30 Kelsonia Avenue, Toronto, ON

Cliffcrest, Toronto · MLS® E13814334

$1,399,900
For Sale
Listed 27 days agoNo offer date stated
3+1Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Set in the Scarborough Bluffs, in one of the east end's most beloved neighbourhoods, is a home that wears many hats.
  • This is a lovely detached 3BR character home with 2 garages, parking for up to 4 cars and a saltwater pool, all on a private 55 x 125 ft lot.
  • Inside, the home's charming character has been elevated with a custom pantry off of the renovated kitchen that includes main-floor laundry.
  • The finished basement has a sep. side entrance, 3PC bath, bedroom and kitchenette for in-laws or more.
  • Gardening, swimming, lounging and entertaining all happen naturally here thanks to the privacy, thoughtful landscaping and in-ground pool.

Set in the Scarborough Bluffs, in one of the east end's most beloved neighbourhoods, is a home that wears many hats. This is a lovely detached 3BR character home with 2 garages, parking for up to 4 cars and a saltwater pool, all on a private 55 x 125 ft lot. Throughout the property, you'll appreciate the fine craftsmanship and unique details, from the wood-burning fireplace and custom carpentry, to the thoughtful landscaping and mature perennial gardens. Simply put, 30 Kelsonia Ave is the result of many years of careful, purposeful design to create a natural and artful escape. Inside, the home's charming character has been elevated with a custom pantry off of the renovated kitchen that includes main-floor laundry. The finished basement has a sep. side entrance, 3PC bath, bedroom and kitchenette for in-laws or more. Beyond the property itself, one of the neighbourhood's greatest luxuries is a genuine sense of community. Families are drawn to the highly rated Chine P.S. catchment and R.H. King Academy, but stay for the lifestyle. Quiet tree-lined streets, nearby Bluffer's Beach and waterfront trails bring neighbours together and make outdoor living part of everyday life. No matter your stage of life, whether upsizing, downsizing or empty-nesting, this home adapts beautifully. Gardening, swimming, lounging and entertaining all happen naturally here thanks to the privacy, thoughtful landscaping and in-ground pool. Just imagine "working" from home in this backyard! Commuters will appreciate being within walking distance of the GO Train, offering are markably easy trip downtown, while the large private driveway and two garages provide parking, storage and plenty of room for your own enthusiast pursuits. Come view this remarkable home today!

Key facts

Property type
Detached, 2-Storey
MLS®
E13814334
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
55 × 125 ft
Cross streets
East of Midland Ave, South Of Kingston Rd
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Separate Entrance, Finished
Heating
Radiant
A/C
Window Unit(s)
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Pool
Salt, Inground
Property tax
$5,977 / 2026
Days on market
27
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Dining RoomMain3.80 × 3.10 m

hardwood floor · picture window · plate rail

Bedroom 2Second2.79 × 4.01 m

hardwood floor · closet · window

RecreationBasement4.17 × 6.01 m

finished · pot lights · open concept

LaundryMain1.50 × 2.21 m

pantry · natural finish · pass through

Primary BedroomSecond4.86 × 4.48 m

hardwood floor · his and hers closets · large window

Living RoomMain3.82 × 5.87 m

hardwood floor · fireplace · large window

OtherBasement2.97 × 2.15 m

finished · window

Bedroom 3Second3.82 × 3.40 m

hardwood floor · closet · window

KitchenMain3.08 × 3.02 m

pantry · renovated · stainless steel appl

BedroomBasement3.20 × 1.85 m

finished · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Chine Drive Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$900K
Woodbine-Lumsden
$949K
Wexford-Maryvale
$849K
Leaside
$2.15M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Chine Drive Public School
90%
Chine Drive Public SchoolPublic · Elementary · 0.4 km awayAmong the top in the GTA · 90% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
John A Leslie Public School · Public elementary0.3 km · 60% at standard
St John Henry Newman Catholic High School · Catholic secondary0.7 km · 63% at standard
Cliffside Public School · Public elementary0.8 km · 54% at standard
Norman Cook Junior Public School · Public elementary1.2 km · 56% at standard
Birch Cliff Heights Public School · Public elementary1.5 km · 59% at standard
Fairmount Public School · Public elementary1.6 km · 68% at standard
Anson Park Public School · Public elementary1.7 km · 60% at standard
J G Workman Public School · Public elementary1.7 km · 51% at standard
Birchmount Park Collegiate Institute · Public secondary1.9 km · 54% at standard
St Agatha Catholic School · Catholic elementary1.9 km · 72% at standard
Robert Service Senior Public School · Public elementary2.0 km
Danforth Gardens Public School · Public elementary2.0 km · 58% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,380/mo
$262KIncome needed
5.3×Price ÷ income
$1,472Weekly cost
$48,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,380Property tax $498Total carry $6,878

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,192per month

Mortgage amount $1,119,920 · 4.49% over 25 years

$279,980Down payment (20.0%)
$1,119,920Loan before insurance
$0CMHC premium
$6,690Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,192
Property tax
$498
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,690

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,473
Toronto municipal land transfer tax
$24,473
Estimated closing costs
$48,946

Plus your down payment of $279,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,495/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,749Total interest paid
$1,857,669Total of all payments
Principal $1,119,920 Interest $737,749
YearPrincipalInterestBalance
1$24,992$49,315$1,094,928
2$26,127$48,180$1,068,802
3$27,313$46,994$1,041,489
4$28,553$45,754$1,012,936
5$29,849$44,457$983,086
6$31,205$43,102$951,882
7$32,621$41,685$919,260
8$34,103$40,204$885,158
9$35,651$38,656$849,507
10$37,270$37,037$812,237
11$38,962$35,345$773,275
12$40,731$33,576$732,544
13$42,580$31,727$689,964
14$44,514$29,793$645,450
15$46,535$27,772$598,916
16$48,648$25,659$550,268
17$50,856$23,450$499,412
18$53,165$21,141$446,247
19$55,579$18,727$390,667
20$58,103$16,204$332,564
21$60,741$13,566$271,823
22$63,499$10,808$208,325
23$66,382$7,925$141,943
24$69,396$4,911$72,547
25$72,547$1,760$0

At the end of your 5-year term

Total paid over the term
$371,534
Principal paid down
$136,834
Interest paid
$234,700
Balance remaining
$983,086

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $5,977− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,187

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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