186 Borough Drive, Toronto, ON

Bendale, Toronto · MLS® E13876034

$649,000
For Sale
Listed 11 days agoNo offer date stated
2+1Bedrooms
2Bathrooms
2Garage
1000-1199Sq ft

About this home

In short

  • This 1,180 sq ft two-storey condo townhouse pairs the drama of a loft with the separation and private street entrance of a home.
  • Step inside to an open-concept living/dining space with an approx.
  • 19-ft ceiling and floor-to-ceiling windows, creating an impressive sense of light and volume.
  • Two parking spaces-one on the second-floor parking level and one underground on P1-plus a large locker add serious everyday utility.
  • Resort-style building amenities include 24/7 concierge security, gym, indoor pool and whirlpool, steam room, sauna, games room, theatre, BBQ terrace and party room.

This 1,180 sq ft two-storey condo townhouse pairs the drama of a loft with the separation and private street entrance of a home. Step inside to an open-concept living/dining space with an approx. 19-ft ceiling and floor-to-ceiling windows, creating an impressive sense of light and volume. Upstairs, a bright loft-like primary suite overlooks the living space and includes a walk-in closet, while the second bedroom and open den provide distinct spaces for sleeping, guests and working from home. A main-floor powder room keeps guests downstairs, while the kitchen features stainless steel appliances and a wine fridge. Freshly painted, with new light fixtures, plus several appliances replaced within the past two years. Outside your private entrance, a compact terrace fits a small table and two chairs. Two parking spaces-one on the second-floor parking level and one underground on P1-plus a large locker add serious everyday utility. Resort-style building amenities include 24/7 concierge security, gym, indoor pool and whirlpool, steam room, sauna, games room, theatre, BBQ terrace and party room. Frank Faubert Wood Lot is across the street, with Scarborough Town Centre just a 6-minute walk away, and Scarborough Centre subway station, Albert Campbell Square, a dog park, and the public library nearby.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
E13876034
Bedrooms
2+1 (3 total)
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
McCowan Rd & Ellesmere Rd
Parking
2 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$991/mo
Exposure
South
Property tax
$3,430 / 2026
Days on market
11
Listing brokerage
BSPOKE REALTY INC.

Rooms

Living RoomMain3.08 × 3.20 m

window floor to ceiling · open concept

FoyerMain1.85 × 2.98 m

closet · window · open concept

DenSecond2.16 × 3.53 m
KitchenMain2.46 × 2.49 m

stainless steel appl · breakfast bar

Bedroom 2Second2.59 × 4.78 m

window · closet

BedroomSecond2.77 × 3.44 m

walk-in closet(s) · large window · overlooks living

Dining RoomMain3.38 × 2.34 m

large window · open concept

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (St Andrews Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Bendale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dorset Park
$671K
Malvern
$646K
West Hill
$575K
Victoria Village
$754K
St. Andrew-Windfields
$929K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St Andrews Public School
77%
St Andrews Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 77% meet the provincial standard
Alternative Scarborough Education 1EQAO results not published
Also nearby: 12 more schools within 2.5 km
North Bendale Junior Public School · Public elementary0.6 km · 64% at standard
Edgewood Public School · Public elementary1.2 km · 36% at standard
St Richard Catholic School · Catholic elementary1.3 km · 62% at standard
Bendale Junior Public School · Public elementary1.4 km · 62% at standard
Bellmere Junior Public School · Public elementary1.5 km · 65% at standard
C D Farquharson Junior Public School · Public elementary1.6 km · 87% at standard
White Haven Junior Public School · Public elementary1.7 km · 74% at standard
Tredway Woodsworth Public School · Public elementary1.8 km · 60% at standard
Donwood Park Public School · Public elementary1.9 km · 57% at standard
St Elizabeth Seton Catholic School · Catholic elementary1.9 km
St Rose of Lima Catholic School · Catholic elementary2.1 km · 73% at standard
Woburn Collegiate Institute · Public secondary2.1 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,958/mo
$144KIncome needed
4.5×Price ÷ income
$683Weekly cost
$18,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,958Property tax $286Condo fee $991Total carry $4,235

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,871per month

Mortgage amount $519,200 · 4.49% over 25 years

$129,800Down payment (20.0%)
$519,200Loan before insurance
$0CMHC premium
$4,148Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,871
Property tax
$286
Condo / maintenance fees
$991
Heating
$0
Estimated monthly cost
$4,148

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,455
Toronto municipal land transfer tax
$9,455
Estimated closing costs
$18,910

Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,475/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,024Total interest paid
$861,224Total of all payments
Principal $519,200 Interest $342,024
YearPrincipalInterestBalance
1$11,586$22,863$507,614
2$12,112$22,337$495,501
3$12,662$21,787$482,839
4$13,237$21,212$469,602
5$13,838$20,611$455,763
6$14,467$19,982$441,297
7$15,123$19,325$426,173
8$15,810$18,639$410,363
9$16,528$17,921$393,835
10$17,278$17,171$376,557
11$18,063$16,386$358,494
12$18,883$15,566$339,611
13$19,740$14,709$319,870
14$20,637$13,812$299,234
15$21,574$12,875$277,660
16$22,553$11,896$255,107
17$23,577$10,872$231,530
18$24,648$9,801$206,882
19$25,767$8,682$181,115
20$26,937$7,512$154,178
21$28,160$6,289$126,019
22$29,438$5,011$96,580
23$30,775$3,674$65,805
24$32,172$2,277$33,633
25$33,633$816$0

At the end of your 5-year term

Total paid over the term
$172,245
Principal paid down
$63,437
Interest paid
$108,808
Balance remaining
$455,763

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
3.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.3%
Gross yield
− Property tax $3,430− Condo fees $11,891− Insurance $600− Vacancy & upkeep $4,488Net operating income $20,391

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BSPOKE REALTY INC.. MLS®/PropTx.

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