44 Finnegan Place, Whitby, ON
Pringle Creek, Whitby · MLS® E14084978
About this home
Rare offering in the heart of sought after Pringle Creek, Whitby. ~ A beautifully renovated true bungalow delivering approximately 1,695 sq ft of easy one level living on a wide 49ft x125 ft (118ft) foot lot, plus a fully finished lower level for roughly 1500 sq ft with a total finished space of approximately 3195 sqft. ~ Just completed with brand new engineered hardwood, designer paint, and new black aluminum staircase spindles. ~ California shutters throughout and a dramatic vaulted cathedral foyer. ~ The bright white kitchen offers white appliances, a subway tile backsplash and a walks out to a fully landscaped, private yard. ~ The spacious primary retreat has a walk in closet and private ensuite, and two more generous main floor bedrooms make one level living effortless. ~ Gather in the family room by the gas fireplace, then head downstairs to a basement built for entertaining, complete with a bar area, a media room with its own fireplace, a 3 piece bath and a large workshop for the hobbyist. ~ Location is everything here. Pringle Creek is one of Whitby's most established and connected neighbourhoods, set on a quiet, mature street yet moments from it all. ~ You are close to top rated schools, parks, trails and recreation centres, with shopping and dining at Thickson and Taunton just minutes away. ~ Commuters will love the quick access to Highways 401, 407 and 412 and the nearby Whitby GO Station, making travel across the GTA simple. ~ A turnkey true bungalow on a premium lot in a prime pocket rarely comes to market. ~ Nothing to do but move in, unpack and enjoy all this special home and community have to offer.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- E14084978
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1500-2000 sq ft
- Lot
- 49.21 × 125 ft
- Cross streets
- Taunton Rd E & Brock St N
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $7,154 / 2025
- Listing brokerage
- EXP REALTY
Rooms
hardwood floor · california shutters · closet
hardwood floor · gas fireplace · california shutters
tile floor · glass doors · 3 pc ensuite
hardwood floor · california shutters · closet
ceramic floor · eat-in kitchen · w/o to garden
hardwood floor · california shutters · closet
hardwood floor · california shutters · open concept
ceramic floor · cathedral ceiling(s) · closed fireplace
hardwood floor · walk-in closet(s) · 3 pc ensuite
tile floor · soaking tub · 4 pc bath
california shutters · open concept
Listed at $999,990. Going by how homes in Pringle Creek and the wider GTA have actually closed against their asking prices (about 99%, 19 local closings in 90 days), the likely sale price is near $985K, if it sells. A realistic range is $923K to $1.11M.
Independent value check: $974K. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $913K and $1.02M).
Why $974K. The typical detached home sold in Pringle Creek over the past year went for about $971K (109 sales). What sets this one apart:
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▼ Lowers itIt is 1,500 to 2,000 sq ft; the typical home sold here is 2,000 to 2,500.
- ▼ Lowers it slightly3 bedrooms and 3 baths, against 4+1 and 4 typically.
- ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $7,154 a year; the typical home sold here pays about $6,800.
Total price vs nearby homes. Likely closing about $985K, from 19 recent closings in this pocket.
The market behind the math:
About 2.4 months of inventory: 15 detached homes for sale in the area against 19 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $571/sqft against an area asking average of $562/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 19 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $881K. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Pringle Creek, so I widened the search to the surrounding area.
Based on 19 comparable homes that sold in Pringle Creek over the past two years, from 201 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $974K, which is where my estimate comes from.
Per square foot, these ask about $607/sqft; this home lists at $571/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Pringle Creek: $1.01M in September 2026, down 5% from a year ago, on 86 closings in 10 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $975K | 9 |
| November 2025 | $1.05M | 5 |
| January 2026 | $1.01M | 6 |
| March 2026 | $1.02M | 7 |
| April 2026 | $1.03M | 12 |
| May 2026 | $1.00M | 8 |
| June 2026 | $1.00M | 16 |
| July 2026 | $878K | 10 |
| August 2026 | $970K | 7 |
| September 2026 | $1.01M | 6 |
Neighbourhood & location
Pringle Creek, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.
Mortgage amount $799,992 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,423
- Property tax
- $596
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,019
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,475
- Estimated closing costs
- $16,475
Plus your down payment of $199,998. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $265,398
- Principal paid down
- $97,744
- Interest paid
- $167,653
- Balance remaining
- $702,248
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 26 whole-home leases in Pringle Creek signed at a median of $2,873 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,829. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.