26839 Civic Centre Road, Georgina, ON

Historic Lakeshore Communities, Georgina · MLS® N12999984

$3,790,000
For Sale
Listed 187 days agoNo offer date statedSitting longer than typical
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About this home

In short

  • Exceptional development opportunity in the growing community of Georgina.
  • Secure a prime location in one of York Region's fastest-growing corridors with this 3.79-acre development-ready parcel at 26839 Civic Centre Road, offering a wide...
  • The site is actively progressing through Site Plan Approval for a 248-unit self-storage facility across three proposed buildings.
  • With approximately 43,000+ sqft of buildable area, this property presents a strong investment opportunity for investors seeking scale, visibility, and long-term...
  • Strategically located beside the Township's new $54 million municipal headquarters and the popular high-trafficked ROC Recreation Complex, the site offers exceptional...

Exceptional development opportunity in the growing community of Georgina. Secure a prime location in one of York Region's fastest-growing corridors with this 3.79-acre development-ready parcel at 26839 Civic Centre Road, offering a wide range of permitted uses. The property features full municipal services at the property line (water, sewer, and gas), along with zoning that allows for high-demand uses, including but not limited to, public storage, place of worship, seniors/retirement care, hospital/medical facilities, schools, and or other industrial/institutional development-providing flexibility for developers and end users alike. The site is actively progressing through Site Plan Approval for a 248-unit self-storage facility across three proposed buildings. With much of the heavy lifting already underway, this significantly reduces entitlement risk and development timelines. With approximately 43,000+ sqft of buildable area, this property presents a strong investment opportunity for investors seeking scale, visibility, and long-term growth in an emerging market. Strategically located beside the Township's new $54 million municipal headquarters and the popular high-trafficked ROC Recreation Complex, the site offers exceptional exposure, accessibility, and long-term upside. Georgina continues to experience significant population growth and infrastructure investment, driving increased demand for commercial development and services. With key planning and entitlement work already in progress, this property offers a clear path to execution. This is a rare opportunity to secure a future-proof, strategically located asset and be part of Georgina's next phase of growth and transformation.

Key facts

Property type
Other, Other
MLS®
N12999984
Lot
198.06 × 649.71 ft
Cross streets
CIVIC CENTRE RD x BASELINE RD
Driveway
Available, Other
Property tax
$8,072 / 2025
Days on market
187
Listing brokerage
EXP REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

This is a rare parcel: about 2.95 acres. Comparable-sales math works on size and bedrooms, and here the lot is what is being sold, so no automatic estimate is shown.

Considering this property? Request a written price read

Sold price trend

Median sold price for homes in Georgina: $775K in September 2026, up 2% from a year ago, on 607 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Georgina as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$780K61
November 2025$765K50
December 2025$760K28
January 2026$783K20
February 2026$820K27
March 2026$785K51
April 2026$755K50
May 2026$785K59
June 2026$775K87
July 2026$780K71
August 2026$800K50
September 2026$775K53

Neighbourhood & location

Historic Lakeshore Communities, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sutton & Jackson's Point
$624K
Keswick North
$754K
Baldwin
$1.40M
Keswick South
$850K
Virginia
$590K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$17,274/mo
$677KIncome needed
5.6×Price ÷ income
$3,986Weekly cost
$81,225Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

96%mortgage
Mortgage $17,274Property tax $673Total carry $17,946

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$16,764per month

Mortgage amount $3,032,000 · 4.49% over 25 years

$758,000Down payment (20.0%)
$3,032,000Loan before insurance
$0CMHC premium
$17,437Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$16,764
Property tax
$673
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,437

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$81,225
Estimated closing costs
$81,225

Plus your down payment of $758,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$20,291/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,997,335Total interest paid
$5,029,335Total of all payments
Principal $3,032,000 Interest $1,997,335
YearPrincipalInterestBalance
1$67,661$133,512$2,964,339
2$70,733$130,440$2,893,605
3$73,945$127,228$2,819,660
4$77,302$123,871$2,742,358
5$80,812$120,361$2,661,546
6$84,481$116,692$2,577,064
7$88,317$112,856$2,488,747
8$92,327$108,846$2,396,420
9$96,519$104,654$2,299,900
10$100,902$100,272$2,198,999
11$105,483$95,690$2,093,516
12$110,272$90,901$1,983,244
13$115,279$85,894$1,867,965
14$120,513$80,660$1,747,451
15$125,985$75,188$1,621,466
16$131,705$69,468$1,489,761
17$137,685$63,488$1,352,076
18$143,937$57,237$1,208,139
19$150,472$50,701$1,057,668
20$157,304$43,869$900,364
21$164,446$36,727$735,918
22$171,913$29,261$564,005
23$179,718$21,455$384,287
24$187,878$13,295$196,409
25$196,409$4,765$0

At the end of your 5-year term

Total paid over the term
$1,005,867
Principal paid down
$370,454
Interest paid
$635,412
Balance remaining
$2,661,546

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 54 whole-home leases in Historic Lakeshore Communities$2,434/mo
$29,208Gross annual rent
0.4%Cap rate after taxes and upkeep
$2,164 to $2,779Typical rent range
~27 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 54 whole-home leases in Historic Lakeshore Communities signed at a median of $2,434 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,434. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

0.8%
Gross yield
− Property tax $8,072− Insurance $1,400− Vacancy & upkeep $3,213Net operating income $16,523

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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