239 Island Road, Toronto, ON

Rouge E10, Toronto · MLS® E14089210

$799,000
For Sale
Listed 3 days agoNo offer date stated
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4+4Bedrooms
4Bathrooms
4Garage · 10 parking
2000-2500Sq ft

About this home

In short

  • Exceptional Space, Versatility, and Location in Port Union! beautifully maintained 4+4 bedroom home with 4 full bathrooms in one of Scarborough's most desirable...
  • The fully finished ground level walkout basement offers 4 additional bedrooms, 2 full bathrooms, a separate kitchen, and a private entrance, providing valuable space...
  • An oversized private driveway accommodates up to 6 vehicles, while the heated detached double garage adds parking for 2 more, along with versatile space for hobbies...
  • With convenient access to Highway 401, Rouge Hill GO Station, and TTC routes, commuting across the GTA is easy.

HUGE LOT 78x128. Exceptional Space, Versatility, and Location in Port Union! beautifully maintained 4+4 bedroom home with 4 full bathrooms in one of Scarborough's most desirable communities. With spacious living areas across two levels, this property offers flexibility for large families, multigenerational living, or buyers exploring rental income potential.The bright main level features generous principal rooms, spacious bedrooms, and a practical layout designed for comfortable everyday living and effortless entertaining.The fully finished ground level walkout basement offers 4 additional bedrooms, 2 full bathrooms, a separate kitchen, and a private entrance, providing valuable space for extended family and guests.An oversized private driveway accommodates up to 6 vehicles, while the heated detached double garage adds parking for 2 more, along with versatile space for hobbies or a workshop.Enjoy the best of this waterfront community, just minutes from Lake Ontario trails, Rouge National Urban Park, Port Union Village Common, schools, parks, shops, and restaurants. With convenient access to Highway 401, Rouge Hill GO Station, and TTC routes, commuting across the GTA is easy.A rare combination of generous living space, ample parking, and an outstanding location!

Key facts

Property type
Detached, Bungalow-Raised
MLS®
E14089210
Bedrooms
4+4 (8 total)
Bathrooms
4
Size
2000-2500 sq ft
Lot
128 × 77.4 ft
Cross streets
Port Union Rd and Island Rd
Parking
4 garage · 10 parking (detached)
Driveway
Private
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding, Wood
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,675 / 2025
Days on market
3
Listing brokerage
LUXURY HOMES WORLD INC.

Rooms

Dining RoomMain3.94 × 3.39 m

combined w/living · open concept · window

Bedroom 3Main2.95 × 2.53 m

laminate · window · closet

BedroomMain4.75 × 3.20 m

hardwood floor · 5 pc ensuite · closet

Living RoomGround4.76 × 4.01 m

laminate · open concept · window

BedroomGround3.65 × 3.15 m

laminate · window · closet

KitchenMain3.45 × 3.40 m

vinyl floor · open concept

Bedroom 3Ground3.12 × 3.00 m
Bedroom 2Ground3.12 × 3.00 m
KitchenGround2.42 × 3.28 m

ceramic floor · open concept · window

Bedroom 4Main2.95 × 2.94 m

laminate · window · closet

Living RoomMain3.94 × 3.39 m

combined w/dining · open concept · window

Bedroom 2Main3.55 × 4.12 m

laminate · window · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Sir Oliver Mowat Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Rouge E10, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge E11
$1.15M
Bendale
$949K
Wexford-Maryvale
$849K
Steeles
$1.20M
Woodbine-Lumsden
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sir Oliver Mowat Collegiate Institute
70%
Sir Oliver Mowat Collegiate InstitutePublic · Secondary · 2.3 km awayAround the GTA average · 70% meet the provincial standard
West Rouge Junior Public SchoolEQAO results not published
Joseph Howe Senior Public SchoolEQAO results not published
Also nearby: 6 more schools within 2.5 km
West Rouge Junior Public School · Public elementary0.4 km · 71% at standard
Rouge Valley Public School · Public elementary1.5 km · 73% at standard
William G Davis Junior Public School · Public elementary1.6 km · 88% at standard
St Dominic Savio Catholic School · Catholic elementary1.9 km · 70% at standard
Centennial Road Junior Public School · Public elementary2.0 km · 71% at standard
Charlottetown Junior Public School · Public elementary2.1 km · 68% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,642/mo
$155KIncome needed
5.2×Price ÷ income
$840Weekly cost
$24,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,642Property tax $390Total carry $4,031

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,534per month

Mortgage amount $639,200 · 4.49% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$3,924Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,534
Property tax
$390
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,924

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Toronto municipal land transfer tax
$12,455
Estimated closing costs
$24,910

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,278/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,074Total interest paid
$1,060,274Total of all payments
Principal $639,200 Interest $421,074
YearPrincipalInterestBalance
1$14,264$28,147$624,936
2$14,912$27,499$610,024
3$15,589$26,822$594,435
4$16,297$26,114$578,138
5$17,037$25,374$561,102
6$17,810$24,601$543,291
7$18,619$23,792$524,672
8$19,464$22,947$505,208
9$20,348$22,063$484,860
10$21,272$21,139$463,588
11$22,238$20,173$441,351
12$23,247$19,164$418,103
13$24,303$18,108$393,800
14$25,406$17,005$368,394
15$26,560$15,851$341,834
16$27,766$14,645$314,068
17$29,026$13,384$285,042
18$30,344$12,067$254,697
19$31,722$10,689$222,975
20$33,162$9,248$189,813
21$34,668$7,743$155,145
22$36,242$6,169$118,902
23$37,888$4,523$81,015
24$39,608$2,803$41,406
25$41,406$1,005$0

At the end of your 5-year term

Total paid over the term
$212,055
Principal paid down
$78,098
Interest paid
$133,956
Balance remaining
$561,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
4.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.3%
Gross yield
− Property tax $4,675− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,781

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LUXURY HOMES WORLD INC.. MLS®/PropTx.

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