795 Third Avenue, Georgina, ON
Historic Lakeshore Communities, Georgina · MLS® N13021126
About this home
In short
- Steps to the Shore: Your Year-Round Lakeside Retreat Experience the perfect blend of comfort and nature in this well-maintained 3-bedroom detached home, ideally...
- Enjoy serene "country" living while remaining minutes from Highway 404 and all essential local amenities.
Steps to the Shore: Your Year-Round Lakeside Retreat Experience the perfect blend of comfort and nature in this well-maintained 3-bedroom detached home, ideally situated directly across from Willow Beach. Located on a quiet, no-exit street, this property offers stunning lakeshore views and seasonal outdoor activities right at your doorstep. The highlight is a spacious sunroom that provides panoramic views of Lake Simcoe and the beautifully landscaped front yard. Enjoy serene "country" living while remaining minutes from Highway 404 and all essential local amenities. Your chance to own a piece of paradise starts here!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13021126
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 50 × 150 ft
- Cross streets
- Metro/Kennedy
- Parking
- 3 parking
- Basement
- None
- Heating
- Baseboard
- A/C
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $2,890 / 2025
- Days on market
- 158
- Listing brokerage
- CMI REAL ESTATE INC.
Rooms
Listed at $549,000. Going by how homes in Historic Lakeshore Communities and the wider GTA have actually closed against their asking prices (about 96%, 18 local closings in 90 days), the likely sale price is near $529K, if it sells. A realistic range is $496K to $596K.
Independent value check: $457K. Without looking at the asking price, our model values the home itself about 17% below the ask (homes like it typically land between $428K and $479K).
Why $457K. The typical detached home sold in Historic Lakeshore Communities over the past year went for about $780K (60 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $2,890 a year; the typical home sold here pays about $4,800.
- ▼ Lowers it strongly3 bedrooms and 1 baths, against 3+1 and 2 typically.
- ▼ Lowers it0 garage and 3 total parking spaces, against 2 and 8 typically.
- ▼ Lowers itIt is 700 to 1,100 sq ft; the typical home sold here is 1,100 to 1,500.
Longer on the market than typical. 158 days on the market against about 68 for homes like it here, and asking 20% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $529K, from 18 recent closings in this pocket.
The market behind the math:
About 1.2 months of inventory: 7 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $610/sqft against an area asking average of $690/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $524K. Condition and finishes remain an in-person call.
Schools & getting aroundcatchment and transit
The assigned public school is Sutton District HS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a more car-dependent spot, so buyers here typically drive. Metro Road / Third Avenue is about a 1-minute walk away. Worth weighing if transit access matters to you.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($610/sqft) is below the area, so you are paying for extra space rather than a premium.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 18 comparable homes that sold in Historic Lakeshore Communities over the past two years, from 133 closings there.
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $528/sqft; this home lists at $610/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Historic Lakeshore Communities, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Almost all errands require a car — groceries and transit are a drive away.
🚉 Nearest transit: Metro Road / Third Avenue, about 48 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $439,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,428
- Property tax
- $241
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,669
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,455
- Estimated closing costs
- $7,455
Plus your down payment of $109,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $145,705
- Principal paid down
- $53,662
- Interest paid
- $92,043
- Balance remaining
- $385,538
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 20 whole-home leases in Historic Lakeshore Communities signed at a median of $2,374 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,393. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CMI REAL ESTATE INC.. MLS®/PropTx.