20 Gradwell Drive, Toronto, ON

Cliffcrest, Toronto · MLS® E13797136

$1,399,999
For Sale
Listed 32 days agoNo offer date stated
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2+1Bedrooms
4Bathrooms
1Garage · 5 parking
1500-2000Sq ft

About this home

In short

  • Nestled in the heart of the highly sought-after Bluffs community, this custom-built residence offers a rare blend of architectural integrity, comfort, and character.
  • Featuring 3 spacious bedrooms and 4 well-appointed bathrooms, the home offers an ideal layout for both everyday living and entertaining.
  • The radiant heated concrete floors add an unmatched level of comfort and luxury year-round.
  • Situated in a desirable Scarborough neighbourhood close to parks, excellent schools, transit, shopping, and the scenic Scarborough Bluffs, this one-of-a-kind...

Nestled in the heart of the highly sought-after Bluffs community, this custom-built residence offers a rare blend of architectural integrity, comfort, and character. Thoughtfully constructed with solid concrete floors and efficient radiant in-floor heating throughout, this home was built with quality and longevity in mind - delivering a level of craftsmanship rarely found in today's market. Featuring 3 spacious bedrooms and 4 well-appointed bathrooms, the home offers an ideal layout for both everyday living and entertaining. Large principal rooms are filled with natural light and complemented by warm finishes, creating an inviting atmosphere throughout. The unique construction and design provide excellent sound insulation, energy efficiency, and a solid feel that truly sets this property apart. The heart of the home offers generous living and dining spaces, seamlessly flowing into a functional kitchen perfect for hosting family and friends. Each bedroom provides ample space and privacy, while the bathrooms have been thoughtfully designed to combine style and practicality. The radiant heated concrete floors add an unmatched level of comfort and luxury year-round. This is not a cookie-cutter home - it is a well-engineered, carefully maintained property with character and substance. Ideal for buyers who appreciate quality construction, unique design elements, and the peace of mind that comes with a truly well-built home. Situated in a desirable Scarborough neighbourhood close to parks, excellent schools, transit, shopping, and the scenic Scarborough Bluffs, this one-of-a-kind residence offers a rare opportunity to own a distinctive home in an established community. A truly special property that must be experienced to be fully appreciated. Heated driveway, upper level laundry. Photos are from previous staging.

Key facts

Property type
Detached, 2-Storey
MLS®
E13797136
Bedrooms
2+1 (3 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
36.84 × 134.84 ft
Cross streets
Brimley/Kingston Rd
Parking
1 garage · 5 parking (attached)
Driveway
Private
Basement
Partially Finished
Heating
Radiant
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Property tax
$8,370 / 2025
Days on market
32
Listing brokerage
REALTY ONE GROUP REVEAL

Rooms

BathroomLower1.52 × 3.35 m

3 Pc Bath

Living RoomLower6.40 × 4.27 m

gas fireplace · w/o to patio · large window

BathroomSecond1.83 × 1.83 m

4 Pc Ensuite

BathroomSecond2.44 × 2.13 m

3 Pc Ensuite

KitchenMain9.75 × 3.35 m

quartz counter · combined w/dining · tile floor

WorkshopSub-Basement6.10 × 5.79 m

Unfinished

OfficeSecond1.52 × 2.74 m

Overlooks Dining

Dining RoomMain9.75 × 3.35 m

combined w/kitchen · large window

BathroomBasement1.00 × 2.33 m

2 Pc Bath

Bedroom 2Second3.65 × 3.05 m

2 pc ensuite · w/o to balcony · overlooks park

Bedroom 3Lower4.44 × 7.62 m

tile floor · large window

BedroomSecond4.27 × 2.97 m

4 pc bath · large window · large closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$949K
Wexford-Maryvale
$849K
Woodbine-Lumsden
$949K
Leaside
$2.15M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St John Henry Newman Catholic High School · Catholic secondary0.4 km · 63% at standard
Chine Drive Public School · Public elementary0.7 km · 90% at standard
John A Leslie Public School · Public elementary1.1 km · 60% at standard
St Agatha Catholic School · Catholic elementary1.2 km · 72% at standard
Anson Park Public School · Public elementary1.5 km · 60% at standard
Cliffside Public School · Public elementary1.6 km · 54% at standard
H A Halbert Junior Public School · Public elementary1.6 km · 46% at standard
Norman Cook Junior Public School · Public elementary1.9 km · 56% at standard
Robert Service Senior Public School · Public elementary2.1 km
Bliss Carman Senior Public School · Public elementary2.3 km
South East Secondary Alternative School · Public secondary2.3 km
Caring and Safe School 3 · Public secondary2.3 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,381/mo
$269KIncome needed
5.2×Price ÷ income
$1,472Weekly cost
$48,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $6,381Property tax $698Total carry $7,078

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,193per month

Mortgage amount $1,119,999 · 4.49% over 25 years

$280,000Down payment (20.0%)
$1,119,999Loan before insurance
$0CMHC premium
$6,890Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,193
Property tax
$698
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,890

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,475
Toronto municipal land transfer tax
$24,475
Estimated closing costs
$48,950

Plus your down payment of $280,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,495/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,801Total interest paid
$1,857,800Total of all payments
Principal $1,119,999 Interest $737,801
YearPrincipalInterestBalance
1$24,994$49,318$1,095,006
2$26,128$48,184$1,068,877
3$27,315$46,997$1,041,562
4$28,555$45,757$1,013,007
5$29,851$44,461$983,156
6$31,207$43,105$951,949
7$32,624$41,688$919,325
8$34,105$40,207$885,220
9$35,654$38,658$849,567
10$37,272$37,040$812,295
11$38,965$35,347$773,330
12$40,734$33,578$732,596
13$42,583$31,729$690,013
14$44,517$29,795$645,496
15$46,538$27,774$598,958
16$48,651$25,661$550,307
17$50,860$23,452$499,447
18$53,169$21,143$446,278
19$55,583$18,729$390,695
20$58,107$16,205$332,588
21$60,745$13,567$271,843
22$63,503$10,809$208,339
23$66,387$7,925$141,953
24$69,401$4,911$72,552
25$72,552$1,760$0

At the end of your 5-year term

Total paid over the term
$371,560
Principal paid down
$136,843
Interest paid
$234,717
Balance remaining
$983,156

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $8,370− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $23,872

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY ONE GROUP REVEAL. MLS®/PropTx.

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