1 Deer Creek Court, Toronto, ON

Centennial Scarborough, Toronto · MLS® E14031182

$1,190,000
For Sale
Listed 5 days agoNo offer date stated
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4Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • The Village at Highland Creek, a new home development.
  • 9' ceilings on main floor.
  • Close to highway 401, University of Toronto and transit.

The Village at Highland Creek, a new home development. Welcome to this executive 4 bedroom detached home with full 5 year warranty. 9' ceilings on main floor. Oak staircases and oak flooring in living room. Deluxe designed kitchen with granite countertops and centre island. Too many features to list. Large ground windows in basement. Ready for quick closing! Close to highway 401, University of Toronto and transit. Located in Highland Creek Village with shops and restaurants. See attached list of features.

Key facts

Property type
Detached, 2-Storey
MLS®
E14031182
Bedrooms
4
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
31.9 × 80.97 ft
Cross streets
Kingston Rd
Parking
1 garage · 3 parking (built-in)
Driveway
Tandem
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,476 / 2026
Days on market
5
Listing brokerage
SUTTON GROUP-HERITAGE REALTY INC.

Rooms

Bedroom 4Second3.25 × 3.05 m

closet · broadloom

Primary BedroomSecond5.25 × 4.30 m

walk-in closet(s) · broadloom · 4 pc ensuite

Bedroom 3Second4.22 × 2.73 m

closet · broadloom

Dining RoomMain4.30 × 3.65 m

w/o to deck · broadloom

Living RoomMain4.47 × 3.00 m

Hardwood Floor

Bedroom 2Second3.02 × 2.59 m

closet · broadloom

KitchenMain4.17 × 3.15 m

granite counters · centre island · access to garage

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Centennial Road Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Centennial Scarborough · asking prices
$1.06Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $608/sqft; this home lists at $680/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.19MThis home1.28M988k925kThis home vs active comparables

Neighbourhood & location

Centennial Scarborough, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge E11
$1.15M
Bendale
$900K
Wexford-Maryvale
$849K
Steeles
$1.20M
Woodbine-Lumsden
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Centennial Road Junior Public School
71%
Centennial Road Junior Public SchoolPublic · Elementary · 0.9 km awayAround the GTA average · 71% meet the provincial standard
Joseph Howe Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Meadowvale Public School · Public elementary1.3 km · 81% at standard
Highland Creek Public School · Public elementary1.4 km · 53% at standard
Charlottetown Junior Public School · Public elementary1.5 km · 68% at standard
Cardinal Leger Catholic School · Catholic elementary1.5 km · 78% at standard
St Malachy Catholic School · Catholic elementary1.5 km · 73% at standard
St Dominic Savio Catholic School · Catholic elementary1.6 km · 70% at standard
Morrish Public School · Public elementary1.8 km · 82% at standard
William G Miller Junior Public School · Public elementary1.8 km · 62% at standard
Rouge Valley Public School · Public elementary1.8 km · 73% at standard
Chief Dan George Public School · Public elementary2.0 km · 60% at standard
William G Davis Junior Public School · Public elementary2.1 km · 88% at standard
John G Diefenbaker Public School · Public elementary2.2 km · 60% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,424/mo
$218KIncome needed
5.5×Price ÷ income
$1,252Weekly cost
$40,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $5,424Property tax $290Total carry $5,713

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,264per month

Mortgage amount $952,000 · 4.49% over 25 years

$238,000Down payment (20.0%)
$952,000Loan before insurance
$0CMHC premium
$5,553Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,264
Property tax
$290
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,553

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,275
Toronto municipal land transfer tax
$20,275
Estimated closing costs
$40,550

Plus your down payment of $238,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,371/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$627,131Total interest paid
$1,579,131Total of all payments
Principal $952,000 Interest $627,131
YearPrincipalInterestBalance
1$21,245$41,921$930,755
2$22,209$40,956$908,546
3$23,218$39,948$885,329
4$24,272$38,894$861,057
5$25,374$37,791$835,683
6$26,526$36,639$809,157
7$27,730$35,435$781,427
8$28,989$34,176$752,438
9$30,306$32,860$722,132
10$31,681$31,484$690,451
11$33,120$30,045$657,331
12$34,624$28,542$622,707
13$36,196$26,969$586,511
14$37,839$25,326$548,672
15$39,557$23,608$509,115
16$41,353$21,812$467,761
17$43,231$19,934$424,530
18$45,194$17,971$379,337
19$47,246$15,919$332,091
20$49,391$13,774$282,700
21$51,633$11,532$231,066
22$53,978$9,187$177,089
23$56,429$6,737$120,660
24$58,991$4,175$61,669
25$61,669$1,496$0

At the end of your 5-year term

Total paid over the term
$315,826
Principal paid down
$116,317
Interest paid
$199,509
Balance remaining
$835,683

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $3,476− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,766

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-HERITAGE REALTY INC.. MLS®/PropTx.

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