761 CHURCHILL Lane, Georgina, ON

Historic Lakeshore Communities, Georgina · MLS® N13736130

$669,900
For Sale
Listed 23 days agoNo offer date stated
3Bedrooms
2Bathrooms
1Garage · 5 parking
700-1100Sq ft

About this home

In short

  • Stunning Turnkey Bungalow with Private Lake Simcoe Access.
  • The heart of the home is the open-concept living, dining, and kitchen area, featuring stunning quartz countertops including a large breakfast island, and sleek...
  • Escape to the spectacular primary bedroom retreat, boasting soaring vaulted ceilings, dual closets, and a spa-inspired 5-piece ensuite.
  • Additional upgrades include updated flooring throughout, modern smart switches, a new furnace, and on-demand hot water (rental).
  • Enjoy easy access to schools, shopping, and the 404 extension for a seamless commute.

Stunning Turnkey Bungalow with Private Lake Simcoe Access!Welcome to single-level luxury living in this completely renovated 3-bedroom, 2-bathroom bungalow. Every detail has been thoughtfully updated, offering a modern, move-in-ready experience. The heart of the home is the open-concept living, dining, and kitchen area, featuring stunning quartz countertops including a large breakfast island, and sleek stainless steel appliances-perfect for entertaining.Escape to the spectacular primary bedroom retreat, boasting soaring vaulted ceilings, dual closets, and a spa-inspired 5-piece ensuite. Enjoy your morning coffee by stepping directly from the primary suite into the fully fenced backyard.Practicality meets style with a covered front porch leading into an oversized attached garage (with rear man door to the yard). Additional upgrades include updated flooring throughout, modern smart switches, a new furnace, and on-demand hot water (rental). The exterior is equally impressive with a large garden shed and plenty of privacy.Located for an exceptional lifestyle, this property includes private community access to Lake Simcoe and is just minutes from Willow Beach Waterfront Park. Enjoy easy access to schools, shopping, and the 404 extension for a seamless commute. Don't miss out on this gem!

Key facts

Property type
Detached, Bungalow
MLS®
N13736130
Bedrooms
3
Bathrooms
2
Size
700-1100 sq ft
Lot
50 × 150 ft
Cross streets
Metro Rd N & Kennedy Rd
Parking
1 garage · 5 parking (attached)
Driveway
Private
Basement
Crawl Space
Heating
Forced Air
A/C
None
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$2,843 / 2025
Days on market
23
Listing brokerage
COLDWELL BANKER THE REAL ESTATE CENTRE

Rooms

Dining RoomMain1.81 × 3.30 m

hardwood floor · window

Utility RoomMain2.40 × 2.40 m
BathroomMain1.80 × 2.10 m

Tile Floor

KitchenMain4.30 × 3.30 m

hardwood floor · quartz counter · stainless steel appl

Primary BedroomMain4.30 × 3.90 m

hardwood floor · 5 pc ensuite · sliding doors

Bedroom 3Main3.65 × 2.40 m

hardwood floor · closet · window

Living RoomMain3.90 × 3.30 m

hardwood floor · 3 pc bath

BathroomMain1.80 × 1.50 m

tile floor · 3 pc bath · window

LaundryMain0.90 × 0.80 m

Hardwood Floor

Bedroom 2Main3.65 × 2.40 m

hardwood floor · closet · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$646Klikely sale price

Listed at $669,900. Going by how homes in Historic Lakeshore Communities and the wider GTA have actually closed against their asking prices (about 96%, 18 local closings in 90 days), the likely sale price is near $646K, if it sells. A realistic range is $605K to $728K.

Independent value check: $643K. Without looking at the asking price, our model values the home itself about 4% below the ask (homes like it typically land between $602K and $673K).

Why $643K. The typical detached home sold in Historic Lakeshore Communities over the past year went for about $780K (60 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $2,843 a year; the typical home sold here pays about $4,800.
  • ▼ Lowers it strongly1 garage and 5 total parking spaces, against 2 and 8 typically.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIt is 700 to 1,100 sq ft; the typical home sold here is 1,100 to 1,500.
List price
$605KBelow recent closings$728KAbove recent closings

Total price vs nearby homes. Likely closing about $646K, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$928Kmedian sold price
93%of asking, on average
+9%prices vs a year ago
~43 dayshomes like this take to sell
23days on market so far
$2,466/moest. rent · 29 leases
4.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 7 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $744/sqft against an area asking average of $671/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $536K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Sutton District HS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 18 comparable homes that sold in Historic Lakeshore Communities over the past two years, from 133 closings there.

Neighbourhood & location

Historic Lakeshore Communities, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sutton & Jackson's Point
$776K
Keswick North
$910K
Keswick South
$890K
Virginia
$919K
Baldwin
$862K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Deer Park PS
35%
Deer Park PSPublic · Elementary · JK-8 · 5.9 km awayBelow the GTA average · 35% meet the provincial standard
St. BernadetteEQAO results not published

Affordability & Mortgage

Affordability
$3,053/mo
$127KIncome needed
5.3×Price ÷ income
$705Weekly cost
$9,873Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,053Property tax $237Total carry $3,290

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,963per month

Mortgage amount $535,920 · 4.49% over 25 years

$133,980Down payment (20.0%)
$535,920Loan before insurance
$0CMHC premium
$3,200Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,963
Property tax
$237
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,200

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,873
Estimated closing costs
$9,873

Plus your down payment of $133,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,586/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$353,038Total interest paid
$888,958Total of all payments
Principal $535,920 Interest $353,038
YearPrincipalInterestBalance
1$11,959$23,599$523,961
2$12,502$23,056$511,458
3$13,070$22,488$498,388
4$13,664$21,895$484,724
5$14,284$21,274$470,440
6$14,932$20,626$455,508
7$15,610$19,948$439,898
8$16,319$19,239$423,578
9$17,060$18,498$406,518
10$17,835$17,724$388,683
11$18,645$16,914$370,039
12$19,491$16,067$350,547
13$20,376$15,182$330,171
14$21,301$14,257$308,870
15$22,268$13,290$286,602
16$23,280$12,279$263,322
17$24,336$11,222$238,986
18$25,441$10,117$213,544
19$26,597$8,962$186,948
20$27,804$7,754$159,143
21$29,067$6,492$130,077
22$30,386$5,172$99,690
23$31,766$3,792$67,924
24$33,208$2,350$34,716
25$34,716$842$0

At the end of your 5-year term

Total paid over the term
$177,792
Principal paid down
$65,480
Interest paid
$112,312
Balance remaining
$470,440

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 29 whole-home leases in Historic Lakeshore Communities$2,466/mo
$29,592Gross annual rent
3.3%Cap rate after taxes and upkeep
$2,168 to $2,663Typical rent range
~26 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 29 whole-home leases in Historic Lakeshore Communities signed at a median of $2,371 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,466. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.4%
Gross yield
− Property tax $2,843− Insurance $1,400− Vacancy & upkeep $3,255Net operating income $22,094

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE. MLS®/PropTx.

CallRequest a showing