99 Midland Avenue, Toronto, ON

Cliffcrest, Toronto · MLS® E13873694

$1,249,000
For Sale
Listed 12 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 8 parking
2000-2500Sq ft

About this home

In short

  • Cliffcrest community steps to the Bluffs.
  • Large Bungalow on a premium ravine lot with circular private driveway.
  • Private backyard overlooks ravine, large custom decks.

Cliffcrest community steps to the Bluffs. Large Bungalow on a premium ravine lot with circular private driveway. Private backyard overlooks ravine, large custom decks. Perfect for renovator, your own personal touches to finish. Endless possibilities. Located near TTC, Parks, Shopping. Scarborough Bluffs, Schools. Being sold as is. See virtual tour.

Key facts

Property type
Detached, Bungalow
MLS®
E13873694
Bedrooms
3
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
100 × 150 ft
Cross streets
South of Kingston Rd
Parking
1 garage · 8 parking (detached)
Driveway
Circular Drive, Private, Private Double
Basement
Unfinished
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Block, Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,146 / 2025
Days on market
12
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

KitchenMain9.45 × 7.62 m

open concept · centre island · cathedral ceiling(s)

Dining RoomMain9.45 × 7.62 m

combined w/great rm · pot lights · open concept

RecreationBasement7.80 × 3.80 m
Great RoomMain9.45 × 7.62 m

open concept · fireplace · w/o to deck

Bedroom 3Main4.26 × 2.80 m

closet · window · picture window

RecreationBasement8.00 × 3.81 m

2 Pc Bath

Primary BedroomMain7.62 × 4.10 m

4 pc ensuite · w/o to deck · double closet

Bedroom 2Main3.39 × 3.39 m

double closet · picture window · hardwood floor

Utility RoomBasement5.48 × 2.43 m
LaundryMain2.89 × 2.39 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Chine Drive Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Cliffcrest · asking prices
$1.62Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $802/sqft; this home lists at $555/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
1.25MThis home1.40M1.30M819k2.79M1.80MThis home vs active comparables

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine-Lumsden
$949K
Bendale
$949K
Wexford-Maryvale
$849K
Leaside
$2.15M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Chine Drive Public School
90%
Chine Drive Public SchoolPublic · Elementary · 0.5 km awayAmong the top in the GTA · 90% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cliffside Public School · Public elementary0.4 km · 54% at standard
John A Leslie Public School · Public elementary0.8 km · 60% at standard
St John Henry Newman Catholic High School · Catholic secondary1.1 km · 63% at standard
Birch Cliff Heights Public School · Public elementary1.2 km · 59% at standard
Birchmount Park Collegiate Institute · Public secondary1.5 km · 54% at standard
Norman Cook Junior Public School · Public elementary1.6 km · 56% at standard
J G Workman Public School · Public elementary1.6 km · 51% at standard
Immaculate Heart of Mary Catholic School · Catholic elementary1.9 km · 71% at standard
Fairmount Public School · Public elementary1.9 km · 68% at standard
Danforth Gardens Public School · Public elementary1.9 km · 58% at standard
Anson Park Public School · Public elementary2.1 km · 60% at standard
Birch Cliff Public School · Public elementary2.3 km · 68% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,693/mo
$236KIncome needed
5.3×Price ÷ income
$1,314Weekly cost
$42,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,693Property tax $512Total carry $6,205

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,525per month

Mortgage amount $999,200 · 4.49% over 25 years

$249,800Down payment (20.0%)
$999,200Loan before insurance
$0CMHC premium
$6,037Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,525
Property tax
$512
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,037

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,455
Toronto municipal land transfer tax
$21,455
Estimated closing costs
$42,910

Plus your down payment of $249,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,687/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$658,224Total interest paid
$1,657,424Total of all payments
Principal $999,200 Interest $658,224
YearPrincipalInterestBalance
1$22,298$43,999$976,902
2$23,310$42,987$953,592
3$24,369$41,928$929,223
4$25,475$40,822$903,748
5$26,632$39,665$877,116
6$27,841$38,456$849,275
7$29,105$37,192$820,170
8$30,427$35,870$789,744
9$31,808$34,489$757,936
10$33,252$33,045$724,683
11$34,762$31,535$689,921
12$36,340$29,957$653,581
13$37,990$28,307$615,590
14$39,715$26,582$575,875
15$41,519$24,778$534,357
16$43,404$22,893$490,953
17$45,374$20,923$445,579
18$47,435$18,862$398,144
19$49,588$16,709$348,556
20$51,840$14,457$296,716
21$54,193$12,104$242,523
22$56,654$9,643$185,869
23$59,226$7,071$126,642
24$61,916$4,381$64,727
25$64,727$1,570$0

At the end of your 5-year term

Total paid over the term
$331,485
Principal paid down
$122,084
Interest paid
$209,401
Balance remaining
$877,116

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $6,146− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,310

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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