68 Farley Circle, Georgina, ON

Historic Lakeshore Communities, Georgina · MLS® N13727052

$399,900
For Sale
Listed 25 days agoNo offer date stated
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3Bedrooms
1Bathrooms
6Parking
700-1100Sq ft

About this home

In short

  • Remarkable Opportunity In The Heart Of The Highly Coveted Willow Beach Community Just Steps From The Sparkling Shores Of Beautiful Lake Simcoe.
  • Nestled On A Spacious, Municipally Serviced And Exceptionally Private Irregular Lot (114.03 ft x 75.52 ft x 37.18 ft x 49.53 ft x 25.45 ft x 60.04ft) And Surrounded...
  • Conveniently Positioned Along The School Bus Route And Close To Golf Courses, Walking Trails, Marinas, Public Pool, Library, Shopping And Everyday Amenities, This...
  • The Existing Cottage Offers Immediate Enjoyment And Warm Character While Providing Incredible Future Redevelopment Potential For Builders, Investors Or End Users...
  • Ideally Located Only Approximately 10 Minutes To Keswick And Hwy 404 And 5 Minutes To Hwy 48, Offering Easy Access To The GTA While Still Feeling Worlds Away From The...

Remarkable Opportunity In The Heart Of The Highly Coveted Willow Beach Community Just Steps From The Sparkling Shores Of Beautiful Lake Simcoe. Nestled On A Spacious, Municipally Serviced And Exceptionally Private Irregular Lot (114.03 ft x 75.52 ft x 37.18 ft x 49.53 ft x 25.45 ft x 60.04ft) And Surrounded By Mature Trees, This Charming 3-Season Cottage Presents A Rare Chance To Secure Premium Land In One Of The Area's Most Desirable Lakeside Enclaves. Whether You Choose To Enjoy The Existing Cottage As A Peaceful Family Retreat, Renovate And Expand, Or Design A Stunning Custom Residence From The Ground Up, The Possibilities Here Are Truly Endless. Experience The Unmatched Lifestyle That Comes With Living Moments From The Water, Where Summer Days Are Spent Boating, Swimming, Fishing, Paddle Boarding And Enjoying Spectacular Sunsets Along The Shoreline. Located Just Steps From Willow Beach Park, Residents Enjoy Access To Playgrounds, Scenic Lakeside Walks, Community Events And Outdoor Recreation For All Ages. Conveniently Positioned Along The School Bus Route And Close To Golf Courses, Walking Trails, Marinas, Public Pool, Library, Shopping And Everyday Amenities, This Property Offers The Perfect Blend Of Relaxed Cottage-Country Charm And Everyday Convenience. The Existing Cottage Offers Immediate Enjoyment And Warm Character While Providing Incredible Future Redevelopment Potential For Builders, Investors Or End Users Looking To Create Something Truly Extraordinary In A Rapidly Flourishing Waterfront Community. Ideally Located Only Approximately 10 Minutes To Keswick And Hwy 404 And 5 Minutes To Hwy 48, Offering Easy Access To The GTA While Still Feeling Worlds Away From The City. A Truly Rare Offering And Remarkable Blank Canvas Near The Lake Where Lifestyle, Location And Long-Term Potential Come Together To Create An Incredible Real Estate Opportunity.

Key facts

Property type
Detached, Bungalow
MLS®
N13727052
Bedrooms
3
Bathrooms
1
Size
700-1100 sq ft
Lot
25.45 × 114.03 ft
Cross streets
Metro Rd. / Farley Circle / Lake Dr. East
Parking
6 parking
Driveway
Private
Basement
None
Heating
Baseboard
A/C
None
Exterior
Vinyl Siding, Wood
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,612 / 2025
Days on market
25
Listing brokerage
RE/MAX ALL-STARS REALTY INC.

Rooms

KitchenMain4.72 × 2.46 m

Large Window

BathroomMain1.75 × 1.65 m
Living RoomMain4.66 × 3.50 m

Laminate

BedroomMain3.31 × 2.50 m

Window

BedroomMain2.50 × 2.43 m

Window

SunroomMain4.67 × 2.47 m

Laminate

BedroomMain2.65 × 2.50 m

Window

Our TakeTeam Asgarian · Broker
A small discount is typical
$386Klikely sale price

Listed at $399,900. Going by how homes in Historic Lakeshore Communities and the wider GTA have actually closed against their asking prices (about 96%, 18 local closings in 90 days), the likely sale price is near $386K, if it sells. A realistic range is $361K to $434K.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% above the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: the home's condition, or an asking price set as a starting point for offers.

List price
$361KBelow recent closings$434KAbove recent closings

Total price vs nearby homes. Likely closing about $386K, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$928Kmedian sold price
93%of asking, on average
+9%prices vs a year ago
~43 dayshomes like this take to sell
25days on market so far
$2,366/moest. rent · 29 leases
7.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 7 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $444/sqft against an area asking average of $714/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $562K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
Schools & getting aroundcatchment and transit

The assigned public school is Sutton District HS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 18 comparable homes that sold in Historic Lakeshore Communities over the past two years, from 133 closings there.

Neighbourhood & location

Historic Lakeshore Communities, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sutton & Jackson's Point
$776K
Keswick North
$910K
Virginia
$919K
Keswick South
$890K
Baldwin
$862K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Deer Park PS
35%
Deer Park PSPublic · Elementary · JK-8 · 7.1 km awayBelow the GTA average · 35% meet the provincial standard
St. BernadetteEQAO results not published

Affordability & Mortgage

Affordability
$1,823/mo
$83KIncome needed
4.8×Price ÷ income
$421Weekly cost
$4,474Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

86%mortgage
Mortgage $1,823Property tax $301Total carry $2,124

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,769per month

Mortgage amount $319,920 · 4.49% over 25 years

$79,980Down payment (20.0%)
$319,920Loan before insurance
$0CMHC premium
$2,070Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,769
Property tax
$301
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,070

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,474
Estimated closing costs
$4,474

Plus your down payment of $79,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,141/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$210,748Total interest paid
$530,668Total of all payments
Principal $319,920 Interest $210,748
YearPrincipalInterestBalance
1$7,139$14,087$312,781
2$7,463$13,763$305,317
3$7,802$13,424$297,515
4$8,157$13,070$289,359
5$8,527$12,700$280,832
6$8,914$12,313$271,918
7$9,319$11,908$262,599
8$9,742$11,485$252,857
9$10,184$11,043$242,673
10$10,647$10,580$232,026
11$11,130$10,097$220,896
12$11,635$9,591$209,261
13$12,164$9,063$197,097
14$12,716$8,511$184,381
15$13,293$7,933$171,088
16$13,897$7,330$157,191
17$14,528$6,699$142,664
18$15,187$6,039$127,476
19$15,877$5,350$111,599
20$16,598$4,629$95,001
21$17,351$3,875$77,650
22$18,139$3,087$59,511
23$18,963$2,264$40,548
24$19,824$1,403$20,724
25$20,724$503$0

At the end of your 5-year term

Total paid over the term
$106,134
Principal paid down
$39,088
Interest paid
$67,045
Balance remaining
$280,832

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 29 whole-home leases in Historic Lakeshore Communities$2,366/mo
$28,392Gross annual rent
5.1%Cap rate after taxes and upkeep
$2,068 to $2,563Typical rent range
~26 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 29 whole-home leases in Historic Lakeshore Communities signed at a median of $2,371 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,366. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

7.1%
Gross yield
− Property tax $3,612− Insurance $1,400− Vacancy & upkeep $3,123Net operating income $20,257

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.

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