18 Haviland Drive, Toronto, ON

Centennial Scarborough, Toronto · MLS® E13885256

$1,278,990
For Sale
Listed 9 days agoNo offer date stated
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4+1Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • It's quite rare to find a house with a large lot, featuring an award winning garden uniquely designed and landscaped from back to front, a private backyard that backs...
  • You can simply lie down on grass to enjoy your private oasis.
  • This house sits in a well-known & established community - it is very quiet & safe, surrounded by parks, trees, green spaces, minutes drive to lake, hwy, all daily...
  • The home has been well taken care of by owner, professionally renovated/upgraded w/ many beautiful/ functional features in kitchen, washrooms, fireplace, crown...
  • Extra space can be easily converted into a 2nd bedrm for your convenience.

It's quite rare to find a house with a large lot, featuring an award winning garden uniquely designed and landscaped from back to front, a private backyard that backs on to a park creating extra green spaces to enjoy a quiet daily life. In the spring/summer, you will be in awe at how gorgeous your front/backyard look w/many flowers of different colors blooming around you. You can simply lie down on grass to enjoy your private oasis. A large gas BBQ grill was added to backyard this summer to entertain family/friends. This house sits in a well-known & established community - it is very quiet & safe, surrounded by parks, trees, green spaces, minutes drive to lake, hwy, all daily conveniences close by, schools/bus stops around the corner, a few steps walk to park through a shortcut. The home has been well taken care of by owner, professionally renovated/upgraded w/ many beautiful/ functional features in kitchen, washrooms, fireplace, crown moulding & pot lights throughout, etc. Finished basmt has one bedroom/ an office space. Extra space can be easily converted into a 2nd bedrm for your convenience.

Key facts

Property type
Detached, 2-Storey
MLS®
E13885256
Bedrooms
4+1 (5 total)
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
54.07 × 107.64 ft
Cross streets
Port Union Rd/Centennial Rd & Lawson Rd
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,057 / 2026
Days on market
9
Listing brokerage
AIMHOME REALTY INC.

Rooms

Utility RoomBasement0.00 × 0.00 m
Dining RoomMain3.57 × 3.08 m

hardwood floor · picture window · california shutters

FoyerMain3.20 × 1.65 m

Hardwood Floor

OfficeBasement2.46 × 3.22 m

broadloom · window

Bedroom 4Second3.00 × 3.40 m

laminate · window · california shutters

Primary BedroomSecond4.36 × 3.63 m

picture window · overlooks garden · california shutters

Bedroom 2Second2.94 × 3.40 m
Living RoomMain5.34 × 3.65 m

hardwood floor · bay window · overlooks garden

Family RoomBasement5.20 × 3.38 m

broadloom · window

LaundryBasement0.00 × 0.00 m
Bedroom 3Second4.10 × 2.98 m

laminate · overlooks frontyard · california shutters

Bedroom 5Basement3.12 × 2.69 m

laminate · window

KitchenMain5.45 × 2.96 m

Stainless Steel Appl

StudyMain2.43 × 3.03 m

hardwood floor · overlooks frontyard · california shutters

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Centennial Road Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Centennial Scarborough · asking prices
$1.03Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $591/sqft; this home lists at $731/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.28MThis home1.19M925k988kThis home vs active comparables

Neighbourhood & location

Centennial Scarborough, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge E11
$1.15M
Bendale
$949K
Wexford-Maryvale
$849K
Steeles
$1.20M
Woodbine-Lumsden
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Centennial Road Junior Public School
71%
Centennial Road Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 71% meet the provincial standard
Joseph Howe Senior Public SchoolEQAO results not published
Also nearby: 11 more schools within 2.5 km
Charlottetown Junior Public School · Public elementary0.6 km · 68% at standard
William G Davis Junior Public School · Public elementary1.1 km · 88% at standard
St Dominic Savio Catholic School · Catholic elementary1.6 km · 70% at standard
Rouge Valley Public School · Public elementary1.6 km · 73% at standard
West Rouge Junior Public School · Public elementary1.7 km · 71% at standard
Meadowvale Public School · Public elementary1.7 km · 81% at standard
St Malachy Catholic School · Catholic elementary2.1 km · 73% at standard
William G Miller Junior Public School · Public elementary2.3 km · 62% at standard
Cardinal Leger Catholic School · Catholic elementary2.3 km · 78% at standard
Chief Dan George Public School · Public elementary2.3 km · 60% at standard
Highland Creek Public School · Public elementary2.4 km · 53% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,829/mo
$238KIncome needed
5.4×Price ÷ income
$1,345Weekly cost
$44,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,829Property tax $421Total carry $6,251

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,657per month

Mortgage amount $1,023,192 · 4.49% over 25 years

$255,798Down payment (20.0%)
$1,023,192Loan before insurance
$0CMHC premium
$6,079Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,657
Property tax
$421
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,079

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,055
Toronto municipal land transfer tax
$22,055
Estimated closing costs
$44,110

Plus your down payment of $255,798. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,847/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$674,029Total interest paid
$1,697,221Total of all payments
Principal $1,023,192 Interest $674,029
YearPrincipalInterestBalance
1$22,833$45,056$1,000,359
2$23,870$44,019$976,489
3$24,954$42,935$951,535
4$26,087$41,802$925,448
5$27,271$40,618$898,177
6$28,509$39,379$869,667
7$29,804$38,085$839,863
8$31,157$36,732$808,706
9$32,572$35,317$776,134
10$34,051$33,838$742,084
11$35,597$32,292$706,487
12$37,213$30,676$669,274
13$38,903$28,986$630,372
14$40,669$27,220$589,703
15$42,515$25,373$547,187
16$44,446$23,443$502,741
17$46,464$21,425$456,278
18$48,573$19,315$407,704
19$50,779$17,110$356,925
20$53,084$14,804$303,841
21$55,495$12,394$248,346
22$58,014$9,874$190,332
23$60,648$7,240$129,683
24$63,402$4,487$66,281
25$66,281$1,608$0

At the end of your 5-year term

Total paid over the term
$339,444
Principal paid down
$125,015
Interest paid
$214,429
Balance remaining
$898,177

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $5,057− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,185

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of AIMHOME REALTY INC.. MLS®/PropTx.

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