285 Tennis Road, Georgina, ON

Keswick North, Georgina · MLS® N14085470

$308,888
For Sale
Listed 3 days agoNo offer date stated
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0Parking
700Sq ft

About this home

In short

  • Exceptional Building Opportunity in Keswick.
  • Ideally situated across from a beautiful park and just minutes from Lake Simcoe, this serviced vacant residential lot offers an outstanding opportunity for builders...
  • Enjoy a desirable location close to the waterfront, parks, schools, shopping, and everyday amenities.
  • An excellent opportunity to build a custom home in the growing community of Keswick.

Exceptional Building Opportunity in Keswick! Ideally situated across from a beautiful park and just minutes from Lake Simcoe, this serviced vacant residential lot offers an outstanding opportunity for builders, investors, and those looking to build their dream home. Municipally approved architectural drawings are available, with only building permit fees and applicable development charges remaining prior to permit issuance. Municipal services are available at the lot line, providing a head start on your construction plans. Enjoy a desirable location close to the waterfront, parks, schools, shopping, and everyday amenities. An excellent opportunity to build a custom home in the growing community of Keswick!

Key facts

Property type
Other, Other
MLS®
N14085470
Size
700 sq ft
Lot
38.14 × 80.94 ft
Cross streets
Lake Dr N & Hillcrest RD
Parking
0 parking
Driveway
None
Basement
None
Heating
Other
A/C
Other
Sewer
Sewer
Pool
Inground
Days on market
3
Listing brokerage
HOMELIFE FRONTIER REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Keswick North, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$775K
Keswick South
$850K
Sutton & Jackson's Point
$624K
Baldwin
$1.40M
Virginia
$590K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,408/mo
$64KIncome needed
4.8×Price ÷ income
$325Weekly cost
$3,108Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $1,408Estimated property tax $193Total carry $1,601

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,366per month

Mortgage amount $247,110 · 4.49% over 25 years

$61,778Down payment (20.0%)
$247,110Loan before insurance
$0CMHC premium
$1,559Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,366
Estimated property tax
$193
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$1,559

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,108
Estimated closing costs
$3,108

Plus your down payment of $61,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,654/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$162,784Total interest paid
$409,895Total of all payments
Principal $247,110 Interest $162,784
YearPrincipalInterestBalance
1$5,514$10,881$241,596
2$5,765$10,631$235,831
3$6,027$10,369$229,805
4$6,300$10,096$223,504
5$6,586$9,810$216,918
6$6,885$9,510$210,033
7$7,198$9,198$202,835
8$7,525$8,871$195,310
9$7,866$8,529$187,444
10$8,224$8,172$179,220
11$8,597$7,799$170,623
12$8,987$7,409$161,636
13$9,395$7,000$152,241
14$9,822$6,574$142,419
15$10,268$6,128$132,151
16$10,734$5,662$121,417
17$11,221$5,174$110,195
18$11,731$4,665$98,464
19$12,264$4,132$86,201
20$12,820$3,575$73,380
21$13,402$2,993$59,978
22$14,011$2,385$45,967
23$14,647$1,749$31,320
24$15,312$1,084$16,007
25$16,007$388$0

At the end of your 5-year term

Total paid over the term
$81,979
Principal paid down
$30,192
Interest paid
$51,787
Balance remaining
$216,918

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
3.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.6%
Gross yield
− Property tax $2,162− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $11,924

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.

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