19 Kayak Crescent, Toronto, ON
Rouge E11, Toronto · MLS® E14093620
About this home
In short
- Some homes make you choose between space, location, and smart financials.
- 19 Kayak Crescent doesn't.
- Set on a quiet crescent in North Scarborough's sought-after Morningside Heights community, this 3,068 sq ft home backs onto a park for green views and peace out back...
- Inside, warm hardwood carries you through a main floor designed for real life.
- Below, a legal two-bedroom, two-bathroom apartment is leased at $2,542 per month plus 50% of utilities beginning January 10, steady income to put toward your mortgage...
Some homes make you choose between space, location, and smart financials. 19 Kayak Crescent doesn't. Set on a quiet crescent in North Scarborough's sought-after Morningside Heights community, this 3,068 sq ft home backs onto a park for green views and peace out back, and the school is within walking distance, so mornings are as easy as a stroll down the street. Commuters will appreciate quick access to Highway 401, and restaurants, grocery stores, and everyday shopping are all just minutes away. For weekends, the trails of Rouge National Urban Park and the Toronto Zoo are right in your backyard, with the University of Toronto Scarborough, Centennial College, and the Toronto Pan Am Sports Centre a short drive away. Inside, warm hardwood carries you through a main floor designed for real life. At its heart is a sleek kitchen with quartz counters and stainless steel appliances, flanked by a formal dining room for occasions that call for it and a relaxed eat-in space for everything else. Separate living areas let the kids spread out with a movie while the adults enjoy some quiet, and a private main-floor office can switch to a guest bedroom the moment family comes to stay. Upstairs, every bedroom is generously proportioned, so there's no debate over who gets the small one. The primary retreat is the true showpiece, with a dressing-room-sized walk-in closet and a spa-like ensuite where a deep soaking tub and a separate glass shower let you choose between unwinding and getting out the door. Two more full bathrooms keep the morning rush calm. Below, a legal two-bedroom, two-bathroom apartment is leased at $2,542 per month plus 50% of utilities beginning January 10, steady income to put toward your mortgage from day one. With room to live and a home that helps pay for itself, 19 Kayak Crescent is a rare find.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E14093620
- Bedrooms
- 5+2 (7 total)
- Bathrooms
- 6 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 41.01 × 89.9 ft
- Cross streets
- Morningside and Finch
- Parking
- 2 garage · 5 parking (attached)
- Driveway
- Private Double
- Basement
- Apartment, Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,683 / 2026
- Days on market
- 1
- Listing brokerage
- KELLER WILLIAMS REFERRED URBAN REALTY
Rooms
Listed at $1,399,999. Going by how homes in Rouge E11 and the wider GTA have actually closed against their asking prices (about 98%, 17 local closings in 90 days), the likely sale price is near $1.37M, if it sells. A realistic range is $1.28M to $1.54M.
Independent value check: $1.29M. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $1.21M and $1.35M).
Why $1.29M. The typical detached home sold in Rouge E11 over the past year went for about $1.11M (69 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $6,683 a year; the typical home sold here pays about $5,200.
- ▲ Raises itIt is 3,000 to 3,500 sq ft; the typical home sold here is 2,000 to 2,500.
- ▲ Raises it5+2 bedrooms and 6 baths, against 4+2 and 4 typically.
Total price vs nearby homes. Likely closing about $1.37M, from 17 recent closings in this pocket.
The market behind the math:
About 2.5 months of inventory: 14 detached homes for sale in the area against 17 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $431/sqft against an area asking average of $561/sqft.
- Walk-out basement apartment features. A finished 2 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Rouge E11: 56 of the 161 detached leases here lately were basement units, around $1,700 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
- Park / green-space backing. This home is described as backing onto a ravine or green setting, and the listing says so too. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 17 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.33M. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Schools & getting aroundcatchment and transit
Its public catchment (Thomas L Wells Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($431/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Rouge E11, so I widened the search to the surrounding area.
Based on 17 comparable homes that sold in Rouge E11 over the past two years, from 151 closings there.
For sale
For sale
For sale
For sale
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For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.29M, which is where my estimate comes from.
Per square foot, these ask about $560/sqft; this home lists at $431/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.25M | 739 |
| November 2025 | $1.21M | 596 |
| December 2025 | $1.14M | 384 |
| January 2026 | $1.20M | 285 |
| February 2026 | $1.23M | 453 |
| March 2026 | $1.34M | 580 |
| April 2026 | $1.31M | 777 |
| May 2026 | $1.30M | 861 |
| June 2026 | $1.25M | 772 |
| July 2026 | $1.17M | 684 |
| August 2026 | $1.19M | 552 |
| September 2026 | $1.20M | 677 |
Neighbourhood & location
Rouge E11, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 21, 2026); conventional rates run a little higher.
Mortgage amount $1,119,999 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,193
- Property tax
- $557
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,750
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,475
- Toronto municipal land transfer tax
- $24,475
- Estimated closing costs
- $48,950
Plus your down payment of $280,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $371,560
- Principal paid down
- $136,843
- Interest paid
- $234,717
- Balance remaining
- $983,156
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Rouge E11 (56 of 161 recent detached leases were basement units, around $1,700 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,700 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 28 whole-home leases in Rouge E11 signed at a median of $3,243 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,322. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.