98 Carolbreen Square, Toronto, ON

Agincourt North, Toronto · MLS® E13879920

$1,058,999
For Sale
Listed 10 days agoNo offer date stated
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3Bedrooms
4Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Bright and spacious 3-bedroom, 4-washroom link home in Agincourt North, featuring a functional 2-storey layout and a finished walk-out basement.
  • Deep 19.61 x 140.12 ft lot.

Bright and spacious 3-bedroom, 4-washroom link home in Agincourt North, featuring a functional 2-storey layout and a finished walk-out basement. Central air conditioning, fireplace, attached garage and parking for three vehicles. Deep 19.61 x 140.12 ft lot. Conveniently located near TTC, schools, parks, shopping and restaurants. Vacant and available for immediate possession.

Key facts

Property type
Detached, 2-Storey
MLS®
E13879920
Bedrooms
3
Bathrooms
4 (2 half)
Size
1100-1500 sq ft
Lot
19.61 × 140.12 ft
Cross streets
Midland Ave & Finch Ave E
Parking
1 garage · 3 parking (attached)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,804 / 2025
Days on market
10
Listing brokerage
BAY STREET INTEGRITY REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Albert Campbell Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Agincourt North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Steeles
$1.20M
Rouge E11
$1.15M
Bendale
$900K
Wexford-Maryvale
$849K
Cliffcrest
$799K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Alexmuir Junior Public School
74%
Alexmuir Junior Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 74% meet the provincial standard
Henry Kelsey Senior Public SchoolEQAO results not published
St. Marguerite BourgeoysEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Marguerite Bourgeoys Catholic Catholic School · Catholic elementary0.4 km
Francis Libermann Catholic High School · Catholic secondary0.6 km · 74% at standard
Brimwood Boulevard Junior Public School · Public elementary0.6 km · 61% at standard
Our Lady of Grace Catholic School · Catholic elementary0.7 km · 75% at standard
Msgr Fraser-Midland · Catholic secondary0.9 km · 64% at standard
Delphi Secondary Alternative School · Public secondary1.0 km · 73% at standard
Chartland Junior Public School · Public elementary1.0 km · 71% at standard
Milliken Public School · Public elementary1.1 km · 78% at standard
Iroquois Junior Public School · Public elementary1.1 km · 95% at standard
Agnes Macphail Public School · Public elementary1.2 km · 88% at standard
Percy Williams Junior Public School · Public elementary1.3 km · 82% at standard
St Rene Goupil Catholic School · Catholic elementary1.3 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,827/mo
$200KIncome needed
5.3×Price ÷ income
$1,114Weekly cost
$35,310Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,827Property tax $400Total carry $5,227

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,684per month

Mortgage amount $847,199 · 4.49% over 25 years

$211,800Down payment (20.0%)
$847,199Loan before insurance
$0CMHC premium
$5,085Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,684
Property tax
$400
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,085

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,655
Toronto municipal land transfer tax
$17,655
Estimated closing costs
$35,310

Plus your down payment of $211,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,670/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$558,094Total interest paid
$1,405,293Total of all payments
Principal $847,199 Interest $558,094
YearPrincipalInterestBalance
1$18,906$37,306$828,293
2$19,764$36,447$808,529
3$20,662$35,550$787,867
4$21,600$34,612$766,268
5$22,580$33,631$743,687
6$23,606$32,606$720,081
7$24,678$31,534$695,404
8$25,798$30,414$669,606
9$26,969$29,242$642,636
10$28,194$28,018$614,443
11$29,474$26,738$584,969
12$30,812$25,400$554,156
13$32,211$24,001$521,945
14$33,674$22,538$488,272
15$35,203$21,009$453,069
16$36,801$19,411$416,268
17$38,472$17,740$377,796
18$40,219$15,993$337,577
19$42,045$14,167$295,533
20$43,954$12,258$251,579
21$45,949$10,262$205,630
22$48,036$8,176$157,594
23$50,217$5,995$107,377
24$52,497$3,715$54,880
25$54,880$1,331$0

At the end of your 5-year term

Total paid over the term
$281,059
Principal paid down
$103,512
Interest paid
$177,546
Balance remaining
$743,687

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.7%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $4,804− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,360

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET INTEGRITY REALTY INC.. MLS®/PropTx.

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