83-28 Livingston Road, Toronto, ON

Guildwood, Toronto · MLS® E13882946

$765,000
For Sale
Listed 10 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage
1400-1599Sq ft

About this home

In short

  • This well-kept 3-storey end unit townhouse in the Guildwood community offers the beauty of lakeside living in one of Toronto's most desirable neighbourhoods.
  • This end unit provides additional privacy combined with the open concept layout for the ideal home for both relaxing and entertaining.
  • Residents of this well-managed community also enjoy access toa seasonal outdoor pool.

A new way of Livingston! This well-kept 3-storey end unit townhouse in the Guildwood community offers the beauty of lakeside living in one of Toronto's most desirable neighbourhoods. Perfectly positioned just steps beside Lake Ontario, the home sits surrounded by nature and offers a tranquil environment while having the convenience of the city's proximity. This end unit provides additional privacy combined with the open concept layout for the ideal home for both relaxing and entertaining. Residents of this well-managed community also enjoy access toa seasonal outdoor pool. Do not miss your opportunity to enjoy the lakeside lifestyle you have always wanted!

Key facts

Property type
Condo Townhouse, 3-Storey
MLS®
E13882946
Bedrooms
3
Bathrooms
3 (2 half)
Size
1400-1599 sq ft
Cross streets
Kingston Rd & Guildwood Pkwy
Parking
1 garage (underground)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$733/mo
Exposure
East West
Property tax
$2,903 / 2026
Days on market
10
Listing brokerage
PSR

Rooms

LaundryBasement0.00 × 0.00 m
KitchenGround4.88 × 2.23 m

tile floor · eat-in kitchen · large window

BedroomSecond3.57 × 4.02 m

marble floor · double closet · large window

Living RoomGround5.80 × 4.34 m

marble floor · w/o to patio · combined w/dining

RecreationBasement5.78 × 4.06 m

Plank

BedroomSecond3.59 × 4.29 m

marble floor · double closet · large window

Dining RoomGround5.80 × 4.34 m

marble floor · combined w/living

Primary BedroomThird5.95 × 2.86 m

laminate · his and hers closets · 4 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Elizabeth Simcoe Junior Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby · asking prices
$619kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.

Per square foot, these ask about $440/sqft; this home lists at $510/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
765kThis home709k700k670k399kThis home vs active comparables

Neighbourhood & location

Guildwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

West Hill
$575K
Malvern
$646K
Dorset Park
$671K
Victoria Village
$754K
St. Andrew-Windfields
$929K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Elizabeth Simcoe Junior Public School
81%
Elizabeth Simcoe Junior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 81% meet the provincial standard
Jack Miner Senior Public SchoolEQAO results not published
Maplewood High SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Sir Wilfrid Laurier Collegiate Institute · Public secondary0.7 km · 68% at standard
Native Learning Centre East · Public secondary0.7 km
Guildwood Junior Public School · Public elementary1.1 km · 80% at standard
George P Mackie Junior Public School · Public elementary1.1 km · 81% at standard
Cedar Drive Junior Public School · Public elementary1.4 km · 53% at standard
Poplar Road Junior Public School · Public elementary1.7 km · 85% at standard
St Boniface Catholic School · Catholic elementary1.7 km · 68% at standard
Scarborough Village Public School · Public elementary1.9 km · 65% at standard
Eastview Public School · Public elementary2.1 km · 52% at standard
Mason Road Junior Public School · Public elementary2.2 km · 43% at standard
Bliss Carman Senior Public School · Public elementary2.4 km
Willow Park Junior Public School · Public elementary2.4 km · 27% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,487/mo
$157KIncome needed
4.9×Price ÷ income
$805Weekly cost
$23,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $3,487Property tax $242Condo fee $733Total carry $4,461

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,384per month

Mortgage amount $612,000 · 4.49% over 25 years

$153,000Down payment (20.0%)
$612,000Loan before insurance
$0CMHC premium
$4,359Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,384
Property tax
$242
Condo / maintenance fees
$733
Heating
$0
Estimated monthly cost
$4,359

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,775
Toronto municipal land transfer tax
$11,775
Estimated closing costs
$23,550

Plus your down payment of $153,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,096/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$403,156Total interest paid
$1,015,156Total of all payments
Principal $612,000 Interest $403,156
YearPrincipalInterestBalance
1$13,657$26,949$598,343
2$14,277$26,329$584,065
3$14,926$25,681$569,140
4$15,603$25,003$553,537
5$16,312$24,295$537,225
6$17,052$23,554$520,173
7$17,827$22,780$502,346
8$18,636$21,970$483,710
9$19,482$21,124$464,228
10$20,367$20,240$443,861
11$21,291$19,315$422,570
12$22,258$18,348$400,312
13$23,269$17,338$377,043
14$24,325$16,281$352,718
15$25,430$15,177$327,288
16$26,584$14,022$300,704
17$27,791$12,815$272,912
18$29,053$11,553$243,859
19$30,372$10,234$213,487
20$31,751$8,855$181,736
21$33,193$7,413$148,543
22$34,700$5,906$113,843
23$36,276$4,331$77,567
24$37,923$2,684$39,644
25$39,644$962$0

At the end of your 5-year term

Total paid over the term
$203,031
Principal paid down
$74,775
Interest paid
$128,256
Balance remaining
$537,225

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
5.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.5%
Gross yield
− Property tax $2,903− Condo fees $8,795− Insurance $600− Vacancy & upkeep $6,270Net operating income $38,432

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PSR. MLS®/PropTx.

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