 3.95 m

granite counters · tile floor · stainless steel appl

Family RoomMain3.80 × 3.70 m

walk-out · hardwood floor · combined w/kitchen

Living RoomMain3.26 × 3.66 m

combined w/dining · hardwood floor · gas fireplace

Bedroom 2Second3.58 × 3.26 m

closet · hardwood floor

Bedroom 3Second2.72 × 4.55 m

double closet · hardwood floor

RecreationBasement4.53 × 7.70 m

Laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Birch Cliff Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine-Lumsden
$949K
Wexford-Maryvale
$849K
Banbury-Don Mills
$4.14M
Lawrence Park North
$3.00M
St. Andrew-Windfields
$4.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Public School
68%
Birch Cliff Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Birch Cliff Heights Public School · Public elementary1.1 km · 59% at standard
Taylor Creek Public School · Public elementary1.1 km · 41% at standard
Oakridge Junior Public School · Public elementary1.2 km · 61% at standard
Samuel Hearne Public School · Public elementary1.4 km · 47% at standard
St Dunstan Catholic School · Catholic elementary1.4 km · 73% at standard
J G Workman Public School · Public elementary1.6 km · 51% at standard
Blantyre Public School · Public elementary1.6 km · 71% at standard
Danforth Gardens Public School · Public elementary1.7 km · 58% at standard
Courcelette Public School · Public elementary1.8 km · 77% at standard
Cliffside Public School · Public elementary1.9 km · 54% at standard
Neil McNeil High School · Catholic secondary2.0 km · 76% at standard
Adam Beck Junior Public School · Public elementary2.1 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,743/mo
$315KIncome needed
5.4×Price ÷ income
$1,787Weekly cost
$60,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,743Property tax $561Total carry $8,304

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,515per month

Mortgage amount $1,359,200 · 4.49% over 25 years

$339,800Down payment (20.0%)
$1,359,200Loan before insurance
$0CMHC premium
$8,076Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,515
Property tax
$561
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,076

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,455
Toronto municipal land transfer tax
$30,455
Estimated closing costs
$60,910

Plus your down payment of $339,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,096/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$895,375Total interest paid
$2,254,575Total of all payments
Principal $1,359,200 Interest $895,375
YearPrincipalInterestBalance
1$30,332$59,851$1,328,868
2$31,709$58,474$1,297,160
3$33,148$57,035$1,264,011
4$34,654$55,529$1,229,358
5$36,227$53,956$1,193,131
6$37,872$52,311$1,155,259
7$39,591$50,592$1,115,668
8$41,389$48,794$1,074,279
9$43,268$46,915$1,031,011
10$45,233$44,950$985,778
11$47,286$42,897$938,492
12$49,433$40,750$889,058
13$51,678$38,505$837,380
14$54,024$36,159$783,356
15$56,477$33,706$726,879
16$59,041$31,142$667,838
17$61,722$28,461$606,115
18$64,525$25,658$541,591
19$67,454$22,729$474,136
20$70,517$19,666$403,619
21$73,719$16,464$329,901
22$77,066$13,117$252,835
23$80,565$9,618$172,270
24$84,223$5,960$88,047
25$88,047$2,136$0

At the end of your 5-year term

Total paid over the term
$450,915
Principal paid down
$166,069
Interest paid
$284,846
Balance remaining
$1,193,131

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $6,729− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,727

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK RICHARDS GROUP REALTY LTD.. MLS®/PropTx.

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