963 Northern Prospect Crescent, Newmarket, ON

Stonehaven-Wyndham, Newmarket · MLS® N12881256

$1,829,000
For Sale
Listed 220 days agoNo offer date statedSitting longer than typical
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4+1Bedrooms
4Bathrooms
2Garage · 7 parking
2500-3000Sq ft

About this home

In short

  • Nestled on a quiet crescent in prestigious Stonehaven, this home combines elegance, comfort, and a prime location in one of the areas most sought-after neighborhoods.
  • Inside, soaring 9' ceilings, hardwood floors throughout, and dramatic French-style stretch ceilings create a welcoming, sophisticated atmosphere.
  • The Finished Walkout Basement offers a private 1-bedroom suite with large windows and a full bath - perfect for a nanny, in-law, or guest retreat.
  • Outside, your private oasis awaits with an inground pool, large deck off the kitchen, a covered relaxation area overlooking the pool, and a stone wood-fired oven...
  • Recent updates include a new AC (2024), Furnace (2023) and EV Charger.

Nestled on a quiet crescent in prestigious Stonehaven, this home combines elegance, comfort, and a prime location in one of the areas most sought-after neighborhoods. Inside, soaring 9' ceilings, hardwood floors throughout, and dramatic French-style stretch ceilings create a welcoming, sophisticated atmosphere. Entertain in style with an expansive formal dining room, a large family room complete with a cozy gas fireplace, and a bright, open-concept kitchen featuring sleek quartz countertops and floor tiles. A striking accent staircase adds a touch of grandeur to the main floor. Upstairs, a smartly designed layout separates the luxurious master suite from three additional bedrooms and a bonus family room, offering privacy and convenience.The Finished Walkout Basement offers a private 1-bedroom suite with large windows and a full bath - perfect for a nanny, in-law, or guest retreat. Outside, your private oasis awaits with an inground pool, large deck off the kitchen, a covered relaxation area overlooking the pool, and a stone wood-fired oven perfect for entertaining family and friends. The home is enhanced by natural stone facade and a wide interlocking stone driveway, offering impressive curb appeal and ample parking. Recent updates include a new AC (2024), Furnace (2023) and EV Charger. With friendly neighbors, elegant design, and a functional layout in a premier location, just minutes from a highly rated school, this home offers the perfect setting for comfortable and versatile living.

Key facts

Property type
Detached, 2-Storey
MLS®
N12881256
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
51.07 × 131.52 ft
Cross streets
Northern Prospect Crescent and Ivsbridge Blvd
Parking
2 garage · 7 parking (attached)
Basement
Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground
Property tax
$8,266 / 2025
Days on market
220
Listing brokerage
RIGHT AT HOME REALTY

Rooms

KitchenMain5.26 × 4.93 m

tile floor · breakfast area · breakfast bar

BathroomSecond2.46 × 2.34 m

4 Pc Bath

BedroomBasement4.19 × 3.53 m

3 pc ensuite · large window

LaundryMain4.88 × 2.44 m

laundry sink · w/o to garage

Family RoomSecond6.83 × 4.22 m

irregular room · hardwood floor

Bedroom 3Second3.25 × 3.15 m

hardwood floor · large window · closet

Living RoomMain7.34 × 3.66 m

hardwood floor · combined w/dining · bay window

BathroomBasement3.25 × 1.83 m

3 Pc Bath

Bedroom 4Second3.71 × 3.68 m

hardwood floor · closet · large window

BathroomMain1.93 × 1.02 m

2 Pc Bath

Bedroom 2Second3.56 × 3.25 m

hardwood floor · closet

Family RoomMain5.89 × 4.06 m

hardwood floor · gas fireplace · large window

Primary BedroomSecond4.88 × 4.47 m

hardwood floor · ensuite bath · walk-in closet(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stonehaven-Wyndham, Newmarket, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Gorham-College Manor
$1.04M
Central Newmarket
$1.04M
Armitage
$1.21M
Huron Heights-Leslie Valley
$1.09M
Bristol-London
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Newmarket.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,336/mo
$342KIncome needed
5.3×Price ÷ income
$1,924Weekly cost
$33,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,336Property tax $689Total carry $9,025

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,090per month

Mortgage amount $1,463,200 · 4.49% over 25 years

$365,800Down payment (20.0%)
$1,463,200Loan before insurance
$0CMHC premium
$8,779Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,090
Property tax
$689
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,779

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$33,055
Estimated closing costs
$33,055

Plus your down payment of $365,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,792/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$963,885Total interest paid
$2,427,085Total of all payments
Principal $1,463,200 Interest $963,885
YearPrincipalInterestBalance
1$32,652$64,431$1,430,548
2$34,135$62,948$1,396,413
3$35,685$61,399$1,360,728
4$37,305$59,778$1,323,423
5$38,999$58,085$1,284,424
6$40,770$56,314$1,243,654
7$42,621$54,463$1,201,034
8$44,556$52,528$1,156,478
9$46,579$50,505$1,109,899
10$48,694$48,390$1,061,206
11$50,905$46,179$1,010,301
12$53,216$43,868$957,085
13$55,632$41,451$901,453
14$58,158$38,925$843,295
15$60,799$36,285$782,497
16$63,559$33,524$718,938
17$66,445$30,639$652,493
18$69,462$27,622$583,031
19$72,616$24,468$510,415
20$75,913$21,171$434,503
21$79,359$17,724$355,143
22$82,963$14,121$272,181
23$86,729$10,354$185,451
24$90,667$6,416$94,784
25$94,784$2,299$0

At the end of your 5-year term

Total paid over the term
$485,417
Principal paid down
$178,776
Interest paid
$306,641
Balance remaining
$1,284,424

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.5%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $8,266− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,404

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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