21 South Bonnington Avenue, Toronto, ON

Birchcliffe-Cliffside, Toronto · MLS® E13882442

$1,175,000
For Sale
Listed 10 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
4Parking
1100-1500Sq ft

About this home

In short

  • Welcome home to 21 South Bonnington Ave-a charming and spacious 2-storey retreat set on a peaceful, tree-lined street.
  • Main Floor Living: Bright, open-concept living and dining area featuring gleaming hardwood floors.
  • Upper Level: Head up the oak staircase to a primary suite, closets, and a private ensuite.
  • This house is located in a quiet, family-friendly neighborhood close to transit, top schools, local shops, parks, and highway access.

Welcome home to 21 South Bonnington Ave-a charming and spacious 2-storey retreat set on a peaceful, tree-lined street. Main Floor Living: Bright, open-concept living and dining area featuring gleaming hardwood floors. The generously sized kitchen sits at the heart of the home, ready for your custom touch. Includes a versatile living area, plus a convenient powder room with side access and walkout to the back deck. Upper Level: Head up the oak staircase to a primary suite, closets, and a private ensuite. Three additional spacious bedrooms share a bright second-floor bathroom with a classic tub. Features convenient Basement Laundry. Outdoors & Lower Level: A gardener's paradise and an expansive deck. Complete with a storage shed on a concrete pad and the basement offering endless potential for recreation room, home office or an extra storage. This house is located in a quiet, family-friendly neighborhood close to transit, top schools, local shops, parks, and highway access.

Key facts

Property type
Detached, Bungalow
MLS®
E13882442
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
1100-1500 sq ft
Lot
25 × 149.25 ft
Cross streets
Danforth Rd/Birchmount Rd
Parking
4 parking
Driveway
Front Yard Parking
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$3,800 / 2026
Days on market
10
Listing brokerage
WORLD CLASS REALTY POINT

Rooms

RecreationBasement4.70 × 3.30 m
Bedroom 4Second2.90 × 2.89 m
Bedroom 3Second3.70 × 3.22 m

hardwood floor · closet

Bedroom 4Second3.70 × 3.22 m

hardwood floor · closet

Bedroom 5Basement2.90 × 3.10 m
Bedroom 2Second2.80 × 2.74 m

hardwood floor · closet

Living RoomMain3.70 × 3.35 m

hardwood floor · large window

Dining RoomMain3.35 × 3.70 m

Tile Floor

KitchenMain2.70 × 2.13 m

tile floor · overlooks dining

Primary BedroomSecond4.19 × 2.99 m

hardwood floor · closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.15Mlikely sale price

Listed at $1,175,000. Going by how homes in Birchcliffe-Cliffside have actually closed against their asking prices (about 98%, 42 local closings in 90 days), the likely sale price is near $1.15M, if it sells. A realistic range is $1.08M to $1.30M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$1.08MBelow recent closings$1.30MAbove recent closings

Total price vs nearby homes. Likely closing about $1.15M, from 42 recent closings in this pocket.

The market behind the math:

42sold nearby · 90 days
$915Kmedian sold price
98%of asking, on average
−18%prices vs a year ago
~32 dayshomes like this take to sell
10days on market so far
$4,601/moest. rent · 12 leases
4.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.4 months of inventory: 5 detached homes for sale in the area against 42 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $904/sqft against an area asking average of $1,227/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 42 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $839K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Birch Cliff Heights Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($904/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Birchcliffe-Cliffside, so I widened the search to the surrounding area.

Based on 42 comparable homes that sold in Birchcliffe-Cliffside over the past two years, from 372 closings there.

What sellers nearby are askingCurrently listed nearby in Birchcliffe-Cliffside · asking prices
$1.24Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $868K, which is where my estimate comes from.

Per square foot, these ask about $753/sqft; this home lists at $904/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.18MThis home1.20M1.19M1.25M1.40M1.15MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Birchcliffe-Cliffside: $856K in September 2026, down 17% from a year ago, on 185 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.24M20
November 2025$1.21M14
December 2025$825K11
January 2026$1.20M6
February 2026$1.20M15
March 2026$982K15
April 2026$975K19
May 2026$1.13M21
June 2026$986K25
July 2026$890K8
August 2026$1.04M15
September 2026$856K16

Neighbourhood & location

Birchcliffe-Cliffside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine-Lumsden
$949K
Wexford-Maryvale
$849K
Bendale
$949K
Leaside
$2.15M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Birch Cliff Heights Public School
59%
Birch Cliff Heights Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 59% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
J G Workman Public School · Public elementary0.7 km · 51% at standard
Cliffside Public School · Public elementary0.8 km · 54% at standard
Danforth Gardens Public School · Public elementary1.0 km · 58% at standard
Birch Cliff Public School · Public elementary1.4 km · 68% at standard
Taylor Creek Public School · Public elementary1.4 km · 41% at standard
John A Leslie Public School · Public elementary1.5 km · 60% at standard
St Joachim Catholic School · Catholic elementary1.6 km · 63% at standard
Chine Drive Public School · Public elementary1.6 km · 90% at standard
Norman Cook Junior Public School · Public elementary1.7 km · 56% at standard
Oakridge Junior Public School · Public elementary1.9 km · 61% at standard
St Theresa Shrine Catholic School · Catholic elementary2.0 km · 67% at standard
General Brock Public School · Public elementary2.0 km · 55% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,355/mo
$216KIncome needed
5.4×Price ÷ income
$1,236Weekly cost
$39,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,355Property tax $317Total carry $5,672

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,197per month

Mortgage amount $940,000 · 4.49% over 25 years

$235,000Down payment (20.0%)
$940,000Loan before insurance
$0CMHC premium
$5,514Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,197
Property tax
$317
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,514

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,975
Toronto municipal land transfer tax
$19,975
Estimated closing costs
$39,950

Plus your down payment of $235,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,291/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$619,226Total interest paid
$1,559,226Total of all payments
Principal $940,000 Interest $619,226
YearPrincipalInterestBalance
1$20,977$41,392$919,023
2$21,929$40,440$897,094
3$22,925$39,444$874,169
4$23,966$38,403$850,203
5$25,054$37,315$825,149
6$26,191$36,178$798,958
7$27,381$34,988$771,577
8$28,624$33,745$742,953
9$29,924$32,446$713,030
10$31,282$31,087$681,748
11$32,702$29,667$649,045
12$34,187$28,182$614,858
13$35,740$26,630$579,118
14$37,362$25,007$541,756
15$39,059$23,310$502,697
16$40,832$21,537$461,865
17$42,686$19,683$419,179
18$44,624$17,745$374,555
19$46,650$15,719$327,905
20$48,768$13,601$279,136
21$50,983$11,386$228,154
22$53,297$9,072$174,856
23$55,717$6,652$119,139
24$58,247$4,122$60,892
25$60,892$1,477$0

At the end of your 5-year term

Total paid over the term
$311,845
Principal paid down
$114,851
Interest paid
$196,995
Balance remaining
$825,149

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 12 whole-home leases in Birchcliffe-Cliffside$4,601/mo
$55,212Gross annual rent
3.7%Cap rate after taxes and upkeep
$3,842 to $4,852Typical rent range
~61 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 12 whole-home leases in Birchcliffe-Cliffside signed at a median of $4,471 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,601. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.7%
Gross yield
− Property tax $3,800− Insurance $1,400− Vacancy & upkeep $6,073Net operating income $43,939

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of WORLD CLASS REALTY POINT. MLS®/PropTx.

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