1049 Elgin Street, Newmarket, ON
Huron Heights-Leslie Valley, Newmarket · MLS® N12979138
About this home
In short
- Solidly built four-level sidesplit with three living areas and 4 full bathrooms.
- The property sits on a 65 by 150 foot lot.
- This home offers approximately 1,894 square feet above grade and 703 square feet of finished space below grade +3 season sunroom perfect for multi-generational home...
- The main floor includes a living room with hardwood flooring and a (New)large picture window, a separate dining room also with hardwood floors, and kitchen with...
- The upper level contains three bedrooms, including a primary bedroom with a private ensuite, and two additional spacious bedrooms and 2nd large full bath.
Solidly built four-level sidesplit with three living areas and 4 full bathrooms. The property sits on a 65 by 150 foot lot. This home offers approximately 1,894 square feet above grade and 703 square feet of finished space below grade +3 season sunroom perfect for multi-generational home or tri-plex in the making?? The main floor includes a living room with hardwood flooring and a (New)large picture window, a separate dining room also with hardwood floors, and kitchen with ceramic flooring. The upper level contains three bedrooms, including a primary bedroom with a private ensuite, and two additional spacious bedrooms and 2nd large full bath.On the in-between level, there is a family room with built-in cabinetry (potential 3rd kitchen area) as well as a full bath and walk out to large 3 season sunroom. The lower level includes a living room, kitchen, bedroom, and three-piece bathroom. In total, the home offers four bedrooms, four full bathrooms, built-in two-car garage with inside access, plus a driveway with parking for four vehicles, for a total of six parking spaces. The location provides access to nearby amenities including public transit, Costco, restaurants, Grocery Stores, quick access to Hwy 404+++
Key facts
- Property type
- Detached, Sidesplit
- MLS®
- N12979138
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4
- Size
- 1500-2000 sq ft
- Lot
- 65 × 150.08 ft
- Cross streets
- Leslie & Elgin
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private Double
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Baseboard
- A/C
- Wall Unit(s)
- Exterior
- Brick, Aluminum Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $5,760 / 2025
- Days on market
- 193
- Listing brokerage
- ROYAL LEPAGE RCR REALTY
Rooms
hardwood floor · picture window
tile floor · above grade window · gas fireplace
tile floor · 4 pc bath · w/o to sunroom
parquet · double closet · window
W/O To Garden
Tile Floor
tile floor · eat-in kitchen
parquet · closet · window
parquet · 3 pc ensuite · double closet
tile floor · 3 pc bath
tile floor · window
tile floor · window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $580/sqft; this home lists at $571/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Huron Heights-Leslie Valley, Newmarket, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Newmarket.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $799,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,419
- Property tax
- $480
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,899
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,455
- Estimated closing costs
- $16,455
Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $265,135
- Principal paid down
- $97,647
- Interest paid
- $167,487
- Balance remaining
- $701,553
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE RCR REALTY. MLS®/PropTx.