43 Ogden Crescent, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N12939190

$4,450,000
For Sale
Listed 202 days agoNo offer date statedSitting longer than typical
4+1Bedrooms
8Bathrooms
4Garage
5,000Sq ft

About this home

In short

  • Experience luxury living at this breathtaking modern estate on 2 acres.
  • The main floor boasts a contemporary kitchen with with custom cabinetry and eat in kitchen, sunken dining room with walkout to backyard, living room with floor to...
  • Master bedroom oasis with a balcony overlooking the backyard, custom built-in cabinetry and custom 6 piece ensuite with steam shower.
  • Meticulous maintained stone, stucco and cedar exterior with professionally landscaped gardens, outdoor saltwater pool, fire pit and cabana.
  • Elevator gives access to all floors.

Experience luxury living at this breathtaking modern estate on 2 acres! Portions of interior masterfully designed by award winning interior designer Eric McClelland of Fleur-de-lis Interior Design Inc. The main floor boasts a contemporary kitchen with with custom cabinetry and eat in kitchen, sunken dining room with walkout to backyard, living room with floor to ceiling windows and walkout to patio, family room overlooking the garden with gas fireplace and a sun filled office with built in shelving. Master bedroom oasis with a balcony overlooking the backyard, custom built-in cabinetry and custom 6 piece ensuite with steam shower. All bedrooms have an ensuite and large windows. Meticulous maintained stone, stucco and cedar exterior with professionally landscaped gardens, outdoor saltwater pool, fire pit and cabana. Perfect for entertaining indoors and out. Spectacular basement with home theatre with full projection system, wine fridge, workout room, kitchenette and bar space. 5th bedroom in basement with custom cabinetry and ensuite as well. Elevator gives access to all floors. Dog wash station in mudroom with sink and built in cabinetry. Radiant floor heating through much of home. Automated shades in most rooms, custom lighting system with pot lights, Sonos sound system throughout! Exterior repainted and stained (2023), Outdoor decking (2023), Roof (2016), Windows (2016), A/C (2016), Furnace (2016), Sump pump (2017). 8 Min to Old Elm GO Station!

Key facts

Property type
Detached, 2-Storey
MLS®
N12939190
Bedrooms
4+1 (5 total)
Bathrooms
8 (1 half)
Size
5,000 sq ft
Lot
162.33 × 515.81 ft
Cross streets
Aurora Rd/York Durham Line
Parking
4 garage (attached)
Driveway
Circular Drive
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete
Roof
Flat
Sewer
Septic
Pool
Inground
Property tax
$17,114 / 2025
Days on market
202
Listing brokerage
HOMELIFE/VISION REALTY INC.

Rooms

Bedroom 4Second5.79 × 5.12 m

3 pc ensuite · window floor to ceiling · walk-in closet(s)

KitchenGround10.50 × 4.32 m

modern kitchen · eat-in kitchen · large window

Media RoomBasement6.09 × 4.87 m

broadloom · glass doors · built-in speakers

Bedroom 2Second4.42 × 3.96 m

4 pc ensuite · w/o to balcony · window floor to ceiling

Dining RoomMain5.17 × 3.35 m

open concept · w/o to pool · french doors

Living RoomGround6.46 × 3.84 m

open concept · w/o to pool · window floor to ceiling

Mud RoomGround4.57 × 3.89 m

large window · stainless steel sink · w/o to garage

Family RoomGround6.09 × 5.79 m

gas fireplace · overlooks backyard · large window

LaundrySecond3.65 × 2.43 m

b/i appliances · b/i closet · b/i vanity

Primary BedroomSecond8.54 × 5.35 m

6 pc ensuite · w/o to balcony · window floor to ceiling

OfficeGround4.57 × 3.89 m

window floor to ceiling · overlooks frontyard · french doors

Bedroom 3Second4.15 × 3.96 m

4 pc ensuite · large window · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rural Whitchurch-Stouffville · asking prices
$2.69Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $600/sqft; this home lists at $890/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
4.45MThis home2.29M2.70M3.07MThis home vs active comparables

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$20,282/mo
$818KIncome needed
5.4×Price ÷ income
$4,680Weekly cost
$97,725Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $20,282Property tax $1,426Total carry $21,708

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$19,684per month

Mortgage amount $3,560,000 · 4.49% over 25 years

$890,000Down payment (20.0%)
$3,560,000Loan before insurance
$0CMHC premium
$21,110Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$19,684
Property tax
$1,426
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$21,110

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$97,725
Estimated closing costs
$97,725

Plus your down payment of $890,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$23,824/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,345,155Total interest paid
$5,905,155Total of all payments
Principal $3,560,000 Interest $2,345,155
YearPrincipalInterestBalance
1$79,444$156,762$3,480,556
2$83,051$153,155$3,397,505
3$86,822$149,384$3,310,683
4$90,764$145,442$3,219,919
5$94,885$141,321$3,125,034
6$99,193$137,013$3,025,840
7$103,697$132,509$2,922,143
8$108,405$127,801$2,813,738
9$113,327$122,879$2,700,411
10$118,473$117,733$2,581,938
11$123,852$112,354$2,458,086
12$129,475$106,731$2,328,611
13$135,354$100,852$2,193,257
14$141,500$94,707$2,051,757
15$147,924$88,282$1,903,833
16$154,641$81,566$1,749,192
17$161,662$74,544$1,587,530
18$169,002$67,204$1,418,528
19$176,675$59,531$1,241,852
20$184,697$51,509$1,057,155
21$193,083$43,123$864,072
22$201,850$34,356$662,222
23$211,015$25,191$451,207
24$220,596$15,611$230,612
25$230,612$5,595$0

At the end of your 5-year term

Total paid over the term
$1,181,031
Principal paid down
$434,966
Interest paid
$746,065
Balance remaining
$3,125,034

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$10,500/mo
$126,000Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $17,114− Insurance $1,400− Vacancy & upkeep $13,860Net operating income $93,626

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/VISION REALTY INC.. MLS®/PropTx.

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